Table of Contents
LIC AAO Salary is quite good and includes basic pay, allowances, and other benefits. The exact salary may change a little depending on the grade and the place of posting. Candidates selected for LIC AAO posts get a well-paid package, similar to what is offered in top public-sector and private financial institutions. In this article, you can find details about the LIC AAO Job Profile, Career Growth, Allowances, Pay Scale, and more. Bookmark this page to stay updated with the latest information.
LIC AAO Salary 2025
The LIC AAO Salary is a major reason why many candidates choose a career with the Life Insurance Corporation of India. It is one of the key attractions for aspirants applying for the post of Assistant Administrative Officer, making it a highly sought-after job in the insurance sector. Known for its good reputation and stability, this central-level government job offers excellent career scope as well. In this article, we have covered the complete details of the LIC AAO Salary, including:
1. Pay Scale, Salary Structure
2. Promotion and Increments
3. Allowances/ Benefits
4. Job Profile
Check: LIC AAO Notification 2025 Out For 841 Posts
LIC AAO 2025 Salary: Highlights
Selection as an LIC Assistant Administrative Services post is going to give the candidates a sense of satisfaction for it is a central government job, and the fact that it has a great career scope is another factor for choosing this path. LIC AAO Salary is going to be a handsome chance for the aspirants to get settled. Candidates can check the table below for brief details about the LIC AAO Salary.
LIC AAO Salary: Highlights | |
Component | Amount |
Basic Pay |
Rs. 88,635 per month
|
Maximum Basic Pay |
Rs. 1,69,025 per month
|
Also check – LIC AAO Apply Online 2025
LIC AAO Salary: Structure- Pay Scale
The revised pay scale of LIC AAO is 88,635-4,385(14)-1,50,025-4,750(4)-1,69,025. The basic pay starts at Rs 88,635, where there will be an increment of Rs 4,385 for 14 years. With Rs 1,50,025 as the next basic pay, the increment amount will be Rs 4,750 for the next four years. After 4 years, 1,69,025 becomes the next basic pay.
LIC AAO Salary Structure
|
|
Component | Amount (Rs.) |
Basic Pay | 88,635.00 |
DA @ 15.38% | 13,635.39 |
Cadre Special Allowance | 8,900.00 |
HRA | 6,204.45 |
Transport Allowance | 3,300.00 |
Gross Total Income | 1,20,674.84 |
Deductions: | |
Income Tax | 10,200.00 |
New GI Scheme | 137.42 |
Professional Tax | 200 |
GIS Premium | 2,915.00 |
Total Deductions | 13,452.42 |
Net Pay (After Deductions) | 1,07,222.42 |
LIC AAO Salary 2025: Deductions
Out of the total salary for the Assistant Administrative Officer post, there are certain deductions as shown below.
LIC AAO Salary: Deductions | |
Particulars | Amounts |
Income Tax | 10,200.00 |
New GI Scheme | 137.42 |
Professional Tax | 200 |
GIS Premium | 2,915.00 |
Total Deductions | 13,452.42 |
LIC AAO Salary 2025: Allowances
As per the salary slip, the allowances included in the salary are listed. These allowances are an appeal to the candidates. Please note that these allowances may vary from city to city.
- Defined Contributory Pension
- Gratuity
- Leave Travel Concession (LTC)
- Cash Medical Benefit
- Group Mediclaim Policy
- Group Personal Accident Insurance
- Group Insurance
- Vehicle Loan (2-wheeler/4-wheeler) as per rules
- Meal Coupons
- Reimbursement of Cost of Briefcases/Leather Bags
- Mobile Handset Facility
- Supply of Dailies and Magazines
- Tea/Coffee Facility
- Mobile Expenses Reimbursement
LIC AAO Allowances | ||
Allowance | Criteria | Rate |
House Rent Allowance | Cities with population ≥ 45 lakh |
10% of pay (Max ₹13,000)
|
Cities with a population 12–45 lakh |
8% of pay (Max ₹11,000)
|
|
Other places |
7% of pay (Max ₹10,500)
|
|
City Compensatory Allowance | Cities with population ≥ 45 lakh |
3% of pay (Max ₹3,300)
|
Cities with a population 12–45 lakh |
2.5% of pay (Max ₹3,100)
|
|
Cities with a population 5–12 lakh |
2% of pay (Max ₹2,400)
|
|
Hill Allowance | Height ≥ 1,500m |
2.5% of basic pay (Max ₹2,055)
|
Height 1,000m – 1,500m |
2% of basic pay (Max ₹1,650)
|
|
Altitude ≥ 750m with hills ≥ 1,000m |
2% of basic pay (Max ₹1,650)
|
LIC AAO Salary Slip
Candidates can check the official salary slip of an Assistant Administrative Officer (AAO) below.
LIC AAO Salary 2025: Promotion and Career Growth
With such a reputed position, promotions and career growth in LIC AAO/AE are also promising. Employees receive regular increments and can move up to higher-grade positions based on their performance and experience. Specifically, candidates selected for the post of LIC Assistant Administrative Officer (Chartered Accountant) who have at least two years of post-qualification work experience as of the eligibility date are entitled to two additional advance increments.
LIC AAO 2025: Job Profile
The job/ working profile of an LIC Assistant covers Clerical Duties such as cashier, single-window operator, customer service executive
Other important roles include:
1. Management of cash counters, managing customer grievances and public relations
2. Management of sales documents- policies, claims, settlements
3. Back-end office work also comes under the role.
After Selection as LIC AAO:
- A period of 1 year is mandatory for the selected candidates. This may also extend up to two years. The candidates may be posted or subsequently transferred anywhere in India.
- Candidates will be required to give the undertaking to serve LIC for a minimum of period of four years from the date of joining, including the probation period.
- Not accepted by the undertaking rules, the candidates will be required to pay liquidated damages of Rs 5,00,000/-only (Rupees Five Lakhs only) + GST or the sum of amount the Executive Director (Personnel) may prescribe from time to time.
LIC AAO Related Articles | |
LIC AAO Recruitment 2025 | LIC AAO Syllabus |
LIC AAO Previous Year Question Paper | LIC AAO Cut Off |