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The State Bank of India offers an attractive SBI PO Salary 2025 to the candidates who qualify for the Probationary Officer posts. This year, the monthly package for the PO vacancies has been revised, and now the basic salary is Rs 56,480. The salary provides a huge motivation to the candidates to work hard and qualify the examination. Along with the SBI Probationary Officer Salary, the candidate will receive several allowances and perks including DA, HRA, Specialist Allowances, etc.
SBI PO Salary 2025
Besides the basic pay of the SBI PO Salary 2025, the employees get other allowances and benefits like house allowances, DA, Medical Insurance, and others. A Probationary Officer has many responsibilities which include the task of handling multiple operations such as finance, accounting, billing, investment, revenue collection, etc. during his/her probation period. SBI PO is one of the most demanding government jobs in India.
SBI PO Salary Structure 2025
The State Bank of India Probationary Officer (PO) is considered the most demanding and prestigious government job in India as SBI is one of the top nationalized banks. When a candidate is appointed as a PO in SBI he/she starts receiving Rs.56,480 his basic salary (with 4 advance increments). The salary structure of SBI PO follows the range of 48480-2000/7-62480-2340/2-67160-2680/7-85920.
| SBI PO Salary Structure 2025 | |
| Initial Basic Pay | 56480 (Including 4 advance increments) |
| Dearness Allowances | 14336.53 |
| HRA | 5648 |
| Special Allowances | 14967.20 |
| Learning Allowances | 850 |
| City Compensatory Allowance | 2300 |
| Gross Salary | 94581.73 |
| Deductions | 9617 |
| Net Salary | 84964.73 |
SBI PO Deductions
There are several deductions in the SBI PO Salary as well which includes PF and taxes.
| Deduction | Amount (₹) |
| Employee PF Contribution | 5,648.00 |
| Professional Tax | 200 |
| Income Tax Deducted During Month | 3,769.00 |
| Total Deduction | 9,617.00 |
SBI PO In Hand Salary 2025
According to the latest updates, the SBI PO In Hand Salary ranges from Rs 80,000 to Rs 85,000 per month. Their annual gross compensation is going to be Rs 18.67 Lakhs (for Mumbai Centre). Apart from the basic pay, SBI Probationary Officers receive additional benefits such as Lease Rental/HRA, DA, Medical, CCA, and other allowances. The specific amount of these allowances varies depending on the location of the job posting.
SBI PO Salary Slip 2025
Candidates who are going to be selected as Probationary officers in SBI Bank and want to check the SBI PO salary slip can check below. Here we have shared the latest salary slip of the probationary officer. The salary slip will help you understand the salary structure like perks and allowances, deductions, and the total in-hand salary of the SBI PO.
SBI PO Allowances
The SBI PO Salary includes a basic salary in addition to several allowances that increase an employee’s take-home pay. Allowances that are included in the salary are tabulated below:
| SBI PO Salary Allowances | |
| Allowance | Amount |
| Dearness Allowance | 19.83% of the Basic Pay |
| City Compensatory Allowance | 3% – 4% depending on location |
| House Rent Allowance | 7% – 9% depending on Place of Posting |
| Medical Insurance | 100% covered for employees | 75% covered for dependent family |
| Travelling Allowance | AC 2-tier fare is reimbursed to the employee for official travels |
| Petrol Allowance | Rs. 1,100 – 1,250 |
| Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. | Varies based on Cadre |
SBI PO Salary Increment
Candidates can check the year-wise SBI PO Increment details in the table below. Once candidates complete 7 years in the service they get the maximum increment.
| Period | Increment (INR) | Basic Salary (INR) |
|---|---|---|
| First 7 years | Rs 2000 | Rs 62,480 |
| Next 2 years | Rs 2340 | Rs 67,160 |
| Another 7 years | Rs 2680 | Rs 85,980 |
SBI PO Salary: Benefits
Being a Bank job, SBI PO Perks include the benefit of having a settled career, job security, fixed allowances, and increments. This job is thus an attractive one to a huge number of candidates.
The additional benefits of the salary include:
- Medical insurance (100 percent for self and 75 percent for family members)
- Cashless treatment in selected medical facilities around the country
- Newspaper allowance
- Books and magazines allowance
- Petrol allowance
- House maintenance allowance
- Telephone bill reimbursement
- Entertainment allowance
- Concessionary interest rates for House Loan, Car Loans, and Personal Loans
- New pension scheme contribution
- Leave Travel Concessions (LTC)
SBI PO Salary After 7 Years
The salary and the in-hand salary of SBI PO are subject to increments every year. There is a fixed amount of increment given to every SBI PO based on the period of service given by them. You must be eager to know about the amount of salary that you will receive after a certain period whether it is 2 years, 5 years, or 7 years. With the increase in working years, the yearly CTC will also increase. The table below shows the SBI PO Salary increment annually and the final salary.
| Years | Basic Pay | Increment |
| After 2nd year | ₹52,480/- | ₹2,000/- |
| After 3rd year | ₹54,480/- | ₹2,000/- |
| After 4th year | ₹56,480/- | ₹2,000/- |
| After 5th year | ₹58,480/- | ₹2,000/- |
| After 6th year | ₹60,480/- | ₹2,000/- |
| After 7th year | ₹62,480/- | ₹2,000/- |
SBI PO Job Profile
The following are the duties of an SBI Probationary Officer regularly:
- Supervision of clerical activities, customer service, processing loans, opening bank accounts, etc.
- Marketing of New Schemes
- Bringing New Business to the bank
- Any other task bestowed by the bank from time to time.
- On-site training, such as at SBI training institutes.
SBI PO Promotions
Candidates shall be appointed to the Junior Management Grade Scale-I (JMGS-I) and confirmed in the Bank’s service if they pass the evaluation standards established by the Bank. As the bank holds promotional exams regularly, candidates have a good opportunity to move up to the Top Management Grade quickly. The SBI POs are promoted as per the serial given here from 1 to 11; 11 being the highest of all.
- Assistant Manager
- Deputy Manager
- Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
- Chief General Manager
- Deputy Managing Director
- Managing Director
- Chairman
SBI PO Grade Pay Level
There are grade pay level varies on the basis of designation and experience of the SBI PO 2025. The candidates can go through the grade pay level as per the posts in the table given below.
| SBI PO Grade Pay Level | |
| Designation |
Grade Pay Level
|
| Chief General Manager | Scale IX |
| Managing Director | Scale XI |
| Senior Manager | Scale IV |
| Deputy General Manager | Scale VII |
| General Manager | Scale VIII |
| Deputy Manager | Scale II |
| Chief Manager | Scale V |
| Assistant General Manager | Scale VI |
| Deputy Managing Director | Scale X |
| Manager | Scale III |
| Probationary Officer | Scale I |
Career As an SBI PO
Overall, the salary and perks offered by the SBI PO Job profile are very attractive and give good career growth. The banking sector releases a decent number of vacancies to offer a good opportunity to aspirants. Numerous candidates apply for the post every year and are currently enjoying a stable life with a good income.
SBI PO Training Period
The SBI PO Joining & Training Process includes several important steps to ensure candidates are well-prepared for their roles. Initially, candidates are required to complete a series of online courses that cover fundamental banking knowledge. This foundational training is designed to equip them with essential skills and information relevant to their position.
- Once the online training is completed, candidates must sign a ₹2 lakh bond, committing to serve the bank for a minimum of three years. This bond underscores the bank’s investment in the candidates’ training and development.
- Following the bond agreement, candidates enter a probationary period during which their performance is continuously evaluated. This probation phase is crucial as it determines their suitability for the role and their readiness for confirmation in the Junior Management Grade Scale 1 (JMGS 1).
- Successful completion of the probation period often leads to opportunities for rapid career advancement within SBI. The bank provides various career development programs and pathways that allow employees to progress through the ranks, taking on more challenging and higher-level responsibilities.
- Overall, the SBI PO Joining & Training Process is designed to ensure that new officers are thoroughly prepared and positioned for long-term success within the organization.
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