Indian Government, at different levels, announces Welfare Schemes for the social and economic welfare of the citizens of the country. They could be either Central sponsored, State-sponsored or a joint partnership between the Centre and the States. Such schemes help in the prosperity and development of the nation and its citizen.
Government Schemes in India
In various competitive exams, schemes are being asked from students to know how much a candidate knows about such schemes and their benefits to society. So it’s essential to be aware of some prominent government schemes from an exam point of view. In this article, we have tried to cover all such schemes which are important from an exam point of view –
Some Major Government Schemes
|Scheme||Date of Launch||Sector||Provisions|
|Atal Pension Yojana||2015||Pension||pension scheme primarily targeted at the unorganised sector.|
|Bachat Lamp Yojana||2009||Electricity||to promote energy-efficient lighting in India by Reducing the cost of CFL(compact fluorescent lamps)|
|Central Government Health Scheme||1954||Health||Complete medical care facilities to the existing and former employees of the Central Government of India.|
|Deendayal Disabled Rehabilitation Scheme||2003||Social Justice||To promote Voluntary Action for Persons with Disabilities by Decreasing disparity related to opportunities, equity, social justice and empowerment of persons with disabilities.|
|Deen Dayal Upadhyaya Gram Jyoti Yojana||2015||Rural Power Supply||The program aimed at providing a continuous electricity supply to rural sectors of India|
|Deen Dayal Upadhyaya Grameen Kaushalya Yojna||2015||Rural Development||Program to provide employment to rural youth especially, BPL and SC/ST segment of the population by providing them proper skill and training.|
|Digital India Programme||July 1, 2015||Digitalisation||To ensure that government services are available to citizens electronically and people get benefited from all the latest technology.|
|Gramin Bhandaran Yojana||March 31, 2007||Agriculture||Promote use of scientific storage in rural areas. It is an initiative to offer subsidies to individuals or organizations which build or repair rural godowns.|
|Indira Awaas Yojana||1985||Housing, Rural||to provide housing for the poor in India. by providing monetary assistance to poor for constructing their houses.|
|Indira Gandhi Matritva Sahyog Yojana||2010||Mother Care||The scheme is implemented by the Ministry of Women and Child Development. An incentive of Rs. 4000 to women (19 years and above) for the first two births.|
|Integrated Child Development Services||October 2, 1975||Child Development||provides nutritional meals, preschool education, primary healthcare, immunization, health check-up and referral services to children under 6 years of age and their mothers.|
|Integrated Rural Development Program||1978||Rural Development||Self-employment programs to provide employment opportunities to the poor as well as opportunities to develop their skill sets so as to improve their living conditions. the scheme has been merged with another scheme named Swarnajayanti Gram Swarozgar Yojana (SGSY) since 01.04 1999.|
|Janani Suraksha Yojana||2005||Mother Care||Safe motherhood intervention under the National Health Mission. The one-time monetary incentive to pregnant women for institutional/home births through assistance.|
|Jawaharlal Nehru National Urban Renewal Mission (JnNURM)||December 3, 2005||Urban Development||massive city-modernization scheme dedicated to improve the quality of life and infrastructure in the cities.|
|Kasturba Gandhi Balika Vidyalaya||July 2004||Education||Provide residential schools for girls belonging to the weaker sections in India like minority communities, SC, ST, OBC and families below the poverty line(BPL) in Educationally Backward Blocks.|
|INSPIRE Programme||Education||Scholarships for elite Science students, Grants and Fellowships for pursuing PhD, Research Grants to researchers.|
|Kishore Vaigyanik Protsahan Yojana||1999||Education||Scholarship program to motivate students to take up careers in research in the areas of basic sciences, engineering and medicine.|
|Livestock Insurance Scheme||Education||Insurance to cattle and attaining substantial qualitative improvement in livestock and their products. The crossbred and high-yielding cattle and buffaloes are being insured at the maximum of their current market price|
|Mahatma Gandhi National Rural Employment Guarantee Act||February 6, 2006||Rural Wage Employment||Legal guarantee for 100 days of employment in every financial year to members of any rural household at the statutory minimum wage of Rs. 120 per day.|
|Members of Parliament Local Area Development Scheme||December 23, 1993||Each MP has the choice to suggest to the District Collector the works to the tune of Rs.5 Crores per annum to be taken up in his/her constituency.|
|Midday Meal Scheme||August 15, 1995||Health and Education||Lunch (free of cost) to school going children on all working days.|
|Namami Gange Programme||March 1995||Clean & Protect Ganga||To unify the efforts to clean and protect the Holy River Ganga.
|National Literacy Mission Programme||May 5, 1988||Education||To improve the literacy rate by educating 80 million adults in the age group of 15 – 35 literate.|
|National Pension Scheme||January 1, 2004||Pension||Pension system based on contribution.|
|National Scheme on Welfare of Fishermen||Agriculture||Assistance to fishers for construction of house, community hall, tube-wells for drinking water.|
|National Social Assistance Scheme||August 15, 1995||Pension||Assistance to its citizens in case of unemployment, old age, sickness and in other cases of undeserved want.|
|Pradhan Mantri Adarsh Gram Yojana||July 23, 2010||Model Village||Development of SC majority villages.|
|Pradhan Mantri Kaushal Vikas Yojna||April 2015||Skill Development||To encourage youth for development of employable skills by giving monetary rewards by recognition of prior learning or by getting involved training at affiliated centers.|
|Pradhan Mantri Suraksha Bima Yojana||May 9, 2015||Insurance||Accidental Insurance with a net premium of Rs. 12 per year.|
|Pradhan Mantri Jeevan Jyoti Bima Yojana||May 9, 2015||Insurance||Life insurance of Rs. 2 lakh with a net premium of Rs. 330 per year.|
|Pradhan Mantri Jan Dhan Yojana||August 28, 2014||Financial Inclusion||financial inclusion program for ensuring access to financial services, namely Banking Savings & Deposit Accounts, remittances, Credit, Insurance, pensions in a convenient manner.|
|Pradhan Mantri Gram Sadak Yojana||December 25, 2000||Rural Development||All-season road connectivity to unconnected villages.|
|Rajiv Awas Yojana||2013||Urban Housing||It envisages a “India which slum-free” with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities.|
|Rajiv Gandhi Grameen Vidyutikaran Yojana||April 2005||Rural Electrification||Programme for providing Electricity & Household Electrification to rural households.|
|Rashtriya Krishi Vikas Yojana||August 1, 2007||Agriculture||Achieve annual growth of 4% in agriculture through development of Agriculture and its allied sectors.|
|Rashtriya Swasthya Bima Yojana||April 1, 2008||Insurance||Health insurance to poor (BPL), Domestic workers, MGNERGA workers etc.|
|RNTCP (National TB Elimination Program)||1997||Health||Tuberculosis control initiative by providing technical and managerial leadership to anti-tuberculosis activities in the country.|
|Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent Boys||2014||Skill Development||
It covers all adolescent boys (both school-going and out of school) in the age group of 11 to 18 years and aims at their empowerment to make them self-reliant, gender-sensitive and aware citizens when they grow up
|Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent Girls||2011||Skill Development||aims at empowering Adolescent Girls (AGs) (11-18 years) through nutrition, health care and life skills education.
|Sampoorna Grameen Rozgar Yojana||September 25, 2001||Rural Self Employment||Providing extra wage employment and food security.
|Swabhiman||February 15, 2011||Financial Inclusion||To provide banking facility to all citizens and to get 5 Crore accounts opened by Mar 2012. Substituted by Pradhan Mantri Jan Dhan Yojana.
|Swarnajayanti Gram Swarozgar Yojana||April 1, 1999||Rural Employment||To bring the assisted poor families above the poverty line through the process of social mobilization, training and capacity building.
|Swavalamban||September 26, 2010||Pension||Any citizen of India who is not part of any statutory pension scheme of the Government and contributes between Rs. 1000 and Rs. 12000/- per annum, could join the scheme. The Central Government shall contribute Rs. 1000 per annum to all such citizens.
|Udisha||Child Care||Training Program for ICDS workers.
|Voluntary Disclosure of Income Scheme||June 18, 1997||Provides Opportunity to the income tax/ wealth tax defaulters to disclose their income at the prevailing tax rates.
|National Rural Livelihood Mission (NRLM)||June 2016||It is poverty alleviation project in which Self Help Group(SHG) groups are organised and make them capable of self-employment.|
|National Urban Livelihood Mission (NULM)||Sep, 2013||aims to facilitate skilled wage employment and gainful self-employment among the urban poor.
|HRIDAY – Heritage City Development and Augmentation Yojana||Jan 2015||Urban Development||The scheme’s main objective is to preserve and rejuvenate the rich cultural heritage of the country.|
|Sukanya Samridhi Yojana (Girl Child Prosperity Scheme)||22 Jan 2015||Girl Child Prosperity Account primarily ensures equitable share to a girl child in resources and savings of a family.
|Smart Cities Mission||June 25, 2015||Urban Development||Aims to enable better living and drive economic growth by developing smart cities across the country, making them citizen friendly and sustainable.
|Atal Mission for Rejuvenation and Urban Transformation (AMRUT)||June 25, 2015||Urban Development||To enable growth and better living by rejuvenating infrastructure.|
|Pradhan Mantri Awas Yojana (PMAY)||June 25, 2015||Housing||The Mission addresses urban housing shortage among the EWS/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022,
|National Child Labour Projects(NCLP)||launched in 9 districts in 1987 and has been expanded in January 2005 to 250 districts in 21 different states of the country||Child Labour||managed by the Ministry of Labour and Employment of India. the objective is to eradicate child labour in hazardous industries by 2010.
|Antyodaya Anna Yojna||25 December 2000||Food Security||to provide highly subsidised food to millions of the poorest families by Issuing Ration Cards after the recognition of Antyodaya families, unique quota cards to be recognized an “Antyodaya Ration Card” must be given to the Antyodaya families by the chosen power.|
|Pradhan Mantri Kaushal Vikas Yojana||July 15, 2015||Skill Development||skill development initiative scheme to provide the institutional capacity to provide training to at least 40 crore skilled people by 2022|
|National Food Security Mission||2007 for 5 years||Food Security||It is based on the recommendations of the agriculture sub-committee of the National Development Council. The aim is to reduce the yield gap in crops through the dissemination of efficient and improved technologies and farm management practices.
|Pradhan Mantri Ujjwala Yojana||1 May 2016||Safety||To distribute 50 million LPG connections to women of Below Poverty Line families for free.|