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PNB Apprentice Salary 2026, In Hand Pay, Career Growth

The PNB Apprentice Recruitment 2026 offers a golden opportunity for freshers to gain practical banking experience for 12 months, including 2 weeks of basic training and 50 weeks of on-the-job training. The PNB Apprentice Salary 2026 comprises a fixed monthly stipend along with valuable skill development and practical learning for banking aspirants. In this article, we will break down the PNB Apprentice Salary 2026, stipend structure, job profile and career growth, and more.

PNB Apprentice Salary 2026

The PNB Apprentice Salary 2026 is paid in the form of a monthly stipend, and the amount depends on the branch category where the candidate is posted. Candidates posted in metro cities would receive a higher monthly stipend because of higher living costs. Unlike full-time banking employees, apprentices are not provided with various components like DA, HRA, and medical allowances. The duration of the apprenticeship is exactly one year(12 months), with 2 months of training included.

PNB Apprentice Salary/Stipend

As per the PNB Apprentice Recruitment 2026 notification, the stipend is a fixed component paid monthly to the apprentice, provided there is no unauthorized absence. The apprentices are not eligible for any other allowances/ benefits. The selected candidates will receive the following fixed stipend per month for the contract period of 1 year:

Branch Category Monthly Stipend (in Rs.)
Rural/Semi-Urban/Urban Branches 12,300/-
Metro Branches 15,000/-

PNB Apprentice In-Hand Pay

The stipend paid to apprentices is the final in-hand amount. No deductions like PF, ESI, pension, or professional tax are applicable. The in-hand salary details are provided below:

Component Amount
Monthly Stipend ₹12,300/₹15,000
PF / ESI Not Applicable
Tax Deduction Nil (subject to income)
In-Hand Salary ₹12,300/₹15,000

PNB Apprentice Perks and Allowances

The official notification clearly indicates that the apprentice will not receive any kind of perks or other allowances other than the monthly stipend, which has been specified before.

  • No Other Allowances: Apprentices are not eligible for any allowances or benefits beyond the fixed stipend.
  • No Employee Status: You will not be treated as a regular employee of PNB and cannot claim benefits available to permanent staff.
  • No Accommodation: The bank does not provide transport, hostel, or any residential facilities during the training period.
  • Leave Policy: You are entitled to one Casual Leave per month, totaling 12 leaves in the year. You will also get bank holidays as observed by your branch.
  • No Statutory Benefits: Provisions like PF, ESI, or Bonus do not apply to this apprenticeship.

PNB Apprentice Job Profile and Career Growth

The apprenticeship is designed to give candidates hands-on banking experience. During the 50 weeks of On-the-Job Training, apprentices work in real PNB branches. Although the apprenticeship does not guarantee a permanent job, it gives a huge advantage for future banking recruitment.

PNB Apprentice Job Profile

As an apprentice, you will assist the regular staff in various day-to-day banking operations. This includes:

  • Helping customers with account opening and documentation.
  • Assisting in the digital banking segment (helping people use the PNB One app).
  • Handling basic administrative tasks and data entry.
  • Learning about different banking products like loans, deposits, and insurance.

Career Growth

It is crucial to understand that completion of this apprenticeship does not guarantee a regular job in Punjab National Bank. After the completion of one year of the contract, you are relieved of your duty. However, this apprenticeship provides an indirect career growth, which is highly valuable for banking aspirants:

  • Certification: You will undergo an assessment test at the end of the year and receive an Apprenticeship Certificate.
  • Weightage in Future Exams: Many public sector banks provide weightage or relaxation to candidates who have completed an apprenticeship in future recruitment for Clerical or PO positions.
  • Real-world Experience: The 50 weeks of “On-the-Job Training” give you a deep understanding of banking, which is incredibly helpful during bank job interviews.
  • Skills Development: You gain professional discipline, customer handling skills, and technical knowledge of the BFSI (Banking, Financial Services, and Insurance) sector.

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FAQs

What is the PNB Apprentice Salary 2026?

PNB apprentices receive ₹12,300 in rural/urban branches and ₹15,000 in metro branches per month.

Can I get a regular job in PNB after the apprenticeship?

The bank is under no obligation to offer regular employment. However, the experience and certificate can help you in future bank recruitments.

Are there any deductions from the stipend?

Deductions may occur only in cases of unauthorized absence.

Do PNB apprentices get allowances?

No. Only the stipend is paid. No HRA, DA, or travel allowance is provided.

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