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The IBPS RRB Salary 2025 is highly attractive, offering a decent basic pay along with allowances, perks, and strong job security. The package varies by post, including Office Assistant and Officer Scale I, II, or III. In addition to the in-hand salary, employees receive benefits such as Dearness Allowance (DA), House Rent Allowance (HRA), medical facilities, and pension. This makes a career in Regional Rural Banks through IBPS RRB both financially rewarding and stable, while also carrying respect in the banking sector.
IBPS RRB Notification 2025 will be released in September 2025 by IBPS for PO, Clerk and Office Assistant posts.
IBPS RRB Salary 2025
The Institute of Banking Personnel Selection (IBPS) conducts the IBPS RRB Exam to recruit candidates for Regional Rural Banks across India. Banking aspirants are often curious about the salary of IBPS RRB PO and Clerk posts, whether it is Officer Scale I or Office Assistant.
To address this, we have provided complete details on in-hand salary, salary slip, perks, and emoluments for both positions. Candidates interested in building a career in rural banks can find comprehensive information on salary structure, allowances, job profiles, and promotions in the article below.
The IBPS RRB 2025 exam is conducted for the recruitment of Group A & B posts:
- Group A- Officer Scale- I (Probationary Officer), II, and III
- Group B- Office Assistant (Multipurpose) (Clerk)
Here we are discussing the salary received by an IBPS RRB Employee.
IBPS RRB Salary In-Hand 2025 Post-wise
The monthly salary for various Group A and Group B posts under the IBPS RRB Exam is outlined in the table below. Take a quick look at the salary details for different posts.
IBPS RRB Salary For Clerk & Officer Post | |
IBPS RRB Posts | IBPS RRB Salary (Approximate Salary) |
IBPS RRB Clerk/Assistant | Rs. 35,000 to Rs. 37,000/- |
IBPS RRB Officer (Scale I) | Rs. 75,000 to Rs. 77,000/- |
Officer Scale-II | Rs 65,000 to Rs 67,000/- |
Officer Scale III | Rs 80,000 to Rs 90,000/- |
IBPS RRB Clerk Salary Structure
The basic salary of an IBPS RRB Clerk is Rs. 24,050. In addition to the basic pay, several allowances and benefits are included, bringing the gross salary to approximately Rs. 37,326.48. The detailed breakdown of salary components is provided in the table below.
Earnings | Amount (₹) |
Basic Pay | 24,050.00 |
SPL Allowance | 3,263.60 |
Dearness Allowance (15.73%) | 3,783.00 |
HRA Amount | 2,167.88 |
NPS | 2,812.00 |
Cash | 1,250.00 |
Gross Pay | 37,326.48 |
Deductions | 3012.00 |
Net Pay | 34314.48 |
IBPS RRB Officer Scale-I 2025: Salary
The initial salary for IBPS RRB PO starts from Rs. 48,480 along with DA, HRA, and special allowances. The details of the IBPS RRB PO Salary, along with the increments, are discussed in the table below.
Parameters | Amounts |
Basic Pay | Rs. 48480 |
Special Allowance | Rs. 15571 |
Dearness Allowance | Rs. 10278 |
House Rent Allowance | Rs. 3878 |
Location Allowance | Rs. 1200 |
Learning Allowance | Rs. 1030 |
Contribution to NPS | Rs. 5876 |
Gross Pay | Rs. 80437 |
Deduction | Rs. 5876 |
Net Salary | Rs. 74561 |
IBPS RRB Officer Scale 2 Salary 2025
The IBPS RRB Scale 2 Salary starts from Rs. 48,170/- and the gross salary is about Rs. 75,000-77,000/- Per month.
Particulars | Amounts |
Pay Scale | Rs. 48170-1740/1- 49910-1990/10- 69810 |
DA | Rs. 14,634/- Per month |
HRA | Rs. 3,371/- Per month |
Special Allowance | Rs. 7,707/- Per month |
DA on Special Allowance | Rs. 2,389/- Per month |
Gross Income | Rs. 75,000-77,000/- Per month |
IBPS RRB 2025: Job Profile
IBPS RRB Officers generally work in the rural banks and work at the administrative level. The job profile of the officers may vary according to the posts they are offered. The job profiles of various IBPS RRB Officers are provided here. Here the IBPS RRB Officer Scale-I and Assistant Job Profiles have been explained.
IBPS RRB Officer Scale-I 2025: Job Profile
When a candidate is appointed for the post of IBPS RRB Officer Scale-I or PO he/she undergoes training or is under probation of 2 years. During the probationary period, the candidate will receive a fixed amount that is usually less than the normal pay scale. The job profile for the candidates selected for IBPS RRB Officer Scale I (PO) is given below.
- To manage the day-to-day banking operations.
- Loan disbursement & credit portfolio rating.
- To take care of single window operations or being a teller.
- Focus on the agricultural schemes and policies for the rural market.
- Preparing the audit reports and NPA recovery also forms a major job task.
Apart from the tasks mentioned here, one also has to take care of in-house staff and manage the clerical staff. The running and operations of banks also rely on the Probationary Officer.
IBPS RRB Assistant 2025: Job Profile
When a candidate is appointed as an IBPS RRB Assistant or Clerk he/she is under training or a probation period of 6 months. During this time period, he/she gets acquainted with the functions that will be executed by them. The Job Profile of an IBPS RRB Clerk or an office assistant is given below:
- Handle Receipts: An IBPS RRB Office Assistant receives and acknowledges cash, drafts, cheques, pay orders, and other instruments.
- Handle Withdrawals: Passing and paying out cash payment of withdrawal forms, cheques, etc
- Handle mail and delivery: Acknowledging inward mail, preparing outward mail, and managing the delivery of chequebooks.
IBPS RRB Probation Period
The IBPS RRB probation period is the initial training phase for candidates selected as Clerks or Officers in Regional Rural Banks. For Office Assistants (Clerks), the probation period usually lasts 6 months, while for Officer Scale I, it is 2 years. During this time, employees learn about daily banking tasks and customer service. Their performance is monitored, and only after successfully completing the probation, they are confirmed as permanent staff.
IBPS RRB Annual Package Post-wise
The IBPS RRB salary package differs according to the post and level of experience. An IBPS RRB Clerk earns an annual package of ₹4.2 to ₹4.8 lakhs, while an Officer Scale I (PO) receives around ₹6.3 to ₹6.8 lakhs per year. For Officer Scale II, the annual salary ranges from ₹8.4 to ₹9 lakhs, in addition to various perks and allowances.
Posts |
Annual Package (Range)
|
IBPS RRB Clerk |
Rs. 4.2 lakhs – Rs. 4.8 lakhs
|
IBPS RRB Officer (PO) |
Rs. 6.3 lakhs – Rs. 6.8 lakhs
|
Officer Scale-II |
Rs. 8.4 lakhs – Rs. 9 lakhs
|
IBPS RRB Officer Scale-I 2025: Career Growth
IBPS RRB Officer Scale-I is a position for the post of Probationary Officer (PO) in the RRBs. The in-hand salary of IBPS RRB Officer Scale-I ranges from Rs.. 29,000 – Rs. 33,000.
An IBPS RRB Officer Scale I will be under probation for a period of 2 years. After that he/she will be appointed as a regular serving employee thereby being promoted to the post of Assistant Manager. The promotional hierarchy for IBPS RRB Officer Scale I is shown below:
- IBPS RRB Officer Scale I (PO)
- Assistant Manager
- Deputy Manager
- Branch Manager
- Senior Branch Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
IBPS RRB Salary – Perks & Allowances
The IBPS RRB Salary includes Dearness Allowances (DA) and House Rent Allowances (HRA) for all the scales of IBPS RRB.
The table below displays detailed information on all the allowances provided to the IBPS RRB Officers.
IBPS RRB Salary Allowances | |
Dearness Allowance | 46.5% of the basic pay. |
House Rent Allowance | For Rural Areas: 5% of the basic pay
For Semi-urban Areas: 7.5% of the basic pay For Urban Areas: 10% of the basic pay |
Special Allowances | 7.75% of the basic pay. |
Apart from these allowances, there are also the following perks tagged along with the IBPS RRB Salary in India:
- Travel Allowances: Full travelling allowance or reimbursement of the money spent on petrol/diesel.
- Leased Accommodation: Banks mostly provide their employees either a bank quarter to stay in or an option to lease a house for which the bank is accountable for providing the rent.
- Medical Reimbursement
- Pension Schemes
- Overtime Allowance
- Newspaper Allowance
- Miscellaneous