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IBPS PO Salary 2025, In Hand Salary, Allowances, Job Profile, Career Growth

The Institute of Banking Personnel Selection (IBPS) is set to conduct the IBPS PO 2025 exam to recruit candidates for the prestigious post of Probationary Officer. The official notification is expected to be released in June 2025. Before starting their preparation, aspirants should understand the IBPS PO monthly salary, detailed salary structure including basic pay, HRA, DA, medical allowance, and the job profile to get a clear idea of the career path that follows after clearing the exam.

IBPS PO Salary 2025

The IBPS PO Salary 2025 has been revised, with the new basic pay set at Rs.48,480. After including various allowances, the gross salary comes to around Rs.90,732.77. Following deductions such as the NPS contribution and subscription charges, the monthly in-hand salary amounts to approximately Rs.76,430.77.

IBPS PO Salary Structure 2025 (Revised)

The IBPS Probationary Officer (PO) salary structure is composed of various components such as special allowance, dearness allowance, city compensatory allowance, house rent allowance, learning allowance, and several other benefits. The revised salary breakdown, as discussed here, is based on the 11th Bipartite Agreement.

IBPS PO Salary Structure 2025
Constituents Amount (₹)
Basic Pay 48,480.00
Dearness Allowance (19.83%) 10,277.76
Special Allowance 12847.20
Other DA 850
Learning Allowance 180
House Rent Allowance 4848.00
CCA/LOC A 23,00.00
Contribution Pension Employer 8226.00
Gross Salary 90732.77
Deductions 14302.00
Net Salary 76430.77

IBPS PO In Hand Salary 2025

The IBPS PO In Hand Salary 2025 is calculated after adding all the allowances and subtracting deductions. After all these formalities, the IBPS PO Salary per month becomes Rs. 76430.77/- which is a net amount. 

IBPS PO Salary 2025: Allowances

The details of the allowances given along with the IBPS PO Salary 2025 has been mentioned in the table given below.

Allowance Description
House Rent Allowance (HRA) Calculated based on place of posting: 9.0% in metros, 8.0% in big cities, and 7.0% in other locations.
Dearness Allowance (DA) Approximately 19,83% of the basic salary, is revised every three months based on All India Consumer Price Index data.
Special Allowance (SA) Introduced on 01.01.2016, approximately 7.75% of basic pay.
City Compensatory Allowance Varies based on city type: 0% in some cities, 3% or 4% in others.

Bank

IBPS PO 2025 Perks

As said earlier, it is not just the salary that is the tempting force, but it is also the Perks and Allowances that one receives as an IBPS PO. The following are the perks that are enjoyed by an IBPS PO:

  1. Leased Accommodation: This benefit is dependent upon the place of posting and is available to the bank officers. Some banks provide official bank accommodation/bank quarters instead of leased housing.
  2. Travelling Allowance: Most banks provide a fixed Traveling Allowance and reimbursement of petrol bills.
  3. Medical Aid: Revised price is Rs 8000/- p.a. This is the amount for the medical needs of the employee.
  4. Newspaper Reimbursement: A fixed monthly amount for newspaper service.
  5. Coverage under the New Pension Scheme

IBPS PO Salary Slip

The recruiting bank provides a monthly salary to Probationary Officers (POs), and to maintain transparency, a detailed SBI PO salary slip is either sent to their registered email ID or can be accessed through their salary account. This slip outlines the basic pay, added allowances, deductions, and the gross salary, ensuring clarity regarding their monthly earnings.

IBPS PO 2025 Job Profile

IBPS PO is one of the reputed jobs in the banking sector and provides many lucrative offers to employees. The Probationary Officer is trained for multiple operations such as finance, accounting, billing, investment, revenue collection, etc. during his/ her probation period to acquaint them with the banking procedure.

  1. Resolving customer queries at the branch
  2. Maintaining and supervising regular branch activities
  3. Public relations and addressing issues and grievances of customers
  4. Directing daily transactions of customers and processing loan(s) detail
  5. Bringing new businesses to the bank branch

Bank

IBPS PO Promotion and Career Growth

The public sector banks follow uniform guidelines issued by the Ministry of Finance, Government of India, regarding promotion policy matters. The stages of promotion for an IBPS PO are given below.

  1. JMGS I (Junior Management Grade Scale I) or probationary officers
  2. Middle Manager – Middle Management Grade Scale 2
  3. Senior Manager – Middle Management Grade Scale 3
  4. Chief Manager – Senior Management Grade Scale 4
  5. Assistant General Manager – Senior Management Grade Scale 5
  6. Deputy General Manager – Top Management Grade Scale 6
  7. General Manager – Top Management Grade Scale 7
  8. Executive Director
  9. Chairman and Managing Director

Participating Bank For IBPS PO 2025

Given below is a list of participating banks that are the leading Public Sector Banks of India that come under surveillance of the Reserve Bank of India. So, working with these banks is a great opportunity to enter to financial sector of India.

  1. Bank of Baroda
  2. Bank of India
  3. Bank of Maharashtra
  4. Canara Bank
  5. Central Bank of India
  6. Indian Bank
  7. Indian Overseas Bank
  8. Punjab National Bank
  9. Punjab & Sind Bank
  10. UCO Bank
  11. Union Bank of India
Links Related to IBPS PO
IBPS PO Online Coaching 2025 IBPS PO Mock Test
IBPS PO Syllabus IBPS PO Eligibility
IBPS Calendar 2025 IBPS PO Apply Online 2025

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FAQs

What is the salary of IBPS PO in 2025?

Ans. The salary of an IBPS Probationary Officer (PO) in 2025 is Rs. ₹76430.77 approximately.

What are benefits and allowances added to the IBPS PO Salary?

Ans. The total salary structure includes a Basic Pay of ₹48,480.00, which forms the core component of the earnings. In addition, a Dearness Allowance (DA) of ₹10,277.76 is provided to offset the impact of inflation. Employees also receive a Special Allowance Basic amounting to ₹12,847.20, along with a corresponding Special Allowance DA of ₹2,723.61

What is basic pay of IBPS PO?

Ans. The basic pay of IBPS PO is Rs 48,480.

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