SBI Clerk Salary 2025: In Hand Salary, Pay Scale, Perks & Allowances

The SBI Clerk Salary 2025 is considered very competitive when compared to other entry-level bank jobs. This makes the SBI Clerk exam one of the most sought-after exams in India. The role offers a good salary along with various perks and benefits, which makes it attractive to many candidates. Those who are selected receive a decent income and extra advantages. It’s important for applicants to understand the salary structure and job responsibilities to know if this role fits their career goals. New employees are placed on a 6-month probation period after joining.

SBI Clerk Salary 2025

The revised pay scale of Junior Associate at SBI is Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480. After adding DA, HRA, TA, Special Allowance, Special Pay, the Gross monthly salary becomes Rs.46,329.33. But after a deduction of Rs.3745.00, the monthly SBI Clerk Net Salary is Rs. 42,584.00.

SBI Clerk Salary After Deduction

Check the items for which amount is deducted from SBI Clerk Salary is given below:

SBI Clerk In Hand Salary

In 2025, an SBI Clerk will receive an in-hand salary of approximately Rs.42,584/- after all deductions. This amount includes the basic pay along with various allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance. Clerks posted in major cities such as Mumbai may also receive extra increments. The salary structure is designed to offer financial stability through regular raises and benefits, making it a great option for those seeking a secure and rewarding banking career.

SBI Clerk Salary After Increment

As per the SBI Clerk Salary is increased after passing of few years. The starting basic pay is Rs.26,730, which includes the base Rs.24,050 and two additional increments. Over time, salary increases occur at set intervals according to this pay structure. This gradual rise makes the SBI Clerk role a stable and financially promising career path

SBI Clerk Salary After 3 Years

• Basic Pay: Rs. 28,070
• Increment Amount: Rs. 1,650 annually (for next 3 years)
• Total Service Duration: 3 years
• Growth: An increase of Rs. 4,020 from the initial basic pay (Rs. 24,050 → Rs. 28,070)
• At this stage, SBI Clerk receives a salary of Rs. 28,070 after 3 years of service.

SBI Clerk Salary After 5 Years

• Basic Pay: Rs. 33,020
• Increment Amount: Rs. 2,000 annually (for next 4 years)
• Total Service Duration: 6 years (3 + 3 years)
• Growth: A rise of Rs. 8,970 from the initial basic (Rs. 24,050 → Rs. 33,020)
• At this stage, SBI Clerk receives a salary of Rs. 31,370 after 5 years of service.

SBI Clerk Salary Allowances

The perks of being an SBI Clerk/Junior Associate come with tons of graces. It is not only limited to the basic pay scale but has ample benefits and allowance facilities. Along with the basic salary, the list of other allowances includes the following:

1. Dearness Allowance
2. House Rent Allowance
3. Transport Allowance
4. Special Allowance
5. City Allowance
6. Medical Allowance
7. Newspaper Allowance
8. Furniture Allowance

Allowances vary from the place of posting. The SBI Clerk’s salary per month also comprises House Maintenance Allowance, Furniture Allowance, Magazine and Books Allowance, and Reimbursement of phone and telephone bills. So, the overall remuneration will be the amount total of basic pay and allowances.

SBI Clerk Salary Perks

Along with a highly reputable job profile and a handsome salary, the perks and allowances add up to the fascination of the Clerical posts of SBI. The employees at SBI will be eligible for reimbursement of various perquisites, provident fund, Pension under the New Pension Scheme (Defined Contribution Benefit), Medical, Leave-Fare, and other facilities, as per instructions of the Bank as may be issued from time to time. After clearing the SBI Clerk examination, the clerk enjoys the following perks along with the SBI Clerk Salary:

1. Stability
2. Financial Security
3. Pension under the New Pension Scheme(NPS)
4. Medical Insurance
5. Provident Fund

SBI Clerk Probation Period

A newly selected candidate will be on a 6-month probation period. During this time, they must complete online training lessons given by the bank. These lessons are important for getting confirmed as a permanent employee. If the candidate doesn’t finish the lessons, their probation will be extended. Also, before the probation ends, the bank will check how well the candidate is performing. If the performance is not up to the bank’s standards, the candidate will have to take the training lessons again.

SBI Clerk Salary in Training Period

The newly appointed SBI Clerk will receive a monthly salary of Rs. 26,730 during the training period. This amount includes a basic pay of R. 24,050 and two additional increments of Rs.1,340/- are given.

SBI Clerk Salary Slip

The SBI Clerk salary slip is an overall breakdown of the salary received by the candidates. All the deductions and allowances are mentioned in it.

SBI Clerk Job Profile

The role of an SBI Bank Clerk includes the following:

1. Functions as a Single Window Operator: Day-to-day bank functions such as opening accounts, amount transfers through cheque/ NEFT/ RTGS; issuing of Demand Drafts(DD), Cheque clearance, Cheque book requests, and receiving inward emails.
2. Functions as Head Cashier: Sometimes, the clerk also functions as a cashier. This involves handling cash transactions of the concerned branch, clearing, and transfer of cheques.
3. The Junior associates may also function as special assistants or universe tellers.
4. The clerks are also liable for addressing customer concerns and resolving them.

SBI Clerk 2025 Promotion and Career Growth

The role of an SBI Clerk is dynamic, offering numerous opportunities for career growth. Clerks have multiple chances to advance to higher positions through internal exams and interviews, which are conducted periodically. Candidates aiming to be promoted from Clerk to Officer must apply for the promotion test, complete the exam, and serve for a minimum of 2 years to qualify. There are three main types of promotions available for SBI Clerks.

1. In-Cadre Promotions for SBI Clerk

i) A special allowance of Rs 1800 is provided along with the total salary. After 10 years of service, the assistant becomes a Senior Assistant. (This Allowance is not considered for the calculation of basic pay).

ii) An assistant will become a Special Assistant after twenty years of service. This post carries a special allowance of Rs 2500/- (This is considered for the calculation of basic pay).

iii) An assistant will become a Senior Special Assistant after thirty years of service. This post carries a special allowance of Rs 3500/- (This is considered for the calculation of basic pay).

2. Promotions for SBI Clerk to Officer Cadre To Trainee officer

A candidate as a clerk in service for three years can become a trainee officer after clearing a written test and interview. Such clerks are kept under probation for an initial two years of appointment as Trainee Officers. Based on performance and after the probation period, the trainee officer will be either recruited into the Middle Management Grade Scale-II (MMGS-II) cadre or sent back to the clerical cadre.

3. Directly to JMGS-I

A six-year service under a fast-track promotion channel or after twelve years of service under a normal promotion channel, a clerk can become a Junior Manager Grade Scale (JMGS-I) officer, after clearing a written test and interview. This promotion is subject to an upper age limit.

SBI Clerk Vs Other Bank Clerk Salary

The comparison of SBI Clerk Salary with other Public Sector Banks is give below:

Conclusion:

While both SBI and other PSBs offer promotion pathways, SBI’s structured and faster growth options make it more appealing. SBI Clerks can appear for internal exams to become Probationary Officers (POs) and benefit from dynamic training programs due to the bank’s larger size and digital advancements. The chances of career advancement and pay scale increases tend to be better within SBI.

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