NICL AO Syllabus 2025, Exam Pattern For Generalist and Specialist Exam

The National Insurance Company Limited (NICL) is going to conduct the NICL AO Exam 2025 for Generalist and Specialist post. To qualify the examination, candidates need to be thorough with the NICL AO Syllabus which is designed to test the knowledge and mental aptitude of the candidates. Understanding the exam pattern and syllabus helps you prepare better and focus on the important topics. For a detailed information of the section-wise syllabus and exam pattern, candidates can check the article below.

Latest Update: NICL has released NICL AO Recruitment 2025 for 266 vacancies and the Phase 1 Exam has been scheduled on 20th July 2025 and Phase II on 31st August 2025.

NICL AO Syllabus 2025

Studying with the NICL AO Syllabus helps ensure that candidates cover all important topics. The NICL AO 2025 Syllabus consists of English Language, Reasoning, Quantitative Aptitude, Computer Knowledge, General Awareness, etc. Syllabus for Prelims exam for both Generalist and Specialist is same but for Mains exam, the exam pattern and syllabus is different. We have discussed the syllabus for both posts below.

NICL AO Apply Online 2025– Click to Apply

NICL AO Syllabus and Exam Pattern- Overview

Candidates will be selected through Prelims and Mains for both Generalist and Specialist posts. The exam pattern also gives insight into the number of questions, marks distribution, and time allocation for each phase, guiding candidates in their preparation. Check highlights below.

NICL AO Selection Process 2025

NICL is going to conduct the recruitment process for the Administrative Officer (Scale I) post. The selection will be done through the following stages:

NICL AO Exam Pattern 2025

The NICL AO Prelims Exam Pattern for Generalist and Specialist Post is the same whereas for the Mains, the additional section of Descriptive writing is included in the Specialist post Mains Exam. This year, there is no vacancy for Hindi Rajbhasha Officer. Candidates can check the Exam Pattern for Prelims and Mains as shown below.

NICL AO Phase 1 (Prelims) Exam Pattern (Common For Generalist and Specialist post)

The exam shall be conducted online and it questions are objective/multiple choice based (MCQ) type. The total marks is 100. There are sections in the Preliminary Exam and each section is 20 minutes and the total duration is 60 Minutes.

NICL AO Phase 2 (Mains) Exam Pattern 2025

The NICL AO Mains Exam Pattern is given here. The NICL AO Mains Exam is of 250 Marks and each section is allotted separate timing. The medium of the exam is both English and Hindi. Check the post-wise exam pattern as given below.

For Generalist Posts:

NICL AO Mains Exam Pattern 2025 (Specialists Post)

The NICL AO Mains Exam for specialist posts will comprise Objective Tests, consisting of Multiple Choice Questions, carrying a total of 250 marks, and a Descriptive Test, which will be worth 30 marks. Both the Objective and Descriptive Tests will be conducted online. Candidates are required to respond to the Descriptive Test by typing on a computer. The Descriptive Test will follow the completion of the Objective Test without delay.

Candidates will be required to obtain a minimum score for each section separately of objective test for short listing for the Descriptive Test evaluation. The test is only qualifying in nature.

NICL AO Syllabus 2025 Subject-wise

Candidates can check the NICL AO Syllabus for Prelims and Mains is given below. The subjects included in the NICL AO Exam and their respective syllabus is given below. The NICL AO Prelims Syllabus is given below. The syllabus mainly consists of 3 subjects: English, Reasoning, and Quantitative Aptitude. Candidates can check the syllabus here.

NICL AO Syllabus English

1. Reading Comprehension
2. Cloze Test
3. Fill in the blanks
4. Spelling Checks
5. Articles
6. Multiple Meaning / Error Spotting
7. Paragraph Complete / Sentence Correction
8. Para jumbles
9. Miscellaneous

NICL AO Syllabus Quantitative Aptitude

1. Simplification
2. Ratio & Proportion, Percentage
3. Data Sufficiency
4. Number Systems
5. Profit & Loss
6. Mixtures & Allegations
7. Simple Interest & Compound Interest & Surds & Indices
8. Time & Distance
9. Work & Time
10. Sequence & Series
11. Permutation, Combination & Probability. Data Interpretation
12. Mensuration – Cylinder, Cone, Sphere

NICL AO Syllabus Reasoning Ability

1. Coded Inequalities
2. Seating Arrangement
3. Puzzle Tabulation
4. Logical Reasoning
5. Ranking/Direction/Alphabet Test
6. Data Sufficiency
7. Syllogism
8. Blood Relations
9. Input-Output
10. Coding-Decoding
11. Alphanumeric Series

NICL AO Syllabus General Awareness

1. Current Affairs
2. Summits
3. Books & Authors
4. Awards
5. Sports
6. Defense
7. National
8. Appointment
9. International
10. Obituary etc
11. Banking Awareness
12. Indian Financial System
13. History of Indian Banking Industry
14. Regulatory Bodies Monetary & Credit Policies
15. Budget Basics and Current Union Budget
16. International Organisation / Financial Institutions
17. Government Schemes Abbreviations and Economic terminologies
18. Other important concepts
19. Abbreviations and Economic terminologies
20. Other important Topics

Negative Marking in NICL AO Exam

Yes, there is a negative marking of 0.25 or 1/4th mark for each wrong answer marked by the candidates. However, there is no penalty for unanswered questions. So, be careful while attempting the questions in both Phase 1 and Phase 2 marks. The marks obtained in Phase 2 will determine your selection for AO posts.

NICL AO Interview 2025 Details

If you’ve been shortlisted based on your online Phase II (Mains) Exam, you’ll be called for an interview by the company. The company will hold interviews at specific locations. Your interview call letter will tell you:

1. Where your interview will be (centre and venue address)
2. When your interview will be (time and date)
3. You’ll need to download your interview call letter from the company’s website.

Important: You cannot request to change your interview date, location, or any other details. However, the company can change the interview date, location, time, or centre if unexpected situations come up. They can also hold extra interview sessions if needed.

Sharing is caring!