What is the RBI Grade B Syllabus?

The RBI Grade B Syllabus 2027 is divided into two phases. Phase 1 covers General Awareness, Reasoning, English, and Quantitative Aptitude, while Phase 2 includes ESI, English Writing Skills, and Finance & Management.

Is Phase 1 qualifying in RBI Grade B?

Yes. As stated in the article, Phase 1 is qualifying in nature, while marks obtained in Phase 2 and the Interview are considered for the final merit list.

How many months of current affairs should I prepare for RBI Grade B Phase 1?

The article recommends preparing at least 4–6 months of current affairs for Phase 1. The preparation tips further suggest covering 6–8 months of current affairs.

Is the RBI Grade B Phase 2 exam descriptive?

Yes. The RBI Grade B Phase 2 examination includes both objective and descriptive components. Papers I and III contain objective and descriptive sections, while Paper II English is descriptive.

What is the RBI Grade B negative marking?

There is a negative marking of 0.25 marks for every incorrect answer in the objective-type examination.

What is the RBI Grade B Phase 2 syllabus for the General stream?

The RBI Grade B Phase 2 syllabus for the General stream includes: Paper I: Economic & Social Issues (ESI) Paper II: English (Writing Skills) Paper III: Finance & Management

Where can I download the RBI Grade B Syllabus PDF?

Candidates can download the RBI Grade B Syllabus PDF from the link provided in the article and use it to track the topics covered during preparation.

RBI Grade B Syllabus 2027, Check Exam Pattern (Phase 1+2), Download Syllabus PDF

Table of Contents

The RBI Grade B Exam 2027 is one of the most competitive banking exams, attracting lakhs of candidates every year. With increasing competition, focused and regular preparation is essential. This article covers the detailed RBI Grade B Syllabus 2027 for Phase 1 and Phase 2 for General, DEPR, and DSIM posts, along with the exam pattern, marking scheme, and subject-wise topics to help candidates plan their preparation effectively.

RBI Grade B Syllabus 2027

The RBI has released the latest Grade B syllabus and exam pattern for the General, DEPR, and DSIM streams. Candidates should understand the updated pattern before starting their preparation.

Phase 1 covers General Awareness, Reasoning, English Language, and Quantitative Aptitude. Phase 2 includes Economic & Social Issues (ESI), Finance & Management (FM), English Descriptive, and stream-specific subjects for DEPR and DSIM.

The selection process includes Phase 1, Phase 2, and an Interview. Phase 1 is qualifying, while Phase 2 and Interview marks are used to prepare the final merit list.

RBI Grade B Syllabus and Exam Pattern – Highlights

The RBI Grade B Exam requires a strong command over aptitude, current affairs, economics, finance, and descriptive writing. Candidates can refer to the table below for more details:

Particulars	Details
Conducting Authority	Reserve Bank of India (RBI)
Post Name	Officer Grade B (DR) General
Selection Process	Phase 1, Phase 2, Interview
Phase 1 Marks	200
Phase 2 Marks	300
Interview Marks	75
Final Merit	Phase 2 + Interview
Mode of Examination	Online
Negative Marking	0.25 marks
Official Website	www.rbi.org.in

RBI Grade B Exam Pattern 2027 (General Stream)

The Prelims exam consists only of objective-type questions (MCQs), while the Mains exam includes both objective and descriptive questions. Both phases are conducted online, with candidates required to enter their answers on a computer. It is important to note that each correct answer carries +1 mark, and each incorrect answer incurs a penalty of -0.25 marks.

RBI Grade B Phase 1 Exam Pattern for General (Prelims)

Exam Mode – Online computer-based test (CBT)
Total Questions – 200 MCQs, 1 mark each
Total duration – 2 hours with sectional timing
Must clear sectional as well as overall cut-off
Negative marking: 0.25 mark for each wrong answer

Prelims Exam Pattern (General)
Subject	Questions	Marks	Duration
General Awareness	80	80	25 Mins
Reasoning	60	60	45 Mins
English	30	30	25 Mins
Quantitative Aptitude	30	30	25 Mins
Total	200	200	2 Hours

RBI Grade B Phase 2 Exam Pattern for General (Mains)

Phase 2 (Mains) for General stream includes: Economics & Social Issues, English Writing, and Finance, Management & Ethics
Only candidates who clear Phase 1 can appear for Phase 2
Papers I & III have two sections of equal marks: Objective (MCQ) and Descriptive
Descriptive answers must be typed on the keyboard
Objective section: 30 questions for 50 marks
Descriptive section: 6 questions, attempt 4 questions (15 marks each)
Descriptive questions are generally simple and direct

Mains Exam Pattern (General)
Paper	Sections / Subjects	No. of Questions	Maxi Marks	Duration
Paper I	Economics and Social Issues	Objective: 30 Descriptive: 6 (Attempt any 4)	Objective: 50 Descriptive: 50 Total: 100	Objective: 30 min Descriptive: 90 min Total: 120 minutes
Paper II	English (Writing Skills)	Descriptive: 3 (Precis, RCs & Essay)	100	90 minutes
Paper III	Finance and Management	Objective: 30 Descriptive: 6 (Attempt any 4)	Objective: 50 Descriptive: 50 Total: 100	Objective: 30 min Descriptive: 90 min Total: 120 minutes

RBI Grade B Prelims Syllabus 2027 (General Stream)

Although the Prelims syllabus is relatively simple, the questions can be as challenging as those in Bank PO Mains exams. The Quantitative Aptitude section is often moderate to difficult, while the English section can be easier for candidates with strong language skills. Candidates should also prepare at least 4–6 months of current affairs for Phase 1.

Subject	Topics
Reasoning	Inequality Coding-Decoding Syllogism Machine Input Output Data Sufficiency Arguments Alpha-Numeric Symbol Series Puzzle Seating Arrangement Verbal Reasoning Ordering and Ranking Arrangement and Pattern Blood Relations Direction and Distance
Quantitative Aptitude	Ratio and Proportion Average Time and Work Speed, Distance, and Time Mixture and Allegations Approximation & Simplification Partnership Problems of Boats & Streams Problems on Trains Pipes & Cisterns Percentage Permutation and Combination Algebra Trigonometry Data Interpretation Mensuration Probability Set Theory
English Language	Grammar Vocabulary Error Spotting Comprehension Passage Making Jumble Words Fill in the Blanks Sentence Framing
General Awareness	Current Affairs Indian Financial System Indian Banking System Monetary Plans National Institution Banking Term

Let’s go through the Mains syllabus for General/DEPR/DSIM posts now:

RBI Grade B Mains Economic and Social Issues (ESI) Syllabus

The following subjects and topics are to be covered in depth for ESI Paper:

Section	Topics Covered
Growth and Development	Measurement of growth: National Income and Per Capita Income
	Poverty Alleviation and Employment Generation in India
	Sustainable Development and Environmental Issues
Indian Economy	Economic History of India
	Changes in Industrial and Labour Policy
	Monetary and Fiscal Policy since the 1991 reforms
	Priorities and Recommendations of Economic Survey and Union Budget
	Indian Money and Financial Markets and their linkages with the Economy
	Role of Indian Banks and RBI in Development
	Public Finance
	Political Economy
	Industrial Developments in India
	Indian Agriculture
	Services Sector

RBI Grade B Mains English Writing Skills Syllabus

Precis
Essay
Reading Comprehension

Topics To Cover for English Descriptive

Structure and Functions of Financial Institutions,
Functions of RBI,
Banking System in India,
Financial Institutions (SIDBI, EXIM Bank, NABARD, NHB, NABFID),
Global Financial System and its impact on India,
Information Technology in Banking,
Non-Banking System,
Digital Payments.
Primary and Secondary Markets (Forex, Money, Bond, Equity),
Functions, Instruments, and Recent Developments.
Financial Risk Management,
Basics of Derivatives,
Global financial markets and International
Banking,
Financial Inclusion,
Alternative finance,
Public-Private Partnership,
Corporate Governance in Banking,
Union Budget,
Accounting Basics,
Inflation and its management,
Monetary and Fiscal policies.

RBI Grade B Mains Finance and Management Syllabus

Section	Topics Covered
Fundamentals of Management & OB	Introduction to Management
	Evolution of Management Thought (Scientific, Administrative, Human Relations)
	Systems Approach to Management
	Managerial Roles
	Nudge Theory
	Personality – Big Five Model
	Reinforcement and Perception
	Motivation – Maslow, Alderfer, McClelland, Herzberg
	Leadership – Trait, Behavioural, Contingency, Charismatic, Transactional, Transformational
	Emotional Intelligence
	Interpersonal Relationship – Transactional Analysis, Johari Window
	Conflict Management
	Organisational Change
	Organisational Development
	Ethics at the Workplace
Corporate Governance	Meaning of Ethics
	Ethical Problems in Business
	Theories of Ethics – Utilitarianism, Rights & Duties, Justice & Fairness, Ethics of Care
	Moral Issues – Ethics in Compliance, Finance, HR, Marketing
	Ethical Principles in Business
	Role of Board of Directors
	Best Practices
	Code of Ethics and Conduct
	Corporate Governance Mechanisms
Communication	Communication Process
	Communication Channels – Oral vs Written, Verbal vs Non-verbal
	Communication Barriers, Upward, Downward, Lateral Communication
	Role of Information Technology in Communication

RBI Grade B DEPR Exam Pattern 2027

Like the General stream, the DEPR Exam also consists of Phase 1 and Phase 2, but its exam pattern differs. Check the RBI Grade B DEPR Exam Pattern for both stages here.

RBI Grade B DEPR Phase 1 Exam Pattern
Name of Paper	Type	Duration	Maximum Marks
Paper I: Economics	Objective	120 minutes	100
Paper II: English (to be typed using keyboard)	Descriptive	120 minutes	100
Total	–	–	200

RBI Grade B DEPR Phase 1 Exam Pattern
Name of Paper	Type	Duration	Maximum Marks
Paper I: Economics (Question paper on computer, answers on paper)	Descriptive	120 minutes	100
Paper II: Economics (Question paper on computer, answers on paper)	Descriptive	120 minutes	100
Total	–	–	200

RBI Grade B DEPR Syllabus 2027

The Standard of papers on Economics will be based on the master’s degree examination in Economics of any Central University. The RBI Grade B DEPR Syllabus is divided into three papers: Paper 1 is Economics objective, Paper 2 is Economics descriptive, and Paper 3 is English descriptive.

Phase/Paper Name	Subjects	Topics Covered
Phase 1 Paper 1 (Objective)	Microeconomics	Theories of consumer demand, Production, Market structures & pricing, Distribution, Welfare economics
	Microeconomics	Theories of employment, Output & inflation, Monetary economics, IS–LM model, Schools of economic thought
	International Economics	Theories of international trade, Balance of payments, Exchange rate models
	Economic Growth & Development	Classical and neo-classical approaches to economic growth, Major development theories
	Public Finance	Theories of taxation, Public expenditure, Public debt management
	Environmental Economics	Green GDP, Environmental valuation, Environmental policy instruments
	Quantitative Methods in Economics	Mathematical & statistical methods for economics, OLS regression
	Current Developments in the Indian Economy	Growth, inflation, poverty, unemployment, financial sector, external sector, fiscal developments, agriculture, industry, infrastructure, services
Phase 1 Paper 2 (Descriptive)	English Language	The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.
Phase 2 Paper 1 Microeconomics (Descriptive)	Consumer Theory	Utility analysis, Consumer surplus, Indifference curves, Price/Income/Substitution effects, Game theory
	Production Theory	Production functions, Returns to scale, Partial vs General equilibrium
	Market Theory	Pricing under different market structures
	Distribution Theories	Ricardo, Marx, Kalecki, Kaldor
	Welfare Economics	Pareto optimality, Arrow, Coase, Sen
Phase 2 Paper 1 Macroeconomics (Descriptive)	National Income	Methods of measuring national income
	Employment & Output	Classical, Neo-classical, Keynesian, Post-Keynesian, Business cycles
	Inflation	Types, Phillips curve, Taylor’s rule, Lucas critique
	Money & Banking	Quantity theory, Neutrality, IS–LM, AD–AS, Money multiplier, Monetary policy, Inflation targeting
	Growth & Development	Growth theories, Development theories
	International Trade & BoP	Trade theories, Exchange rate determination, Impossible trinity
	Public Finance	Taxation, Public expenditure, Public debt management

RBI Grade B DSIM Exam Pattern

RBI Grade B DSIM Phase 1 Exam Pattern
Name of Paper	Duration	Maximum Marks
Paper I: Objective Type (Statistics)	120 minutes	100
Total	–	100

RBI Grade B DSIM Phase 2 Exam Pattern 2027
Name of Paper	Duration	Max Marks
Paper II: Descriptive Type (Statistics)- Question paper on computer, answers to be written on paper	180 min	100
Paper III: English – Descriptive (to be typed using keyboard)	90 min	100
Total	–	200

RBI Grade B DSIM Syllabus 2027

The RBI Grade B 2027 Syllabus for Phase 1 or Phase 2 for the DSIM post has been discussed here for candidates.

Paper	Type	Topics Covered
DSIM Papers 1 and 2	Objective + Descriptive	Theory of Probability, Probability Distributions and Sampling Theory
		Linear Models and Economic Statistics
		Statistical Inference: Estimation, Testing of Hypotheses, and Non-Parametric Test
		Stochastic Processes
		Multivariate Analysis
		Econometrics and Time Series
		Optimisation and Statistical Computing
		Data Science, Artificial Intelligence and Machine Learning Techniques
		Database and Data Warehouse Management
DSIM Paper 3: English	Descriptive	Writing skills, expression, and understanding of the topic

RBI Grade B Official Syllabus PDF

Candidates can now download and take a printout of the official syllabus. This will help in being aware of what are the topics to be covered and what can be left for exam preparation.

Download RBI Grade B Syllabus PDF

RBI Grade B Interview Details

The final stage of the selection process for the RBI Grade B Exam is the Interview. The interview is a Personality Test round to assess behavioural aptitude, on-the-spot decision-making, and the ability to handle questions in a cool and composed manner.

The total marks for the Interview round are 75.
This round carries 20% weightage in the final merit list.
In the interview round, the candidates will be asked professional and educational background questions to assess them.

RBI Grade B Selection Process 2027

Stage	Examination/Process	Key Details
1. Phase I- Preliminary Exam	Objective Test (Online)	Screening Test
2. Phase II- Main Exam	Paper I – Economic and Social Issues (ESI) Paper II – English (Writing Skills) Paper III – Finance & Management	Descriptive/subject-specific test
3. Interview	Personal Interview	Assesses personality, knowledge, communication, and suitability
4. Medical Examination	Medical Test	Candidates must meet the medical standards prescribed by RBI
5. Final Merit List	Final Selection	Based on Phase II (Main Exam) and Interview performance

Time Management Strategies to Cover RBI Grade B Syllabus

The RBI Grade B 2027 Syllabus is a vast curriculum to cover within a few months; hence, the candidates need to start a year before appearing in the examination. It is important to manage your time while covering the subject-wise syllabus. Here’s how you can manage your time to cover the syllabus.

Make a Comprehensive Study Plan: Start by creating a study plan that covers all the key topics for the exam. Allocate time for each subject according to your strengths and weaknesses, ensuring all topics are covered systematically.

Prioritise Important Topics: Identify the most crucial topics for the exam, focusing on those with higher weight. Dedicate sufficient time to thoroughly understand and master these areas.

Set Achievable Goals: Establish realistic daily, weekly, and monthly goals. This approach will help you manage the syllabus effectively. Break down larger topics into smaller sections and set specific targets to cover them.

Take Regular Breaks: Incorporate short breaks between study sessions to stay focused and maintain concentration. Balancing relaxation with intensive study is essential for optimal preparation.