NIACL AO Notification 2025 Out! Register Now: The New India Assurance Company Limited (NIACL) has released the NIACL AO Recruitment 2025, offering a total of 550 vacancies for Administrative Officer (AO) posts. These include 193 vacancies for Generalist roles and 357 for Specialist roles in various fields.
Eligible candidates can apply online at the official website www.newindia.co.in from 7th to 30th August 2025. Those interested in a career in the insurance sector are advised to read the NIACL AO 2025 notification and submit their application before the last date.
NIACL AO Recruitment 2025 Exam
New India Assurance Company Limited, a Mumbai-based Public Sector General Insurance Company founded in 1919 and nationalised in 1973, is one of the five fully government-owned insurance companies in India. It is a leading global insurance group with branches across the country.
The Administrative Officer recruitment process includes Phase 1, Phase 2, and an Interview. The Phase 1 Exam will be held on 14th September 2025 and Phase 2 on 29th October 2025. Check highlights of the NIACL AO 2025 recruitment below.
| NIACL AO Exam 2025: Highlights | |
| Organization | New India Assurance Company Limited |
| Name of the Post | Administrative Officers |
| Vacancy | 550 (Generalist – 193 and Specialist- 357) |
| Category | Govt Jobs |
| Application Mode | Online |
| Online Application Dates | 7th to 30th August 2025 |
| Selection Process |
|
| Probation Period | One Year |
| Salary | Rs. 90,000/- (Approx.) for Metropoliton cities |
| Official website | @newindia.co.in |
NIACL AO Notification 2025 PDF Out
The Notification PDF announcing details of NIACL AO 2025 recruitment has been released on the official website at www.newindia.co.in. Candidates can go through the important details such as application dates, eligibility criteria, selection process, and more given in the PDF attached below. So, start your preparation early to improve your chances of selection in the NIACL AO 2025 exam.
NIACL AO Notification 2025 PDF Download
NIACL AO Recruitment 2025: Important Dates
The NIACL AO 2025 Important dates has been announced which include Online application process, Phase 1 and 2 Exam Date. We advise the candidates to bookmark this page for latest updates.
| NIACL AO Recruitment 2025: Important Dates | |
| Events | Dates |
| Official Notification released on | 7th August 2025 |
| Registration Started on | 7th August 2025 |
| Last Date to Submit Online Form | 30th August 2025 |
| Phase-I Online Examination (Objective) | 14th September 2025 |
| Phase-II Exam 2025 (Objective + Descriptive) | 29th October 2025 |
NIACL AO Exam Date 2025
The NIACL AO Exam Dates 2025 have been officially announced along with the recruitment. The Phase-I Online Exam (Objective) is set to be held on 14th September 2025, which will shortlist candidates for the next stage. Those who qualify will appear for the Phase-II Exam (Objective + Descriptive) on 29th October 2025. Candidates are advised to start their preparation early and keep checking the official website for updates related to the admit card and other important details.
NIACL AO Vacancy 2025
The NIACL AO Vacancy 2025 has been officially announced with a total of 550 vacancies for the post of Administrative Officer (Generalist & Specialist). These vacancies are distributed across various disciplines such as Legal, Accounts, Health, IT, and Generalists. Candidates interested in securing a government job in the insurance sector should check the vacancy details carefully and apply within the given deadline.
| Post Name | Vacancy |
| Generalist | 193 |
| Specialist | 357 |
| Total | 550 |
| Discipline | Total | SC | ST | OBC | EWS | UR |
| Risk Engineers | 50 | 8 | 4 | 14 | 5 | 19 |
| Automobile Engineers | 75 | 11 | 5 | 20 | 8 | 31 |
| Legal Specialists | 50 | 8 | 4 | 13 | 5 | 20 |
| Accounts Specialists | 25 | 4 | 2 | 7 | 2 | 10 |
| AO (Health) | 50 | 8 | 4 | 14 | 5 | 19 |
| IT Specialists | 25 | 4 | 2 | 7 | 2 | 10 |
| Business Analysts | 75 | 11 | 5 | 20 | 8 | 31 |
| Company Secretary | 2 | 0 | 0 | 0 | 0 | 2 |
| Actuarial Specialists | 5 | 0 | 0 | 1 | 0 | 4 |
| Generalists | 193 | 29 | 15 | 52 | 19 | 78 |
| Total | 550 | 83 | 42 | 148 | 55 | 222 |
NIACL AO 2025 Eligibility Criteria – Age & Qualification
According to the released notification, all the candidates must check the eligibility criteria for applying online to the NIACL AO for the Administrative Officer (Generalist) post. Candidates must check all the details carefully to avoid any future disparity.
NIACL AO Nationality
For the NIACL AO post, both Generalist and Specialist, the candidate must be:
- a citizen of India, or
- a subject of Nepal, or
- a subject of Bhutan, or
- a Tibetan refugee who came over to India before 01st January 1962 with the intention of permanently settling in India, or
- a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of permanently settling in India Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favor a certificate of eligibility has been issued by the Govt. of India
NIACL AO Age Limit For SC/ST/OBC/UR/EWS (As on 1/8/2025)
NIACL AO Recruitment 2025, the age limit as per the notification released is given below. Candidates belonging to reserved categories have been provided age relaxation.
- Minimum Age: 21 years
- Maximum Age: 30 years
| Category | Age Limit Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Ex-Servicemen | The actual period of service rendered in the Defence forces + 3 years, maximum up to the age of 45 years |
| Disabled Ex-Servicemen | up to the age of 45 years |
| Ex-Servicemen, Commissioned Officers, ECOs/SSCOs who have completed at least 5 years of military service as on 01.08.2025 and released: (a) on completion of assignment (including those completing within a year), not due to misconduct or inefficiency (b) due to disability attributable to military service (c) on invalidment |
5 years |
| ECOs/SSCOs who completed 5 years of military service as on 01.08.2025 and whose service is extended beyond 5 years, with a certificate from Ministry of Defence stating they can apply for civil employment and will be released on 3 months’ notice if selected | 5 years |
| Defence Personnel disabled in operations during hostilities with any foreign country or in disturbed areas and released due to such disability | 3 years |
| Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.) | 8 years |
NIACL AO Educational Qualification (As on 1/8/2025)
NIACL AO Qualification: The post-wise NIACL AO Qualification is given below for the post of Accounts and Generalist posts.
| NIACL AO Qualification: Post-wise | |
| Post Name |
Minimum Qualification
|
| Generalist |
The candidate must have completed graduation or post-graduation in any subject from a recognized university, or hold an equivalent qualification approved by the Central Government. They must have scored at least 60% marks in any one of the degree exams (minimum 55% for SC/ST/PwBD candidates).
|
| Risk Engineers |
Graduate/PG in any Engineering with 60% (55% for SC/ST/PwBD)
|
| Automobile Engineers |
B.E./B.Tech./M.E./M.Tech in Automobile Engg. OR Any Engineering degree + 1-year Diploma in Automobile Engg., with 60% (55% for SC/ST/PwBD)
|
| Legal Specialists |
Graduate/PG in Law with 60% (55% for SC/ST/PwBD)
|
| Accounts Specialists |
CA (ICAI)/CMA (ICWAI) + Graduation/PG in any discipline OR MBA Finance/PGDM Finance/M.Com with 60% (55% for SC/ST/PwBD)
|
| AO (Health) |
MBBS/MD/MS/PG Medical OR BDS/MDS OR BAMS/BHMS with 60% (55% for SC/ST/PwBD); Valid registration from relevant council required
|
| IT Specialists |
B.E./B.Tech/M.E./M.Tech in IT/CS OR MCA with 60% (55% for SC/ST/PwBD)
|
| Business Analysts |
Graduate/PG in Statistics/Mathematics/Actuarial Science/Data Science/Business Analytics with 60% (55% for SC/ST/PwBD)
|
| Company Secretary |
ACS/FCS from ICSI + Graduation/PG in any discipline with 60% (55% for SC/ST/PwBD)
|
| Actuarial Specialists |
Graduation/PG in any discipline with 60% (55% for SC/ST/PwBD) + Cleared min 4 Actuarial papers (incl. CM1) from IAI/IFoA + Active membership
|
NIACL AO Online Application Process 2025
The registrations for NIACL AO 2025 Exam has officially started on 7th August 2025 at the New India Assurance Company’s official website at www.newindia.co.in. Eligible candidates interested in the Administrative Officer (AO) posts can apply online by submitting their application form, uploading required documents, and paying the application fee. The online application window will remain open for a limited period till 30th August 2025.
NIACL AO Apply Online 2025 – Click to Apply
NIACL AO 2025 Application Fee
All eligible candidates have to pay the NIACL AO Application fees online. No other mode of applying fees is not acceptable.
| Category | Application Fee |
| General/OBC | 850/- |
| SC/ST/PwD Category | 100/ |
NIACL AO 2025 Selection Process Explained
The NIACL AO Recruitment 2025 offers a great opportunity for graduates to secure a government job in the insurance sector. The recruitment process will include three stages: Prelims, Mains, and Interview, to shortlist eligible candidates for the Administrative Officer role.
| Stage | Details |
| Phase 1 (Prelims) |
Online MCQ exam with sections: English Language, Reasoning Ability, and Quantitative Aptitude. Qualifying in nature.
|
| Phase 2 (Mains) |
Includes both objective and descriptive questions. Subjects: Reasoning, English, General Awareness, Quantitative Aptitude & Professional Knowledge.
|
| Interview |
Assesses communication, subject knowledge & overall suitability for the AO role. Final merit based on Mains + Interview.
|
NIACL AO 2025 Exam Pattern for Phase 1 and 2
With a total of 550 vacancies, this year’s recruitment drive is expected to be highly competitive. Aspirants are advised to check the exam pattern and syllabus in detail before applying.
NIACL AO Phase I Exam Pattern
- The Prelims exam consists of English, Reasoning, and Numerical/Quantitative Aptitude subjects.
- Each section will have a specific time limit of 20 minutes allocated for answering the questions.
- In total, there will be 100 multiple-choice questions, with each question carrying 1 mark.
- Candidates should be aware of the negative marking system, where 1/4th of a mark will be deducted for each incorrect answer given by them.
| Name of Test | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Numerical Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
NIACL AO Phase II Exam Pattern
- The Mains Exam consists of two sections: Objective and Descriptive types, and candidates must clear both sections separately.
- Objective type paper duration: 2 hours, Descriptive Paper: 30 Minutes
- Types of Questions: MCQ type
- Total Number of questions: 200 in the objective paper and 2 Essay/Letter Writing questions in the Descriptive section.
- Exam medium: English language.
- Negative Marking: Yes, 1/4th of a mark will be deducted for each incorrect answer in the Objective type paper.
| Name of the Test | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 50 | 50 | 40 Min |
| English Language | 50 | 50 | 40 Min |
| General Awareness | 50 | 50 | 30 Min |
| Quantitative Aptitude | 50 | 50 | 40 Min |
| Total | 200 | 200 | 2 Hours 30 Mins |
NIACL AO Phase II Exam Pattern for Specialist Posts
The exam pattern for the NIACL AO Mains Exam for the specialist post is the same but along with the other four subjects mentioned above (for the Generalist post), there is an additional subject related to the specialist stream.
| Name of the Test | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 40 | 40 | 30 Min |
| English Language | 40 | 40 | 30 Min |
| General Awareness | 40 | 40 | 25 Min |
| Quantitative Aptitude | 40 | 40 | 30 Min |
| In Specialist stream, an additional test to assess technical& professional knowledge in the relevant discipline | 40 | 40 | 35 Min |
| Total | 200 | 200 | 2 Hours 30 Mins |
NIACL AO Phase II Descriptive Paper
The NIACL AO descriptive test will be a test of the English Language through writing Letter and Essay. The total duration of the NIACL AO Phase II Descriptive test is 30 Mins.
| Name of Exam | Marks | Duration |
|---|---|---|
| Letter Writing | 10 Marks | 30 Mins |
| Essay Writing | 20 Marks |
NIACL AO Interview
Candidates who qualify in Phase-II will be called for an interview, which will be organized by the company at selected centres. The final selection will be based on a weightage of 75% for the online exam and 25% for the interview. Details like the interview venue, date, and time will be mentioned in the call letter, which candidates must download from the company’s official website.
Please note that requests to change the interview date, time, or location will not be accepted. However, the company may change the interview schedule or venue or hold an additional round if needed due to unexpected situations.
NIACL AO 2025 Syllabus – Subject-wise
The NIACL AO Syllabus for Prelims and Mains exams is discussed here. The NIACL AO Exam Syllabus for Prelims consists mainly of Reasoning, Quant, and English. Click on the link below the table to get the details of the NIACL AO Syllabus for the Prelims and Mains Exam.
| English Language | Quantitative Aptitude | Reasoning |
|---|---|---|
| Reading Comprehension | Simplification | Coded Inequalities |
| Cloze Test | Ratio & Proportion, Percentage | Seating Arrangement |
| Fill in the blanks | Number Systems | Puzzle Tabulation |
| Multiple Meaning / Error Spotting | Profit & Loss | Logical Reasoning |
| Paragraph Complete / Sentence Correction | Mixtures & Allegations | Ranking/Direction/Alphabet Test |
| Para jumbles | Simple Interest & Compound Interest & Surds & Indices | Data Sufficiency |
| Miscellaneous | Time & Distance | Syllogism |
| Work & Time added in NIACL AO Syllabus | Blood Relations | |
| Sequence & Series | Input-Output | |
| Permutation, Combination & Probability | Coding-Decoding | |
| Data Interpretation | Alphanumeric Series | |
| Mensuration – Cylinder, Cone, Sphere |
NIACL AO 2025 Salary
The NIACL AO Salary basic pay is Rs. 50,925/- on the scale of Rs.50925 2500(14)-85925-2710(4)- 96765/-. The final salary package for the selected candidate will be approximately Rs. 90,000/- per month in Metropolitan cities, which includes various allowances like Dearness Allowance, House Rent Allowance, City Compensatory Allowance, Transport Allowance, and more.
| Component | Details |
| Pay Scale |
Rs. 50,925 – 2500(14) – 85,925 – 2710(4) – 96,765
|
| Gross Emoluments |
Approx. Rs. 90,000/- per month (in Metropolitan Centers)
|
| Allowances |
As per applicable rules (e.g., DA, HRA, etc.)
|
| Pension Scheme |
National Pension System (NPS) is governed by PFRDA
|
Job Profile and Responsibilities of an NIACL Administrative Officer
| Responsibilities | Details |
| Underwriting and Claims Processing |
Assess insurance applications and decide coverage terms
Process and verify claims based on company guidelines |
| Customer Service & Policy Servicing |
Handle customer queries
Assist in policy issuance, renewal, and endorsements |
| Risk Assessment & Management |
Evaluate potential risks and liabilities
Ensure fair and profitable policy underwriting |
| Team Coordination & Supervision |
Manage internal teams
Coordinate with third-party service providers or surveyors |
| Data Analysis & Reporting |
Analyze policy trends
Generate reports and support strategic decision-making |
NIACL AO Previous Year Question Paper
The NIACL AO Previous Year Question Paper will help the candidates in getting an idea about the type of questions that are asked in the exam. Candidates should solve the papers in the real exam time manner. It will help you in assessing your preparation level, weak areas, strong areas, and where you need to work more. So, solve as many question papers as you can to prepare well.
NIACL AO 2025 Cut Off
The NIACL AO Cut off for the NIACL AO Prelims (Phase I) exam is provided here for the year 2021. Candidates can check and assess the past year trends in cut off by themselves through the data shared below.
| NIACL AO Prelims Cut Off 2021- Category-wise | |
| Category | Prelims Cut Off |
| UR | 73.75 |
| SC | 64.50 |
| ST | 58.75 |
| OBC | 68.25 |
| EWS | 68.75 |
| HI | 41.75 |
| OC | 61 |
| VI | 63.75 |
| ID/MD | 20.50 |
| NIACL AO Prelims Cut Off 2021- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwD | UR |
| English Language | 11 | 14.50 |
| Reasoning Ability | 2.25 | 6.50 |
| Quantitative Aptitude | 4.25 | 7.25 |
NIACL AO 2025 Exam Centers
The NIACL AO Prelims and Mains Examination will be conducted across various Exam centres in India as provided by NIACL AO. The state-wise list of NIACL AO Exam centres is given below.
| State/UTs | Centres |
|---|---|
| Andaman & Nicobar | Port Blair |
| Andhra Pradesh | Chirala, Guntur, Hyderabad, Kakinada, Kurnool, Nellore, Rajahmundry, Tirupati, Vijaywada, Vishakhapatnam, Vizianagaram |
| Arunachal Pradesh | Itanagar/Naharlagun |
| Assam | Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur |
| Bihar | Arrah, Aurangabad, Bhagalpur, Darbhanga, Gaya, Muzzafarpur, Patna, Purnea |
| Chandigarh | Chandigarh/Mohali |
| Chhattisgarh | Bhilai, Bilaspur, Raipur |
| Dadra & Nagar Haveli | Daman & Diu |
| Delhi | Delhi, Faridabad, Ghaziabad, Greater Noida, Gurgaon |
| Goa | Panaji |
| Gujarat | Ahmedabad, Anand, Gandhinagar, Mehsana, Rajkot, Surat, Vadodara |
| Haryana | Ambala, Hissar, Karnal, Kurukshetra, Panipat, Yamuna-Nagar |
| Himachal Pradesh | Hamirpur, Kangra, Kullu, Mandi, Shimla, Solan, Una |
| Jammu & Kashmir | Jammu, Srinagar, Samba |
| Jharkhand | Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi |
| Karnataka | Belgaum, Bengaluru, Gulbarga, Hubli, Mangalore, Mysore, Shimoga, Udupi |
| Kerala | Alappuzha, Kannur, Kochi, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthpuram, Thrichur |
| Madhya Pradesh | Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain |
| Maharashtra | Amaravati, Aurangabad, Chandrapur, Dhule, Jalgaon, Kolhapur, Latur, Mumbai/Thane/ Navi Mumbai, Nagpur, Nanded, Nasik, Pune, Ratnagiri |
| Manipur | Imphal |
| Meghalaya | Shillong |
| Mizoram | Aizwal |
| Nagaland | Kohima |
| Odisha | Balasore, Berhampur(Ganjam), Bhubaneshwar, Cuttack, Dhenkanal, Rourkela, Sambalpur |
| Puducherry | Puducherry |
| Punjab | Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala |
| Rajasthan | Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur |
| Sikkim | Gangtok-Bardang |
| Tamil Nadu | Chennai, Coimbatore, Madurai, Nagercoil, Salem, Thanjavur, Thiruchirapalli, Tirunelvell, Vellore |
| Telangana | Hyderabad, Karimnagar, Khammam, Warangal |
| Tripura | Agartala |
| Uttar Pradesh | Agra, Aligarh, Prayagraj(Allahabad), Bareilly, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Varanasi |
| Uttarakhand | Dehradun, Haldwani, Roorkee |
| West Bengal | Asansol, Greater Kolkata, Hooghly, Kalyani, Kolkata, Siliguri |
NIACL AO 2025 Books
Candidates can check some highly recommended books to help them prepare for the NIACL AO Exam 2025:
| Subject | Recommended Books |
| General Awareness | Manorama Yearbook |
| India Yearbook | |
|
Lucent’s General Knowledge
|
|
| English Language |
Objective General English by S.P. Bakshi
|
|
Word Power Made Easy by Norman Lewis
|
|
|
The Hindu / The Indian Express (Newspapers)
|
|
| Quantitative Aptitude |
Quantitative Aptitude by R.S. Aggarwal
|
|
Quantitative Aptitude by D.K. Goel
|
|
|
Fast Track Quantitative Aptitude by Arihant
|
|
| Reasoning Ability |
A Modern Approach to Verbal and Non-Verbal Reasoning by R.S. Aggarwal
|
|
Analytical Reasoning by M.K. Pandey
|
|
|
Verbal and Non-Verbal Reasoning by Disha Publications
|
NIACL AO Online Coaching 2025
NIACL AO Online Coaching 2025 provides a flexible and effective preparation platform for the NIACL Administrative Officer exam. It includes live and recorded classes, detailed study materials, and mock tests covering all key subjects.
The coaching, guided by expert instructors, emphasises problem-solving methods, exam strategies, and time management. With interactive doubt-clearing sessions and regular practice, candidates can enhance their understanding and monitor their progress, making online coaching an essential resource for succeeding in the NIACL AO exam.
NIACL AO 2025 Mock Test
NIACL AO Mock Tests are crucial for effective exam preparation. They provide a realistic exam experience, helping candidates understand the pattern, manage time, and familiarize themselves with the types of questions. Regular practice with mock tests allows candidates to assess their strengths and weaknesses, refine their strategies, and improve accuracy and speed. Reviewing the solutions and explanations further aids in clearing doubts and solidifying concepts, making mock tests a vital part of the preparation process.
How to Prepare for NIACL AO 2025? Preparation Tips
Here are some key preparation tips for the NIACL AO 2025 exam:
- Familiarise yourself with the exam structure and topics covered in Reasoning, Quantitative Aptitude, English Language, and General Awareness.
- Develop a study schedule that allocates time to each subject, ensuring a balanced approach to your preparation.
- Gather the limited NIACL AO Books and study material. Stick to a maximum of 2 sources.
- Solve previous years’ question papers and take mock tests regularly to improve speed, accuracy, and familiarity with the exam format.
- Stay updated with current affairs, especially topics related to the economy, insurance, and finance, by reading newspapers and magazines.
- Concentrate on areas where you need improvement while also revising your stronger topics to maintain a well-rounded preparation.
- Practice managing your time effectively during study sessions and mock exams to ensure you can complete all questions within the given timeframe.
- Maintain a positive attitude and stay confident throughout your preparation journey, especially on the day of the exam.
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