The National Insurance Company Limited (NICL) has announced NICL AO Recruitment 2026 for 321 Administrative Officer (Scale I) vacancies, including 200 Generalist and 121 Specialist posts. Today, 28 October 2026, is the last date to apply online. Eligible candidates should complete the application process and pay the applicable fee before the deadline.
The selection process includes Prelims, Mains, and Interview. The Phase I (Prelims) examination is scheduled for 17 November 2026, while the Phase II (Mains) exam will be held on 22 December 2026. Candidates can apply for only one discipline. Check the complete recruitment details and submit your application before the deadline.
NICL AO Recruitment 2026 Notification Out
The official notification includes important details about vacancies, eligibility criteria, age limits, salary, selection process, and exam dates. Candidates applying for the NICL AO Recruitment 2026 should carefully review the notification to understand the recruitment guidelines and ensure they meet all eligibility requirements. No change in application data is allowed after registration is completed. The NICL AO Notification 2026 PDF can be downloaded from the link below.
Download NICL AO Notification 2026 PDF
NICL AO Notification 2026: Key Details
| Particular | Details |
| Organization |
National Insurance Company Limited (NICL)
|
| Post Name |
Administrative Officer (Generalists and Specialists), Scale I
|
| Total Vacancies |
321 (Generalist 200, Specialist 121)
|
| Application Mode | Online only |
| Application Dates |
08 October to 28 October 2026
|
| Selection Process |
Phase I (Prelims), Phase II (Mains and Descriptive Test), Interview
|
| Starting Basic Pay |
₹82,485 per month
|
| Approx. Total Emoluments (Metro Centres) |
₹1,14,000 per month
|
| Official Website |
Preparing for NICL AO Exam 2026? Share Details With Us
NICL AO Important Dates
| Events | Dates |
| NICL AO 2026 Notification | 7th October 2026 |
| Application Starts | 8th October 2026 |
| Last Date to Apply | 28th October 2026 |
| Pre-Exam Training | November 2026 |
| Admit Card | November 2026 |
| Prelims Exam Date | 17th November 2026 |
| Mains Admit Card | December 2026 |
| Mains Exam Date | 22nd December 2026 |
NICL AO Last Date to Apply 2026 Today
The NICL AO application process is ending today, 28 October 2026. Eligible candidates who have not yet submitted their application forms should complete the registration process, upload the required documents, and pay the applicable fee through the official website before the deadline.
NICL AO Apply Online Direct Link 2026
Eligible candidates can apply online for NICL AO Generalist and Specialist posts through the official NICL website. The application process includes online registration, filling out the application form, uploading the required documents, and paying the prescribed fee. Candidates can use the direct application link provided below to complete their registration before the last date.
NICL AO Apply Online 2026 Link – Active
NICL AO Vacancy 2026 for Generalist and Specialists
NICL has released 321 vacancies for Administrative Officer (AO) posts in the Generalist and Specialist streams. The Specialist posts include Finance, Legal, Information Technology, Automobile Engineering, Risk Engineering, Company Secretary, and Agriculture. Candidates with a degree in any discipline can apply for Generalist posts, while Specialist positions require relevant educational qualifications in the respective fields.
| Discipline | Total | UR | OBC | SC | ST | EWS |
| Finance (CA & CMA) | 20 | 10 | 5 | 2 | 1 | 2 |
| Legal | 20 | 10 | 5 | 2 | 1 | 2 |
| Information Technology | 10 | 5 | 2 | 1 | 1 | 1 |
| Automobile Engineers | 20 | 10 | 5 | 2 | 1 | 2 |
| Risk Engineers | 28 | 13 | 7 | 3 | 2 | 3 |
| Company Secretaries | 2 | 1 | 1 | 0 | 0 | 0 |
| Agriculture | 20 | 9 | 5 | 3 | 1 | 2 |
| Specialist Backlog: Information Technology | 1 | – | 1 | – | – | – |
| Total (Specialist) | 121 | 58 | 31 | 13 | 7 | 12 |
| Generalist | 200 | 80 | 55 | 30 | 15 | 20 |
| Grand Total | 321 | 138 | 86 | 43 | 22 | 32 |
Steps to Apply for the NICL AO Recruitment 2026
Candidates can follow this method to apply online for this opportunity from the official website:
- Go to the official website of National Insurance Company Limited at www.nationalinsurance.nic.co.in
- Now, on the homepage, look for and click on the “Recruitment” button.
- After clicking, a new page will appear mentioning all the ongoing recruitments for NICL.
- Scroll through and click on “Recruitment of Administrative Officer”.
- After that, click on the ‘Click Here to Apply Online’ button.
- After clicking a registration page will appear on your screen. Now, click on “Click Here For New Registration.”
- Enter your details and submit. A unique ID will be provided to you.
- Fill out the NICL AO Application form, upload documents, and pay the application fee.
- Submit the form and take a printout of it.
Before You Apply
Candidates must keep these documents ready and scanned:
| Document | Specification |
| Photograph |
Recent passport-style colour photo, 4.5 cm x 3.5 cm, 200 x 230 pixels (preferred), 20 KB to 50 KB
|
| Signature |
Black ink on white paper, 140 x 60 pixels (preferred), 10 KB to 20 KB. Capital letters are not accepted
|
| Left Thumb Impression |
Black or blue ink on white paper, 240 x 240 pixels at 200 DPI, 20 KB to 50 KB
|
| Handwritten Declaration |
Black ink on white paper in English, not in capital letters, 800 x 400 pixels at 200 DPI, 50 KB to 100 KB
|
NICL AO Application Fee
The application fee can be paid online through the e-payment method available there.
| Category | Application Fee |
| UR | Rs. 1000/- |
| SC/ST/PwD | Rs. 250/- |
NICL AO Exam Date 2026 Out
The Prelims examination will be conducted on 17 November 2026, while the Mains examination is scheduled for 22 December 2026. Candidates should check the official NICL website for the latest updates regarding the examination schedule, admit card, and other important instructions.
NICL AO 2026 Eligibility Criteria
Candidates must meet the nationality, age and educational requirements as on 01 October 2026.
Age Limit (1/10/2026)
The minimum age limit required for the NICL AO post is 21 to 30 years. Eligible candidates must be born not earlier than 02.10.1996 and not later than 01.10.2005 (both dates inclusive).
| Sl. | Category |
Upper Age Relaxation
|
| 1 | SC / ST | 5 years |
| 2 | OBC (Non-Creamy Layer) | 3 years |
| 3 | PwBD (General / EWS) | 10 years |
| 3 | PwBD (OBC) | 13 years |
| 3 | PwBD (SC / ST) | 15 years |
| 4 | Ex-Servicemen, Commissioned Officers including ECOs / SSCOs with at least 5 years of military service, released as per the conditions in the notification | 5 years |
| 5 | Defence service personnel disabled in operations during hostilities with any foreign country or in a disturbed area, and released as a consequence | 3 years |
| 6 | Existing confirmed employees of public sector general insurance companies (including GIC and Agriculture Insurance Company of India Ltd.) | 8 years |
Educational Qualification
Candidates must hold a valid mark sheet or degree certificate for the qualifying examination as on 01 October 2026, from a university recognised by UGC or an institute approved by AICTE. Every discipline requires at least 60% marks in either of the degree examinations (55% for SC/ST/PwBD candidates).
| Sl. | Discipline |
Minimum Qualification
|
| 1 | Finance (CA & CMA) |
Chartered Accountant (ICAI) or Cost and Management Accountant (ICMAI), AND graduation or post-graduation in any discipline
|
| 2 | Legal |
Graduate or Post Graduate in Law
|
| 3 | Information Technology |
B.E./B.Tech./M.E./M.Tech. in Computer Science / Information Technology, or MCA
|
| 4 | Automobile Engineers |
B.E. / B.Tech. / M.E. / M.Tech. in Automobile Engineering, OR B.E. / B.Tech. / M.E. / M.Tech. in any branch of Engineering together with a Diploma (at least one year) in Automobile Engineering
|
| 5 | Risk Engineers |
Engineering (Graduation or Post-graduation) in any discipline, excluding Computer Science / IT and Automobile Engineering
|
| 6 | Company Secretaries |
ACS / FCS from ICSI, AND graduation or post-graduation in any discipline
|
| 7 | Agriculture |
4-year Graduate or Post Graduate in Agriculture, Agricultural Biotechnology or Agricultural Engineering
|
| 8 | Generalist Officers |
Graduate or Post Graduate in any stream
|
Nationality
A candidate must be one of the following:
- A citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came to India before 1 January 1962 with the intention of permanently settling in India, or
- A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, East African countries (Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia) or Vietnam with the intention of permanently settling in India.
NICL AO Selection Process
The selection process for NICL AO Generalist and Specialist positions in fields such as Legal, Finance, Actuarial, IT, and Automobile Engineering will be conducted in three stages:
- Phase I: Preliminary Examination (Online), common for all disciplines
- Phase II: Main Examination (Online), consisting of an objective test and a descriptive test
- Interview
NICL AO Exam Pattern 2026
The NICL AO Examination will be held through the Prelims and Mains Exam. The exam-wise NICL AO Exam Pattern is given below.
NICL AO Prelims Exam Pattern
- The duration of the Prelims Exam is 60 Minutes (20 Minutes for each section)
- There is a negative marking of 0.25 marks
| Sl. | Section | Questions | Marks | Duration | Medium |
| 1 | English Language | 30 | 30 | 20 min | English |
| 2 | Reasoning Ability | 35 | 35 | 20 min | English / Hindi |
| 3 | Quantitative Aptitude | 35 | 35 | 20 min | English / Hindi |
| Total | 100 | 100 | 60 min |
NICL AO Mains Exam Pattern
The Mains has an objective test of 250 marks (3 hours) followed immediately by a descriptive test of 30 marks (30 minutes), making 210 minutes in total. Generalists face 5 sections and Specialists face 6 sections. The objective test has a negative marking of 1/4th or 0.25 marks are deducted for every wrong answer.
Generalist Post
| Sl. | Section | Questions | Marks | Duration |
| 1 | Test of Reasoning | 50 | 50 | 40 min |
| 2 | Test of General Awareness | 50 | 50 | 30 min |
| 3 | Test of Quantitative Aptitude | 50 | 50 | 40 min |
| 4 | Test of English Language | 50 | 50 | 40 min |
| 5 | Test of Computer Knowledge | 50 | 50 | 30 min |
| Total | 250 | 250 | 180 min |
Specialist Post:
| Sl. | Section | Questions | Marks | Duration |
| 1 | Test of Reasoning | 40 | 40 | 35 min |
| 2 | Test of General Awareness | 40 | 40 | 20 min |
| 3 | Test of Quantitative Aptitude | 40 | 40 | 35 min |
| 4 | Test of English Language | 40 | 40 | 30 min |
| 5 | Test of Computer Knowledge | 40 | 40 | 25 min |
| 6 | Technical and professional knowledge of the relevant discipline | 50 | 50 | 35 min |
| Total | 250 | 250 | 180 min |
NICL AO Descriptive Test
Candidates appearing for the NICL AO Mains Exam will also have to attempt a Descriptive English Test of 30 minutes. The test is conducted in online mode and focuses on the candidates’ English writing ability. Since it is held right after the objective section, candidates should develop the habit of presenting their ideas accurately and effectively within the prescribed time.
| Part | Marks |
| Essay | 10 |
| Précis | 10 |
| Comprehension | 10 |
| Total | 30 |
NICL AO Pre-Exam Training
SC/ST/OBC (Non-Creamy Layer)/PwBD candidates who wish to avail the Pre-Examination Training facility must indicate their preference while filling out the online application form. They should regularly visit the Recruitment section of the official website, https://nationalinsurance.nic.co.in/recruitment, for updates and further details.
The date and venue of the training will be communicated to registered candidates through their registered email ID or mobile number. However, attending the Pre-Examination Training does not guarantee employment in the Company, and candidates must bear the cost of attending the training themselves.
NICL AO Final Selection
The final selection of a candidate depends on various factors including:
- Candidates are shortlisted for the interview on the basis of overall marks in the Mains objective test, subject to qualifying the descriptive test.
- Final merit = Mains objective test and Interview in the ratio 80:20. Candidates must secure the minimum qualifying marks in the interview.
- In case of a tie, the candidate with higher interview marks is ranked first. If interview marks are also equal, the older candidate is ranked first.
- A waiting list of up to 50% of the vacancies may be prepared.
- Appointment is subject to medical fitness.
NICL AO Salary 2026
The NICL AO post offers a starting basic pay of Rs. 82,485 per month in the pay scale of Rs. 82,485–1,56,745. Along with the basic salary, officers are entitled to various allowances and benefits as per company rules. The total monthly emoluments are approximately Rs. 1,14,000 for officers posted at metropolitan centres.
| Salary Component | Details |
| Starting Basic Pay | ₹82,485 |
| Pay Scale |
₹82,485 – 4,050 (14) – 1,39,185 – 4,390 (4) – 1,56,745
|
| Approx. Total Emoluments (Metro Centres) |
₹1,14,000 per month
|
NICL AO Service Conditions, Probation and Bond
| Particular | Details |
| Posting |
Anywhere in India. Minimum stay at the initial place of posting is 5 years
|
| Specialist Officers |
May be required to continue in the same specialization for a minimum of 10 years. Promotion eligibility remains as per company norms
|
| Company Secretaries |
Primarily posted at Head Office, Kolkata
|
| Probation |
1 year, extendable twice by 6 months each. Officers must pass the non-life Licentiate Examination of the Insurance Institute of India for confirmation
|
| Service Bond |
Minimum 4 years including probation. Liquidated damages equal to one year’s gross salary, with a stamped bond and two sureties (not blood relatives)
|
| Resignation or termination during probation |
Gross salary received during service plus ₹25,000 towards training cost
|
NICL AO Exam Centre 2026
The list of NICL AO Preliminary Exam Centre list is given below, which mentions the State/Union Territories and the exam centres available in that state. Candidates can choose their Exam Center/City accordingly while filling out the application form.
| Sl. No. | State/UT | Exam City |
| 1 | Andhra Pradesh | Vijayawada, Visakhapatnam, Ongole |
| 2 | Assam | Guwahati, Dibrugarh, Silchar, Jorhat |
| 3 | Arunachal Pradesh | Naharlagun |
| 4 | Bihar | Patna, Gaya, Bhagalpur |
| 5 | Chandigarh | Chandigarh/Mohali |
| 6 | Chhattisgarh | Raipur, Bilaspur |
| 7 | Delhi-NCR | Delhi-NCR |
| 8 | Goa | Panaji |
| 9 | Gujarat / Dadra & Nagar Haveli / Daman & Diu | Ahmedabad/Gandhi Nagar, Vadodara, Surat, Rajkot |
| 10 | Haryana | Hissar, Faridabad, Gurgaon |
| 11 | Himachal Pradesh | Shimla, Mandi |
| 12 | Jammu & Kashmir / Ladakh | Srinagar, Jammu, Leh |
| 13 | Jharkhand | Ranchi, Jamshedpur |
| 14 | Karnataka | Bengaluru, Hubli/Dharwad, Mangalore, Mysore |
| 15 | Kerala | Ernakulum/Kochi, Thiruvananthapuram, Kozhikode |
| 16 | Madhya Pradesh | Bhopal, Indore, Gwalior, Jabalpur |
| 17 | Maharashtra | Mumbai/Navi Mumbai/Thane/MMR, Nagpur, Pune, Chhatrapati Sambhaji Nagar, Nasik |
| 18 | Manipur | Imphal |
| 19 | Meghalaya | Shillong |
| 20 | Mizoram | Aizawl |
| 21 | Nagaland | Kohima, Dimapur |
| 22 | Odisha | Bhubaneshwar, Cuttack, Rourkela, Berhampur |
| 23 | Puduchery | Puduchery |
| 24 | Punjab | Amritsar, Ludhiana, Bhatinda |
| 25 | Rajasthan | Jaipur, Jodhpur, Bikaner |
| 26 | Sikkim | Gangtok |
| 27 | Tamil Nadu | Chennai, Coimbatore, Madurai |
| 28 | Telangana | Hyderabad/ Rangareddy, Warangal |
| 29 | Tripura | Agartala |
| 30 | Uttar Pradesh | Lucknow, Allahabad, Kanpur, Noida/Greater Noida |
| 31 | Uttarakhand | Dehradun, Haridwar, Haldwani |
| 32 | West Bengal | Kolkata/ Greater Kolkata, Siliguri, Asansol |
| 33 | Andaman & Nicobar | Port Blair |
Documents Required at Interview
Shortlisted candidates must produce originals and self-attested photocopies of the following:
- Interview call letter and a system-generated printout of the online application
- Proof of date of birth (birth certificate or Class 10 certificate)
- Valid photo ID (as specified in the notification) and its photocopy
- Mark sheets and certificates for Class 10, Class 12 and graduation, showing the result declared on or before 01.10.2026
- Caste certificate in the prescribed format (SC/ST/OBC), with caste validity certificate where applicable
- OBC (Non-Creamy Layer) certificate issued after 31.03.2026, based on the income of FY 2023-24, 2024-25 and 2025-26
- Income and Asset Certificate for EWS (income for FY 2025-26, issued after 31.03.2026)
- Disability certificate and UDID card for PwBD candidates, plus scribe details if a scribe was used
- Ex-Servicemen certificates (Proforma A, B, C or D as applicable)
- No Objection Certificate for candidates serving in Government, quasi-government offices or PSUs
- Experience certificates, if any, and a Government of India eligibility certificate for the nationality categories that need one
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