SPARSH: System for Pension Administration
The Hindu Editorial Analysis: Old Pension Scheme(OPS) vs New Pension Scheme(NPS)
The EPFO circular, citing the 2016 ruling, has sought to narrow the scope of coverage of beneficiaries with the imposition of three conditions- Payment of contributions on higher or actual wages; Exercise of joint option while in service, and Refusal by the EPFO to allow higher pension.
As their employer had made the 12% mandatory contributions on their actual pay, which exceeded the statutory ceiling, they would be entitled to the benefit of the deposit of 8.33% of their actual salary in the Pension Fund.
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