Pradhan Mantri Awas Yojana- Gramin_00.1
UPSC Exam   »   Pradhan Mantri Awas Yojana- Gramin

Pradhan Mantri Awas Yojana- Gramin

 

Relevance

  • GS 2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.

 

Context

  • Recently, PM transferred the 1st instalment of PMAY-G to more than 1.47 lakh beneficiaries of Tripura.

Pradhan Mantri Awas Yojana- Gramin_50.1

About PMAY-G

  • In pursuance to the goal – Housing for all by 2022, the rural housing scheme Indira Awas Yojana has been revamped to Pradhan Mantri Awaas Yojana – Gramin and approved during March 2016.
  • Under the scheme, financial assistance is provided for construction of pucca house to all houseless and households living in dilapidated houses.
  • The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh. The cost of houses would be shared between Centre and States.

 

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PMAY-G objective

  • To provide pucca house to all who are houseless and living in dilapidated houses in rural areas by 2022.

 

PMAY-G Funding Pattern

  • Under PMAY, the cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
  • The unit assistance given to beneficiaries under the programme is Rs 1,20,000 in plain areas and to Rs 1,30,000 in hilly states/difficult areas /Integrated Action Plan (IAP) for Selected Tribal and Backward Districts. Presently the NE States, States of HP, J&K and Uttarakhand and all 82 LWE districts are identified as difficult and hilly areas.
  • The unit size is 25 sq.m including a dedicated area for hygienic cooking.
  • The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
  • The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional.
  • Funds will be transferred electronically directly to the account of the beneficiary.

 

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 PMAY-G Target Group

  • Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity.

 

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