Pradhan Mantri Awas Yojana- Gramin

Table of Contents

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GS 2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.

Recently, PM transferred the 1st instalment of PMAY-G to more than 1.47 lakh beneficiaries of Tripura.

In pursuance to the goal – Housing for all by 2022, the rural housing scheme Indira Awas Yojana has been revamped to Pradhan Mantri Awaas Yojana – Gramin and approved during March 2016.
Under the scheme, financial assistance is provided for construction of pucca house to all houseless and households living in dilapidated houses.
The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh. The cost of houses would be shared between Centre and States.

To provide pucca house to all who are houseless and living in dilapidated houses in rural areas by 2022.

Under PMAY, the cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
The unit assistance given to beneficiaries under the programme is Rs 1,20,000 in plain areas and to Rs 1,30,000 in hilly states/difficult areas /Integrated Action Plan (IAP) for Selected Tribal and Backward Districts. Presently the NE States, States of HP, J&K and Uttarakhand and all 82 LWE districts are identified as difficult and hilly areas.
The unit size is 25 sq.m including a dedicated area for hygienic cooking.
The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional.
Funds will be transferred electronically directly to the account of the beneficiary.

Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity.