Table of Contents
The National Insurance Company Limited (NICL) will announce the NICL Assistant Cut Off 2026 for candidates who appeared in the Prelims exam held on 27 August 2026. The cutoff represents the minimum marks required to qualify for the next stage. As the Prelims exam is conducted for 100 marks, candidates must meet the prescribed sectional and overall qualifying criteria. The cutoff may differ across states and categories, as NICL releases state-wise and category-wise qualifying marks.
NICL Assistant Expected Prelims Cut Off 2026
NICL conducted the Assistant (Class III) Prelims exam on 27 August 2026, and the NICL Assistant Prelims Result 2026 is released on 8 October 2026. The cut-off marks are expected to be released shortly on the official website.
Meanwhile, candidates can refer to the expected cut-off based on the exam difficulty level, good attempts, and feedback shared by candidates who appeared for the examination.
| Category | Expected Cut-off Marks (Out of 100) |
| Haryana | 78-82 |
| Himachal Pradesh | 83-87 |
| Jharkhand | 77-81 |
| Karnataka | 70-75 |
| Kerala | 82-86 |
| Madhya Pradesh | 81-85 |
| Maharashtra | 80-85 |
| Manipur | 81.25 |
| Meghalaya | 54-58 |
| Mizoram | 76-81 |
| Nagaland | 80-84 |
| Odisha | 84-88 |
| Punjab | 83.25 |
| Rajasthan | 82.5 |
| Sikkim | 82 |
| Tamil Nadu | 76 |
| Telangana | 73.25 |
| Tripura | 85 |
| Uttar Pradesh | 83.5 |
| Uttarakhand | 82.75 |
| West Bengal | 87.25 |
| Andaman & Nicobar Islands | 81.25 |
| Chandigarh (UT) | 84.25 |
| Delhi (UT) | 84.75 |
| Jammu & Kashmir | 85.75 |
| Ladakh | 61.5 |
| Puducherry (UT) | 79 |
| Andhra Pradesh | 78-84 |
| Arunachal Pradesh | 78-84 |
| Assam | 79-83 |
| Bihar | 80-84 |
| Chhattisgarh | 80-84 |
| Goa | 77-83 |
| Gujarat | 76-81 |
Key Details
Candidates who score equal to or above the official cut-off will be considered qualified for the next stage. Reviewing the previous year’s official cut-off marks helps aspirants understand the competition level and set a realistic target score.
| Particulars | Details |
| Exam |
NICL Assistant Prelims 2026
|
| Exam Date | 27 August 2026 |
| Total Marks | 100 |
| Cutoff Status | To Be Released |
| Cutoff Type |
State-wise and Category-wise
|
| Categories |
UR, EWS, OBC, SC, ST and applicable reserved categories
|
| Next Stage | Phase II/Mains |
| Mains Exam Date | 30 October 2026 |
| Official Website |
nationalinsurance.nic.co.in
|
NICL Assistant Cut Off 2026
The NICL Assistant Cut Off will be published separately for the Prelims and Mains examinations on the official website of NICL. The Prelims exam will be held on 27th August 2026, whereas the Mains will be held on 30th October 2026, and the cut off will be released after the result. The cut-off varies from one state to another depending on the number of vacancies, the difficulty level of the examination, and the number of candidates appearing for the exam.
NICL Assistant Previous Year Cut Off
The previous year’s cutoff gives candidates a fair idea about the expected competition in the upcoming exam. Since the official NICL Assistant 2026 exam is yet to be conducted, candidates should refer to the previous cycle to understand the trend and prepare accordingly.
NICL Assistant Prelims Cut Off 2025
| State/UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS |
DXS & DISEXS
|
| Andhra Pradesh | – | 79.25 | 82 | 82 | 82 | 79.25 | 44.00* | – | – | 83.5 | 42.50* |
| Arunachal Pradesh | – | – | – | – | 82.5 | 65.75* | – | – | – | – | – |
| Assam | 79 | 76.5 | 74.5 | 80.25 | 81.25 | 71.50* | # | – | – | 68.25 | 56.25* |
| Bihar | – | – | – | 83.00 | 83 | 42.5 | 48.50* | – | – | 84.5 | 58.50* |
| Chhattisgarh | 80.25 | 76.75 | – | 82.75 | 82.75 | 80.5 | – | – | – | 77.5 | – |
| Goa | – | – | – | – | 80.5 | 38.25* | – | – | – | – | – |
| Gujarat | 79.25 | 75 | 79.25 | 79.25 | 79.25 | – | 37.50* | – | – | 71.25 | 51.50* |
| Haryana | – | – | – | – | 79.5 | 43.75* | – | – | – | 79 | 32.00* |
| Himachal Pradesh | – | – | 75 | – | 85 | 67.50* | – | – | – | – | – |
| Jharkhand | 77.5 | 78.25 | 79.5 | 79.5 | 79.5 | – | – | – | – | – | 58.50* |
| Karnataka | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 | – | 54.50* | 67 | – | 67 | 40.25* |
| Kerala | 83 | – | 86.5 | 59.25* | 86.5 | – | 35.25* | – | – | – | 43.50* |
| Madhya Pradesh | – | 77.75 | 84.5 | 84.5 | 84.5 | – | 47.75* | – | – | 78.75 | 33.25* |
| Maharashtra | 83 | 82.25 | 83 | 83 | 83 | 92.75 | 68.5 | 78 | – | 72.25 | 44.25* |
| Manipur | – | – | – | – | 81.25 | 94.75* | – | – | – | – | – |
| Meghalaya | – | – | – | – | 56.00* | 82.75* | – | – | – | – | – |
| Mizoram | – | – | – | – | 80 | # | – | – | – | – | – |
| Nagaland | – | – | – | – | 81.75 | # | – | – | – | – | – |
| Odisha | 82.25 | 74 | – | 83.75 | 85.25 | – | 58.25* | – | – | – | 36.75* |
| Punjab | – | – | 73.25 | 77.00 | 83.25 | 35.00* | # | – | – | 76.25 | 34.50* |
| Rajasthan | 82.25 | 76 | 82.50 | 82.50 | 82.5 | 42.75* | 56.50* | – | – | 80.25 | 51.25* |
| Sikkim | – | – | – | – | 82 | 65.50* | – | – | – | – | – |
| Tamil Nadu | – | – | 76 | 52.00* | 76 | 46.50* | 35.50* | 38.25* | – | 74.5 | 52.00* |
| Telangana | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 | 76.75 | – | – | – | 74.5 | 64.00* |
| Tripura | – | – | – | – | 85 | 74.50* | – | – | – | – | – |
| Uttar Pradesh | – | – | 83.5 | 83.5 | 83.5 | 83.75 | 34.00* | – | 43.75* | 83 | 37.75* |
| Uttarakhand | 82.5 | – | 80.5 | 81 | 82.75 | 41.50* | – | – | – | 83 | – |
| West Bengal | 81.5 | 76.5 | 80.75 | 79 | 87.25 | 41.00* | 64.50* | 47 | 68.25* | 78 | 45.75* |
| Andaman & Nicobar Islands | – | – | – | – | 81.25 | 55.50* | – | – | – | – | – |
| Chandigarh (UT) | – | – | 73.25 | – | 84.25 | – | – | – | – | – | – |
| Delhi (UT) | 84.75 | 76.5 | 84.75 | 84.75 | 84.75 | 78.25 | 52.50* | 75 | – | 83 | 52.25* |
| Jammu & Kashmir | – | – | 66.25 | – | 85.75 | 46.00* | – | – | – | – | – |
| Ladakh | – | – | – | – | 61.5 | # | – | – | – | – | – |
| Puducherry (UT) | – | – | – | – | 79 | 81.00* | – | – | – | – | – |
NICL Assistant Prelims Sectional Cut Off 2025
| Category | T1 (English Language) (30 Marks) | T2 (Reasoning Ability) (35 Marks) |
T3 (Quantitative Aptitude) (35 Marks)
|
| SC, ST, OBC, PwBD & EXS, DISEXS/DXS | 11 | 7.25 | 7.5 |
| EWS & UR | 14.25 | 12.25 | 11.50 |
NICL Assistant Mains Cut Off 2025 (State-wise)
| State/UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS | DXS & DISEX |
| Andaman & Nicobar Islands | – | – | – | – | 116.25 | 98.5 | – | – | – | – | – |
| Andhra Pradesh | – | 102.25 | 113.75 | 113.75 | 113.75 | 118.75 | – | – | 114.25 | 100.00* | |
| Arunachal Pradesh | – | – | – | – | 110.25* | – | – | – | – | – | – |
| Assam | 107.5 | 97.25 | 104.5 | 110.50 | 110.5 | 92.25* | – | – | – | 101.75* | – |
| Bihar | – | – | – | 111.00 | 111 | 110.5 | – | – | – | 107 | – |
| Chandigarh (UT) | – | – | 113.25 | – | 117.75 | – | – | – | – | – | – |
| Chhattisgarh | 107.75 | 94 | – | 118.25 | 118.25 | 115.25 | – | – | – | 105 | – |
| Dadra & Nagar Haveli & Daman Diu | – | – | – | – | – | – | – | – | – | – | – |
| Delhi (UT) | 111.5 | 100 | 112.5 | 121.50 | 121.5 | 125.5 | – | 110.25 | – | 108 | – |
| Goa | – | – | – | – | 114.25 | 102.00* | – | – | – | – | – |
| Gujarat | 111.75 | 95.25 | 111.75 | 111.75 | 111.75 | – | – | – | – | 100.50* | – |
| Haryana | – | – | – | – | 114 | 117.25 | – | – | – | 109.75 | – |
| Himachal Pradesh | – | – | 113.5 | – | 119 | 94.5 | – | – | – | – | – |
| Jammu & Kashmir | – | – | 106.75 | – | 116.75 | 108.75 | – | – | – | – | – |
| Jharkhand | 98.5 | 98 | 112.00 | 112.00 | 112 | – | – | – | – | – | – |
| Karnataka | 109 | 107.5 | 110.50 | 110.50 | 110.5 | – | – | 112.75 | – | 100.00* | – |
| Kerala | 108 | – | 122.00 | 110.00* | 122 | – | – | – | – | – | 105.00* |
| Ladakh | – | – | – | – | – | – | – | – | – | – | – |
| Lakshadweep | – | – | – | – | – | – | – | – | – | – | – |
| Madhya Pradesh | – | 96.75 | 119.75 | 119.75 | 119.75 | – | – | – | – | 101.25 | – |
| Maharashtra | 115.25 | 100.5 | 115.25 | 115.25 | 115.25 | 150 | 98.75 | 102.5 | – | 100.50* | – |
| Manipur | – | – | – | – | 110.50* | 116.25* | – | – | – | – | – |
| Meghalaya | – | – | – | – | – | 107.50* | – | – | – | – | – |
| Mizoram | – | – | – | – | – | – | – | – | – | – | – |
| Nagaland | – | – | – | – | 111.50* | – | – | – | – | – | – |
| Odisha | 105.5 | 90.25 | – | 113.5 | 118.75 | – | – | – | – | – | 101 |
| Puducherry (UT) | – | – | – | – | 114.25 | 95.50* | – | – | – | – | – |
| Punjab | – | – | 109 | 112.50* | 116.75 | 92.00* | – | – | – | 102 | – |
| Rajasthan | 104.5 | 94 | 114.25 | 114.25 | 114.25 | 129.5 | 99.5 | – | – | 105 | – |
| Sikkim | – | – | – | – | 113.25* | – | – | – | – | – | – |
| Tamil Nadu | – | – | 110.25 | – | 110.25* | 122.75 | – | – | – | 100.00* | – |
| Telangana | 110.50 | 109 | 110.50 | 110.50 | 110.50* | 131.75 | – | – | – | 103 | – |
| Tripura | – | – | – | – | 118 | – | – | – | – | – | – |
| Uttar Pradesh | – | – | 113.25 | 113.25 | 113.25 | 118.5 | – | – | 98.75 | 105.25 | 103.50* |
| Uttarakhand | 103.25 | – | 111.75 | 119.25 | 119.25 | 96.5 | – | – | – | 110.25* | – |
| West Bengal | 105 | 101.5 | 104.75 | 112 | 120.5 | 104.00* | 101.50* | 101.25* | 98.00* | 103.75 | – |
NICL Assistant Mains Section Cut Off 2025
| Category | Total Marks (200) |
| SC, ST, OBC, PwBD | 90 |
| EWS & UR | 110 |
| EXS, DXS/DISEXS | 100 |
NICL Assistant Prelims Cut Off 2017
| State | Cut Off Marks |
| Madhya Pradesh | 66.25 |
| Andhra Pradesh | 65.75 |
| Maharashtra | 61.25 |
| Rajasthan | 66.5 |
| Assam | 57.5 |
| Bihar | 64 |
| Odisha | 63.25 |
| Chhattisgarh | 63 |
| Punjab | 66 |
| Tamil Nadu | 63.5 |
| Gujarat | 60.50 |
| Haryana | 66.5 |
| Himachal Pradesh | 63.5 |
| Jammu & Kashmir | 53.25 |
| Jharkhand | 61 |
| Karnataka | 58.75 |
| Kerala | 69.5 |
| Telangana | 66 |
NICL Assistant Mains Cut Off 2017
| State | Cut Off Marks |
| Madhya Pradesh | 135 |
| Andhra Pradesh | 137 |
| Maharashtra | 126 |
| Rajasthan | 137 |
| Assam | 121 |
| Bihar | 126 |
| Odisha | 131 |
| Chhattisgarh | 127 |
| Punjab | 138 |
| Tamil Nadu | 126 |
| Gujarat | 121 |
| Haryana | 139 |
| Himachal Pradesh | 128.5 |
| Jammu & Kashmir | 113 |
| Jharkhand | 128 |
| Karnataka | 120 |
| Kerala | 139 |
| Telangana | 136 |
| Uttar Pradesh | 137 |
| Uttarakhand | 143 |
| West Bengal | 138 |
How to Check NICL Assistant Cut-off 2026?
Candidates can check the official cut-off by following these steps:
- Visit the official NICL website at https://nationalinsurance.nic.co.in/.
- Open the result or score card section.
- Click on the Cut Off Marks PDF link
- The state-wise and category-wise cut-off marks will be displayed on the screen.
- Check your category-wise and state-wise cut-off and download the PDF for future reference.
How to Score Above the NICL Assistant Cut Off Marks?
To score higher than the NICL Assistant Cut Off Marks 2026, candidates should follow a focused preparation strategy and improve both speed and accuracy. Here are some practical tips:
- Practice full-length and sectional mock tests regularly to improve speed, accuracy, and time management. Analyse every mock test to identify weak areas and avoid repeating the same mistakes.
- Focus on accuracy, as the exam has 1/4th negative marking, and unnecessary guesses can reduce your score.
- Attempt easy and moderate questions first during the exam to maximize your score before moving to difficult ones.
- Aim to score comfortably above the previous years’ cut-off rather than targeting only the minimum qualifying marks, as the cut-off varies depending on vacancies, competition, and exam difficulty.
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