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The Oriental Insurance Company Limited (OICL) has released the OICL AO Cut Off 2026 on its official website for Prelims and Mains. Candidates are advised to check the official cut-off marks for the Phase I and Phase II exams. This article provides the Stage-wise and category-wise cut-off, previous years’ cut-off trends, the factors influencing the cut-off, and the steps to check it.
OICL AO Cut Off 2026 Out
The OICL AO 2026 Cut Off refers to the minimum marks required for candidates to qualify for the next stage of the recruitment process. These marks are determined by the Oriental Insurance Company Limited (OICL) based on factors such as the exam’s difficulty level, the number of candidates who appeared, overall performance, and the total vacancies available. The cut-off for Prelims and Mains has been published category-wise for each discipline, including Accounts, Medical, Legal, Engineering, and Actuarial.
OICL AO Phase 1 Cut Off 2026
Analysing the cut-off trend helps candidates evaluate the level of competition and estimate their chances of qualifying. Check the Phase 1 cut-off marks in the table below.
| Category | Generalist Cut Off (Out of 100) | Hindi Officer Cut Off (Out of 100) |
| OBC | 78.5 | 8 |
| EWS | 77.5 | 8 |
| UR | 78.5 | 8 |
| SC | 72.75 | 8 |
| ST | 63.25 | 8 |
| PwBD – A | 75.5 | — |
| PwBD – B | 43.25 | — |
| PwBD – C | 58.75 | — |
| PwBD – D&E | 43.5 | — |
Phase 1 Sectional Cut Off 2026
Along with the overall qualifying marks, OICL has announced the sectional cut-off for each section of the Phase 1 examination. Candidates must meet the prescribed sectional cut-off as well as the overall cut-off to qualify for the next stage.
| Category | English Language | Reasoning Ability | Quantitative Aptitude |
| Generalist – EWS/UR | 17.5 | 16 | 15 |
| Generalist – SC/ST/OBC/PwBD | 14 | 11 | 10.75 |
| Hindi Officer – SC/ST/OBC/PwBD | 1 | 1 | 1 |
| Hindi Officer – EWS/UR | 1 | 1 | 1 |
OICL AO Phase 2 Cut Off 2026
OICL has published the Phase 2 cut-off marks for the 2026 AO recruitment for Generalist and Hindi (Rajbhasha) Officer posts. The qualifying marks have been released separately for each category, with the cut-off calculated against the maximum 200 marks.
| Category | Generalist Cut Off (Out of 200) | Hindi Officer Cut Off (Out of 200) |
| OBC | 140.5 | 96 |
| EWS | 137.75 | 96 |
| UR | 140.5 | 96 |
| SC | 127.25 | 96 |
| ST | 110 | 78.25 |
| PwBD – A | 145.25 | — |
| PwBD – B | No candidate qualified/available | — |
| PwBD – C | 133.5 | — |
| PwBD – D&E | 135.75 | — |
Phase 2 Generalist Sectional Cut Off 2026
For the Generalist post, OICL has specified section-wise qualifying marks for the Phase 2 exam. The cut-off applies to Reasoning, English Language, General Awareness, Quantitative Aptitude, Computer Knowledge, and the Descriptive Paper.
| Section | Maximum Marks | SC/ST/OBC/PwBD | EWS/UR |
| Reasoning | 45 | 31.25 | 33.5 |
| English Language | 40 | 20.25 | 22.75 |
| General Awareness | 40 | 3.75 | 6.25 |
| Quantitative Aptitude | 40 | 21 | 23 |
| Computer Knowledge | 35 | 15 | 17.25 |
| Descriptive Paper | 30 | 11.75 | 13.5 |
Phase 2 Hindi Officer Sectional Cut Off 2026
Candidates appearing for the Hindi (Rajbhasha) Officer post must meet the prescribed sectional cut-off in each Phase 2 component. The qualifying marks cover Reasoning, English Language, Professional Knowledge, General Awareness, Computer Knowledge, and the Descriptive Paper.
| Section | Maximum Marks | SC/ST/OBC/PwBD | EWS/UR |
| Reasoning | 25 | 4.75 | 7.25 |
| English Language | 25 | 4.5 | 7 |
| Professional Knowledge | 100 | 31.25 | 38 |
| General Awareness | 25 | 3.25 | 5.25 |
| Computer Knowledge | 25 | 4.5 | 7 |
| Descriptive Paper | 50 | 8.75 | 12 |
Download AICL AO Cut Off 2026 PDF
OICL AO Previous Year Cut Off Marks
The OICL AO Previous Year Cut-Off marks offer valuable insight into the level of competition over the years. Candidates can refer to these cut-off scores to understand past trends and set a realistic target for the upcoming examination.
OICL AO Prelims Cut Off for 2024 (Category wise)
The OICL AO 2024 Preliminary Examination cut-off differed across the various specialist disciplines. The official Prelims cut-off marks for each stream are listed below.
| OICL AO Prelims Cut Off Marks 2024 | |||||
| Streams | UR | EWS | OBC | SC | ST |
| Accounts | 73.25 | 71.75 | 73.25 | 69.75 | 52.00 |
| Actuarial | 70.25 | – | 70.25 | – | – |
| Engineering (IT) | 67.25 | 64.50 | 67.25 | 67.25 | 51.25 |
| Engineering | 71.25 | 68.50 | 71.25 | 71.25 | 61.00 |
| Medical | 42.50 | 42.50 | 37.25 | 40.50 | 33.50 |
| Legal | 41.75 | 41.75 | 41.75 | 41.75 | 39.75 |
OICL AO Section wise Cut Off for Prelims
These are the section-wise prelims cut-off marks for 2024.
| Sections | UR & EWS | OBC, ST, SC, PwBD |
| English Language | 21.25 | 17.75 |
| Reasoning Ability | 9.00 | 4.00 |
| Quantitative Aptitude | 8.50 | 5.25 |
OICL AO Mains Cut Off 2024 (Category wise)
The OICL AO Cut Off for the mains examination has been discussed here for the candidates. The marks listed below are out of 200.
| OICL AO Mains Cut Off 2024 | |||||
| Streams | UR | EWS | OBC | SC | ST |
| Accounts | 80.75 | 63 | 82.50 | 82.50 | 82.50 |
| Actuarial | – | – | 83.25 | – | 85 |
| Engineering (IT) | 64.75 | 70.25 | 81 | 81 | 81 |
| Engineering | 69.25 | 82.5 | 96.75 | 85.75 | 100.5 |
| Medical | 54 | – | 59 | 59 | 59 |
| Legal | 74.50 | – | 84.25 | 92 | 92 |
OICL AO Mains Section wise Cut Off 2024
Check the section-wise OICL AO Mains Cut Off 2024 in the table below. The scores mentioned are out of 40.
| Category/Sections | SC, ST, OBC, PWBD | EWS & UR | OBC & PwBD | SC, ST, EWS, & UR |
| Reasoning | 8 | 11 | 9.5 | 12.25 |
| English | 22.75 | 25.75 | 24.25 | 27 |
| General Awareness | 3 | 5 | 4 | 5.75 |
| Quantitative Aptitude | 13.25 | 16.75 | 15 | 18.25 |
| Professional Knowledge | 4.75 | 7 | 2.5 | 5.25 |
OICL AO Prelims Cut Off 2017 (Category wise)
Below, you can find the category wise cut off for the OICL AO Prelims exam for the post of Generalists:
| Category | Overall Cut Off (Out of 100) |
|---|---|
| UR (General) | 59.75 |
| SC | 51.50 |
| ST | 43.75 |
| OBC | 56.25 |
| HI (Hearing Impaired) | 22.00 |
| OC (Orthopedically Challenged) | 50.25 |
| VI (Visually Impaired) | 45.25 |
OICL AO Prelims Section-wise Cut Off 2017
Refer to the table below for the section-wise cut off for OICL AO Prelims 2017:
| Section | UR | SC / ST / OBC / PWD |
|---|---|---|
| English Language (30) | 6.50 | 3.50 |
| Reasoning Ability (35) | 7.75 | 4.25 |
| Quantitative Aptitude (35) | 9.75 | 6.25 |
OICL AO Mains Cut Off 2017 (Out of 200)
The category wise overall cut off for the OICL AO Mains exam 2017 has been provided below:
| Category | Overall Cut Off |
|---|---|
| UR (General) | 110.25 |
| SC | 92.00 |
| ST | 80.00 |
| OBC | 103.50 |
| HI (Hearing Impaired) | 69.50 |
| OC (Orthopedically Challenged) | 102.50 |
| VI (Visually Impaired) | 94.39 |
Steps to Check OICL AO Cut Off 2026
Once released, candidates can check the OICL AO Cut Off 2026 by visiting the official website and following the steps provided below. Since the Preliminary Examination is the first stage of the selection process, the OICL AO Prelims Cut Off will be announced before the cut-off for the subsequent stages.
- Step 1: Visit the official website, @orientalinsurance.org.in and go to the ‘Career’ page.
- Step 2: Now, locate the link that reads ‘OICL AO Cut off 2026’ and click on the link.
- Step 3: Open the PDF and check the category-wise cut-off marks.
- Step 4: Download the PDF, and check the minimum marks assigned for your category and stream.
Factors Determining OICL AO Cut Off 2026
Several factors play a key role in deciding the OICL AO Cut Off 2026, which is announced by the Oriental Insurance Company Limited (OICL). However, these factors may vary from time to time.
- Number of vacancies
- Difficulty level of the paper
- Performance of the candidates
- Number of vacancies
| Links Related to OICL AO | |
| OICL AO Recruitment 2026 | OICL AO Syllabus 2026 |
| OICL AO Salary 2026 | OICL AO Previous Year Question Paper |
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