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OICL AO Syllabus 2026 for Prelims and Mains, Check Exam Pattern

The Oriental Insurance Company Limited (OICL) has published the OICL AO Syllabus 2026 for the Administrative Officer (Scale-I) examination. Candidates should understand the latest syllabus and exam pattern before starting their preparation. This article provides the complete exam pattern, subject-wise syllabus for the Preliminary and Main examinations, selection process, preparation tips, and other important details.

OICL AO Syllabus 2026

The Oriental Insurance Company Limited (OICL) has prescribed the OICL AO 2026 Syllabus and exam pattern for both the Preliminary and Main examinations in the official notification. While the Preliminary Examination is qualifying in nature, the Main Examination and Interview determine the final merit. Candidates should thoroughly understand the syllabus, exam pattern, and subject-wise topics to prepare strategically and improve their chances of success.

OICL AO Syllabus and Exam Pattern 2026

Candidates preparing for the Administrative Officer (AO) examination should first understand the subjects, important topics, and overall exam structure to plan their preparation effectively. Focusing on high-weightage sections can help improve scores. The table below provides the key highlights of the OICL AO Syllabus 2026 for quick reference.

OICL AO Syllabus and Exam Pattern 2026
Name of Organisation
Oriental Insurance Company Limited (OICL)
Name of Post
Administrative Officers (Scale I)
Category
Syllabus
Selection Process
Prelims, Mains, and Interview
Total Questions
  • Prelims: 100
  • Mains: 200
Totak Marks
  • Prelims: 100
  • Mains: 200
Question Type
MCQ type
Negative Marking
1/4th or 0.25 for each incorrect answer
Official Website
www.orientalinsurance.org.in

OICL AO Exam Pattern 2026

The OICL AO 2026 Online Exam will be held in two stages: Prelims and Mains. Complete details of the exam pattern for both phases are provided below.

OICL AO Prelims Exam Pattern 2026

The OICL AO Preliminary Examination is conducted in an objective format with 100 questions carrying 1 mark each. Candidates are given 60 minutes to complete the test, with 20 minutes allotted to each section. A penalty of 0.25 marks is deducted for every incorrect response. The exam comprises the following three sections:

Name of Test Total Question  Max. Marks Duration
English Language 30 30 20 minutes
Reasoning Ability 35 35 20 minutes
Quantitative Aptitude 35 35 20 minutes
 Total 100 100
 60 minutes.

OICL AO Mains Exam Pattern 2026

The OICL AO Main Examination comprises an Objective Test carrying 200 marks and a Descriptive Test of 30 marks.

Both tests are conducted online, with the descriptive paper commencing immediately after the objective test. For the objective section, 0.25 marks are deducted for every incorrect answer.

The objective test is divided into five sections and must be completed within 150 minutes, with separate sectional timings as outlined below.

Name of the Test No. of Questions Max Marks Duration
Test of Reasoning 45 45 45 Minutes
Test of English Language 40 40 30 Minutes
Test of General Awareness 40 40 20 Minutes
Test of Quantitative Aptitude 40 40 40 Minutes
Test of Computer Knowledge 35 35 15 Minutes
Total 200 200 150 Minutes

OICL AO Mains Descriptive Paper

The Descriptive Test will be conducted online and will last for 30 minutes, carrying a total of 30 marks. It will evaluate the candidate’s English Language skills through an Essay (20 marks) and a Précis writing task (10 marks).

Topic Marks Duration
Precis 10 30 Minutes
Essay 20
Total 30

The Descriptive test will be qualifying in nature, and the marks scored in the Descriptive test will
not be counted towards shortlisting for interview or final selection. 

OICL AO Rajbhasha Mains Exam Pattern 2026

Sl. No. Test Type No. of Questions Max Marks Language Duration
1 Test of Reasoning Objective 25 25 English / Hindi 30 Minutes
2 Test of English Language Objective 25 25 English 20 Minutes
3 Professional Knowledge (Hindi & English grammar/vocabulary, knowledge of Acts/Rules regarding Official Language implementation, Translation – English to Hindi & Hindi to English) Objective 50 100 English and/or Hindi 50 Minutes
4 General Awareness Objective 25 25 English / Hindi 10 Minutes
5 Test of Computer Knowledge Objective 25 25 English / Hindi 10 Minutes
Total (Objective) 150 200 120 Minutes
6 English and Hindi Language (English Essay – 10 marks, Hindi Essay – 10 marks, Letter writing in Hindi – 10 marks, English to Hindi Translation – 10 marks, Hindi to English Translation – 10 marks) Descriptive 5 50 English and/or Hindi (as applicable) 60 Minutes

OICL AO Prelims Syllabus 2026

The OICL AO 2026 Preliminary exam consists of three sections. The topics covered in each section are outlined in detail below.

Sections Topics
English Language
  • Reading Comprehension,
  • Cloze Test,
  • Fill in the blanks,
  • Multiple Meaning,
  • Error Spotting, Paragraph Complete,
  • Sentence Correction, Para Jumbles,
  • Sentence rearrangement,
  • Phrase Replacement,
  • Column Based,
  • Word Swap,
  • Spelling Errors
Quantitative Aptitude
  • Simplification & Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc.
  • Data Sufficiency: Two Statement
  • Number Series: Missing Number series, Wrong number series
  • Inequality: Linear equation, Quadratic equation, Quantity comparison
  • Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet DI.
  • Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc.
Reasoning Ability
  • Inequalities,
  • Seating Arrangement,
  • Puzzle Tabulation,
  • Logical Reasoning,
  • Ranking/Direction/Alphabet Test,
  • Data Sufficiency,
  • Syllogism,
  • Blood Relations,
  • Input-Output,
  • Coding-Decoding,
  • Alphanumeric Series.

OICL AO Mains Syllabus 2026

The OICL AO Main Examination covers four sections, each designed to assess different subject areas. The detailed section-wise syllabus is provided below.

Sections  Topics
General Awareness
  • Current Affairs,
  • Summits,
  • Books & Authors,
  • Awards, Sports,
  • Defence,
  • National Appointment,
  • International Obituary,
  • Banking Awareness,
  • Indian Financial System,
  • History of the Indian Banking Industry,
  • Regulatory Bodies, Monetary & Credit Policies,
  • Budget Basics and Current Union Budget,
  • International Organisation/Financial Institutions,
  • Capital Market & Money Market,
  • Government Schemes, Abbreviations,
  • Economic Terminologies,
  • Other Important Concepts.
English Language
  • Reading Comprehension,
  • Cloze Test,
  • Fill in the blanks,
  • Multiple Meaning / Error Spotting,
  • Paragraph Complete / Sentence Correction,
  • Para jumbles,
  • Miscellaneous
Reasoning Ability
  • Logical Reasoning,
  • Ranking/Direction/Alphabet Test,
  • Coded Inequalities,
  • Data Sufficiency,
  • Puzzles & Seating Arrangement,
  • Input-Output,
  • Coding-Decoding,
  • Syllogism,
  • Blood Relations,
  • Alphanumeric Series
Quantitative Aptitude
  • Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc.
  • Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet, Radar DI, Arithmetic DI
  • Number Series: Missing Number series, Wrong number series, Double Pattern series, Statement-based series.
  • Inequality: Quadratic equation, Quantity comparison, Statement-based Quadratic equation.
  • Data Sufficiency: Two-Statement and Three Statements
  • Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Basic of Algebra Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc.
Professional Knowledge
  • As per the relevant disciplines
Article Related to OICL AO Exam
OICL AO Previous Year Question Paper OICL AO Cut Off
OICL AO Salary 2026

 

FAQs

Where can I check the OICL AO Syllabus?

Candidates can check the OICL AO Syllabus for Prelims and Mains exam in the article above. We have discussed the subject-wise syllabus to help you with preparation.

What is the age limit to apply for OICL AO 2026?

Candidates must be between 21 to 30 years of age. Age relaxation will be applicable as per government rules.

Is there negative marking in the OICL AO exam?

Yes, 0.25 marks will be deducted for each incorrect answer in both the Prelims and Mains exams.

What topics should I focus on for the Professional Knowledge section?

The topics will be specific to your discipline (e.g., Finance, IT, Legal, etc.). It’s advised to refer to standard textbooks and previous papers relevant to your field.

Can I start preparation before the official notification?

Yes, and it’s highly recommended. Begin by understanding the syllabus and exam pattern provided in the expected outline.

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