JAIIB Exam Date 2026 Out, Check IIBF JAIIB May Full Schedule and Shifts

The Indian Institute of Banking and Finance (IIBF) conducts certification exams for banking professionals for their career boost and help achieve their dream position in the banking sector. IIBF’s JAIIB Exam is one of them. It is conducted twice a year and only candidates working in banks at Clerical and Officer level can take this exam for their professional growth and salary increment within the sector.

If you are planning to appear for JAIIB 2026 exam and looking for a guide to crack the exam, then this article is for you. Let’s take deep dive into what JAIIB exam is and all the information you need.

JAIIB 2026

JAIIB also known as Junior Associate of the Indian Institute of Bankers. It is a flagship course provided by IIBF that only individuals working in Banking and Financial sector can take. Its aim is to impart and enhance knowledge of the aspirants which will in turn help in their career growth and better opportunities in the sector.

• Keeping in mind the size of the industry, IIBF conducts the JAIIB exam twice a year.
• Only IIBF members can take the JAIIB Exam.
• There will be 4 Papers of 100 marks each. You will better understand the JAIIB eligibility, application process, and exam pattern below.

JAIIB Exam 2026- Overview

But before we go any further into details, let’s take a quick overview of the JAIIB exam, eligibility, application dates, exam pattern, number of attempts, etc. Check out the details here.

JAIIB Exam Date 2026 Out

The JAIIB 2026 Exam Dates for both sessions has been announced on the official IIBF website for both May and November Sessions.

Attempt Free JAIIB Mock Test

JAIIB 2026 Eligibility

The JAIIB Eligibility Criteria 2026 include qualification, Age limit, and number of attempts. We have discussed each requirement below.

Age Limit:

There is no age limit for candidates to apply. The exam is open to employees of all ages working in the banking sector.

Employment Requirement:

• The candidate must be a current employee in the banking or finance sector.
• The candidate must be a member of the Indian Institute of Banking & Finance (IIBF).
• The exam is exclusively for bank employees, as it is specially designed for them.

Educational Qualification:

1. Candidates should have completed the 12th standard in any stream or its equivalent qualification. However, at the discretion of the Institute, candidates working in the clerical or supervisory staff cadre of banks may be permitted to sit for the exam, even if they haven’t passed the 12th standard, based on the recommendation of the bank’s Manager or officer-in-charge where the candidate is employed.
2. Subordinate staff (staff in non-supervisory roles) can also apply, as long as they have passed the 12th standard or its equivalent.

Number of Attempts and Time Limit:

• A candidate has a maximum of 5 attempts to clear the JAIIB exam.
• There is also a 3-year time limit from the first time of registration to clear the exam. If a candidate fails to clear it in 5 attempts or 3 years, they must re-enrol and start the process again.

JAIIB 2026 Application Process

In this digital era, where everything is online, IIBF conducts the JAIIB Registration in online mode only. The application window is open for 20-30 days, where candidates can fill out the application and pay their application fee. If you are seeking to enhance your salary package and position, then you must take this exam.

JAIIB Registration 2026- Click to Check

JAIIB 2026: Important Dates

Note: Registrations will be conducted separately for the May and November 2026 exam cycles. These are the registration dates, and the actual dates are available on the official website of IIBF.

JAIIB 2026 Application Fee

The JAIIB Application fee payment is mandatory and without it your form will not be considered complete. You can pay the fee amount online through your Debit/Credit Card, Internet banking, UPI, or any other payment. Make sure you take a screenshot of the successful application fee payment to ensure for future reference.

Note: The application fee to be paid during 1st attempt is a bit higher as it includes the membership fee plus registration fee.

JAIIB 2026 Exam Pattern

The JAIIB Exam Pattern consists of four papers, as shown in the table below. Each paper carries 100 marks and follows a multiple-choice question format. The duration of each paper is 2 hours, and there is no negative marking. To qualify, candidates must score at least 50 marks out of 100 in each paper.

Passing Criteria for JAIIB Exam: To qualify for the JAIIB 2026 exam, candidates must score at least 50 out of 100 in each subject. Alternatively, achieving 45 marks in each subject and a total of 50% across all subjects in one attempt also qualifies. Candidates can retain credits for passed subjects until the time limit for completion expires.

JAIIB 2026 Exam Syllabus

IIBF revised the JAIIB Syllabus last year, and as we discussed above,e there are 4 papers in the exam which include Indian Economy, Financial Sector, Principles of Banking, Accounting, etc.

Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)

The JAIIB Exam Syllabus is structured around four papers, each divided into separate modules. These modules are designed to broaden the candidates’ knowledge base and provide a deeper understanding of the banking and finance industry.

JAIIB Previous Year Question Paper- Click to Check

JAIIB PPB Syllabus- Click to Check

How to Apply for JAIIB 2026?

If you are looking forward to booking your seat for the November cycle exam, then you can follow these steps for successful application submission.

Step 1: Open your browser and open the official website of the Indian Institute of Banking and Finance (IIBF).

Step 2: Now, on the homepage, click on the “Apply Now” button. There you can see various exams.

Step 3: Click on “Apply for JAIIB”.

Step 4: Enter all the necessary details and upload documents.

Step 5: At the end, pay the application fee and submit the application form.

Step 6: Make sure you have received a fee receipt and official confirmation email/text from IIBF that your application has been received.

A unique registration ID will be provided to you, which you can use for admit card download, results, and other purposes.

JAIIB 2026 Application Fee

Payment of the JAIIB application fee is mandatory, and your form will not be accepted without it. The fee can be paid online via Debit Card, Credit Card, Internet Banking, UPI, or other digital payment methods. After completing the payment, make sure to take a screenshot or save the receipt as proof for future reference.

Note: The application fee to be paid during 1st attempt is a bit higher as it includes the membership fee plus registration fee.

Preparation Tips For the IIBF JAIIB Exam 2026

Preparing for the JAIIB exam demands a solid understanding of India’s banking and financial sector. The exam comprises four papers covering key areas such as the Indian Economy, Banking Principles, Accounting, and Wealth Management. To prepare efficiently, begin by reviewing the detailed syllabus to focus on important topics and optimise your study efforts.

Step 1: Identify areas where you need improvement and make a personalised study plan.
Step 2: Focus on understanding concepts rather than rote learning.
Step 3: Practice mock tests and previous year questions to improve accuracy and time management.
Step 4: Stay consistent with revisions to reinforce learning.

Success in JAIIB comes from smart preparation, regular practice, and continuous revision. Stay committed, and you’ll ace the exam.