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JAIIB Exam 2025: Registration and Exam Date Out, Check Here

The Indian Institute of Banking and Finance (IIBF) conducts certification exams for banking professionals for their career boost and help achieve their dream position in the banking sector. IIBF’s JAIIB Exam is one of them. It is conducted twice a year and only candidates working in banks at Clerical and Officer level can take this exam for their professional growth and salary increment within the sector. If you are planning to appear for JAIIB 2025 exam and looking for a guide to crack the exam, then this article is for you. Let’s take deep dive into what JAIIB exam is and all the information you need.

Latest Update: IIBF has released the JAIIB 2025 Registration and Exam Dates for both May and November session. Check the online application dates and paper-wise exam dates below.

What is JAIIB Exam 2025?

JAIIB also known as Junior Associate of the Indian Institute of Bankers. It is a flagship course provided by IIBF that only individuals working in Banking and Financial sector can take. Its aim is to impart and enhance knowledge of the aspirants which will in turn help in their career growth and better opportunities in the sector.

  • Keeping in mind the size of the industry, IIBF conducts JAIIB exam twice a year.
  • JAIIB registration will open from 4th to 24th February 2025 for May session and 1st to 21st August 2025 for November session.
  • Only IIBF members, can take JAIIB Exam.
  • There will be 4 Papers of 100 marks each. You will better understand the JAIIB eligibility, registration process, and exam pattern below.

JAIIB 2025 Exam- Overview

But before we go any further in details, lets take a quick overview of the JAIIB exam, eligibility, registration dates, exam pattern, number of attempts etc. Check the out details here.

Highlights of JAIIB 2025 Exam
Exam Conducting Body Indian Institute of Banking and Finance (IIBF)
Exam Name Junior Associate of the Indian Institute of Bankers
Frequency of the Exam Twice a Year
Registration Process Online
Registration Dates
  • March-April 2025
  • August-September 2025
JAIIB Exam Date 2025
  • 4th to 24th February 2025 for May session
  • 1st to 21st August 2025 for November
Exam Pattern Paper 1: Indian Economy and Indian Financial System (IE & IFS) (100 Marks)
Paper 2: Principles and Practices of Banking (PPB) (100 Marks)
Paper 3: Accounting and Financial Management for Bankers (AFM) (100 Marks)
Paper 4: Retail Banking and Wealth Management (RBWM) (100 Marks)
No. of Attempts 5
Official website www.iibf.org.in

JAIIB 2025 Registration Process

In this digital era, where everything is online, IIBF conducts the registration process for JAIIB exam in online mode only. Applications can be submitted on the official website of IIBF at www.iibf.org.in. The registration window is open for a 4 weeks where candidates can fill out the application and pay their application fee. If you are seeking to enhance you salary package and position, then you must take this exam. Why? we will tell in the subsequent sections but before check the registration dates.

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JAIIB 2025: Registration Dates

The online registration for both sessions have been announced by IIBF. Candidates can check the dates here.

Registration Dates (May session)
Examination Fees
04 to 10 February 2025
Normal Examination Fees
11 to 17 February 2025
Normal Examination Fees + ₹100/-
18 to 24 February 2025
Normal Examination Fees + ₹200/
Registration Dates (November session)
Examination Fees
01 to 07th August 2025
Normal Examination Fees
08 to 14th August 2025
Normal Examination Fees + ₹100/-
15 to 21st August 2025
Normal Examination Fees + ₹200/-

JAIIB 2025 Application Fee

The JAIIB Application fee payment is mandatory and without it your form will not be considered complete. You can pay the fee amount online through your Debit/Credit Card, Internet banking, UPI, or any other payment. Make sure you take a screenshot of the successful application fee payment to ensure for future reference.

Attempts Examination Fee
1st Attempt fee Rs 4000/-
2nd Attempt fee Rs 1300/-
3rd Attempt fee Rs 1300/-
4th Attempt Fee Rs 1300/-
5th Attempt Fee Rs 1300/-

Note: The application fee to be paid during 1st attempt is a bit higher as it includes membership fee plus registration fee.

JAIIB 2025 Exam Date

The exam date for JAIIB 2025 has been released. As per the IIBF Official website, The JAIIB Exam date for May session is from 4th to 18th May 2025 and for November session it is from 2nd to 16th November 2025.

Subjects Examination Date (May)
Examination Date (November)
Indian Economy & Indian Financial System 04 May 2025 02 November 2025
Principles & Practices of Banking 10 May 2025 08 November 2025
Accounting & Financial Management for Bankers 11 May 2025 09 November 2025
Retail Banking & Wealth Management 18 May 2024 16 November 2024

Now, let’s check who is eligible to apply for IIBF JAIIB Exam 2025.

JAIIB 2025 Eligibility

The eligibility criteria for JAIIB exam include qualification, Age limit, and number of attempts. We have discussed each requirement below.

Age Limit:

There is no age limit for candidates to apply. The exam is open to employees of all ages working in the banking sector.

Employment Requirement:

  • The candidate must be a current employee working in the banking or finance sector and must be a member of the Indian Institute of Banking & Finance (IIBF).
    Only bank employees can appear for the exam, as it’s specifically designed for them.

Educational Qualification:

  1. Candidates should have completed the 12th standard in any stream or its equivalent qualification. However, at the discretion of the Institute, candidates working in the clerical or supervisory staff cadre of banks may be permitted to sit for the exam, even if they haven’t passed the 12th standard, based on the recommendation of the bank’s Manager or officer-in-charge where the candidate is employed.
  2. Subordinate staff (staff in non-supervisory roles) can also apply, as long as they have passed the 12th standard or an equivalent.

Number of Attempts and Time Limit:

A candidate has a maximum of 5 attempts to clear the JAIIB exam.
There is also a 3-year time limit from the first time of registration to clear the exam. If a candidate fails to clear it in 5 attempts or 3 years, they must re-enroll and start the process again.

JAIIB 2025 Exam Pattern

You must be wondering about the what the exam pattern is. Well, lets discuss that now. There are total 4 papers in the JAIIB exam (as mentioned in the table below). Each paper is worth 100 marks and format of question answers is Multiple Choice Based. The duration of each paper is 2 hours and to a great relief there is no negative marking. Must note that obtaining 50 out of 100 is necessary to qualify the paper.

Papers Papers No. of Questions Total Marks Duration
Paper-I Indian Economy & Financial System 100 100 2 hours
Paper-II Accounting & Financial Management of Banking 100 100 2 hours
Paper-III Principles & Practices of Banking 100 100 2 hours
Paper-IV Retail Banking & Wealth Management 100 100 2 hours

Passing Criteria for JAIIB 2025 Exam: To qualify for the JAIIB 2024 exam, candidates must score at least 50 out of 100 in each subject. Alternatively, achieving 45 marks in each subject and a total of 50% across all subjects in one attempt also qualifies. Candidates can retain credits for passed subjects until the time limit for completion expires.

JAIIB 2025 Exam Syllabus

IIBF revised the JAIIB Syllabus last year and as we discussed above there are 4 papers in the exam which includes Indian Economy, Financial Sector, Principles of Banking, Accounting, etc.

Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)

There fours papers have 4 separate modules and syllabus for JAIIB Exam revolves around these modules. The syllabus is designed in a way to enhance the knowledge base of the candidates which will help in understanding the industry more deeply.

Paper Modules Topics
Paper I – Indian Economy & Indian Financial System Module A
Indian Economic Architecture
Module B
Economic Concepts Related to Banking
Module C
Indian Financial Architecture
Module D
Financial Products and Services
Paper II – Principles & Practices of Banking Module A
General Banking Operations
Module B
Functions of Banks
Module C
Banking Technology
Module D
Ethics in Banks and Financial Institutions
Paper III – Accounting & Financial Management for Bankers Module A
Accounting Principles and Processes
Module B
Financial Statements and Core Banking Systems
Module C
Financial Management
Module D
Taxation and Fundamentals of Costing
Paper IV – Retail Banking & Wealth Management Module A
Introduction to Retail Banking
Module B
Retail Products and Recovery
Module C
Support Services – Marketing of Banking Services / Products
Module D
Wealth Management
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FAQs

What is JAIIB Exam 2025?

The Indian Institute of Banking and Finance (IIBF) conducts the JAIIB Exam, a flagship course to impart knowledge to the banking professional for teir career growth.

What is the full form of JAIIB Exam?

The full form of JAIIB is Junior Associate of the Indian Institute of Bankers.

What are the registration dates for JAIIB 2025 for May cycle?

JAIIB registration will be conducted from 4th to 24th February 2025 for May session and 1st to 21st August 2025 for November session.

What is the JAIIB Exam Date 2025?

The JAIIB Exam date for May session is from 4th to 18th May 2025 and for November session it is from 2nd to 16th November 2025.

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