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Union Bank SO Syllabus 2026, Exam Pattern, Interview Details

The Union Bank of India has announced 395 vacancies, and the selection process includes an Online Examination, Group Discussion (GD), and Personal Interview. To prepare effectively, candidates should have a clear understanding of the Union Bank of India SO Syllabus and Exam Pattern 2026, which are designed to evaluate their aptitude, reasoning ability, professional knowledge, and overall suitability for the role. Go through the detailed Union Bank SO Syllabus for Manager, DGM, AGM, and Chief Manager posts to plan your preparation strategically and maximise your chances of success.

Union Bank SO Syllabus 2026

The first step towards preparation for the Union Bank of India SO 2026 Exam is knowing the complete subject-wise Syllabus. The subjects included in the Union bank syllabus includes Quantitative Aptitude, Reasoning, English language, and Professional knowledge related to the relevant post. Candidates have to prepare topics around these subjects only and prepare a personalised strategy.

Union Bank Of India SO Syllabus

For fast review, we have shared the highlights of the Union Bank Specialist officer syllabus and exam pattern. Check the table here.

Union Bank SO Syllabus 2026- Highlights
Organization Union Bank of India
Posts Manager, Senior Manager DGM, AGM, and Chief Manager
Vacancies 395
Category Syllabus
Selection Process
  • Online Exam
  • Group Discussion
  • Interview
Total Marks As per post
Duration As per post
Official Website @www.unionbankofindia.co.in.

Union Bank of India SO Selection Process 2026

The UBI Specialist Officer selection process includes the following stages and it is mandatory to pass each stage with minimum cut-off marks:

  1. Online Exam
  2. Group Discussion
  3. Interview

Union Bank SO Exam Pattern 2026

The exam pattern varies depending on the post applied for. Candidates shortlisted in the online examination are further called for the Group Discussion (GD) and Personal Interview, as applicable.

Union Bank SO Exam Pattern (Post Codes S01 to S108)
Test No. of Questions Maximum Marks Duration
Professional Knowledge Relevant to the Post 50 100
60 Minutes
Total 50 100
60 Minutes
Union Bank SO Exam Pattern (Post Codes G01 to G19)
Test No. of Questions Maximum Marks Duration
Quantitative Aptitude 25 25 60 Mins
Reasoning 25 25
English Language 25 25
Professional Knowledge Relevant to the Post/Domain 50 100 60 Mins
Total 125 175 120 Mins

Notes:

  1. For S01 to S108 posts, the exam consists only of Professional Knowledge questions.
  2. For G01 to G19 posts, the exam includes Quantitative Aptitude, Reasoning, English Language, and Professional Knowledge.
  3. The Professional Knowledge section carries the highest weightage and is crucial for final merit.
  4. Candidates who qualify in the online examination may be shortlisted for the Group Discussion (GD) and Personal Interview, depending on the recruitment process.

Union Bank Syllabus 2026 Subject-wise

The subject-wise topics to be covered under the Union bank of India SO Syllabus is given below. Candidates are advised to go through the subjects and know their weaknesses and strength in order to prepare effectively.

Topics to Cover
Quantitative Aptitude
Reasoning Ability
English Language
Mensuration Data Sufficiency
Reading Comprehension
Problems on Trains Blood Relations Error Correction
Mixtures & Allegation Coding-Decoding
Subject-Verb Agreement
Probability Order and Ranking
Sentence Rearrangement
Permutation & Combination Coded Distance and Direction Fill in the Blanks
Indices and Surds Logical Reasoning Tenses
Partnership Seating Arrangements Grammar
Boats & Streams Puzzles
Antonyms-Synonyms
Simplification Inequalities
Idioms & Phrases
Approximation Syllogism Vocabulary
Quadratic Equation Input-Output
Percentage
HCF and LCM
Ratio & Proportion
Profit & Loss
Time & Distance
Average
Simple Interest
Compound Interest

Professional Knowledge Relevant to Post (Information Technology)

The syllabus for IT includes topics such as Computer Fundamentals, OOPs Concepts, Programming & Data Structures, Data Communication & Networking, etc. Check the sub topics to be covered in the table below.

Section Topics Covered
Computer Fundamentals
Basics of computers
Number systems, Boolean logic
OOPs Concepts
 Object-Oriented Programming principles (Encapsulation, Inheritance, Polymorphism, Abstraction)
Programming & Data Structures
C, C++, Java, Python (basics)
Arrays, Linked Lists, Stacks, Queues, Trees, Graphs
Data Communication & Networking
OSI & TCP/IP models
IP addressing, Subnetting
Network devices and protocols
Software Engineering
SDLC models, Agile, Waterfall
Software testing, project management
Operating Systems
Functions, types, and components of OS
Process and memory management
Cyber Security
Types of cyber threats
Security protocols and encryption
Firewalls, antivirus, ethical hacking (basics)
Web Technologies
HTML, CSS, JavaScript (fundamentals)
Basics of web development & hosting
Database Management System (DBMS)
SQL, RDBMS concepts
Normalization, ER diagrams
Algorithms
Sorting and searching techniques
Time and space complexity
Computer Networks
LAN, WAN, Internet, Intranet
Network topologies and protocols
Computer Organization & Architecture
CPU architecture, I/O systems
Memory types and hierarchy
Emerging Technologies
Cloud Computing, AI & ML basics
Blockchain, IoT, Big Data (overview)

Professional Knowledge Relevant to Post (Credit)

The syllabus mainly revolves around topics of Accounting, Banking & Finance, Government schemes, etc. Check the syllabus below.

Section Topics
Accounting & Financial Statements
  • Balance Sheet
  • Profit & Loss Account
  • Cash Flow and Fund Flow Statements
  • Ratio Analysis and Interpretation
Corporate Finance & Credit Appraisal
  • Project finance & appraisal techniques
  • Term loans vs working capital loans
  • Credit rating
  • risk assessment
  • Sources of finance, capital markets
Banking & Financial Institutions
  • Role of RBI, NABARD, SIDBI, NH
  • Basel Norms I, II, III
  • Capital Adequacy
  • NBFCs, types of banks & regulations
  • Priority Sector Lending (PSL) norms
Economy & Financial Markets (Basic Awareness)
  • Monetary & fiscal policy basics
  • GDP, Inflation, Repo/Reverse Repo rates
  • Structure of Indian Financial System
Credit Management
  • Principles of credit management
  • Credit appraisal and risk assessment
  • Credit monitoring and recovery
Credit Monitoring & Recovery
  • NPA classification and provisioning norms
  •  SARFAESI Act, IBC 2016, DRT, Lok Adalats
  • Recovery process and risk rating
Government Sponsored Schemes
  • PMEGP, PM SVANidhi, PM MUDRA
  • StandUp India, PM Vishwakarma
  • Kisan Credit Card, Credit Guarantee Scheme
  • DAY-NRLM and NULM, Financial Inclusion schemes

Union Bank of India Group Discussion and Interview 2026

Those who pass the written exam, will be called for GD and Interview for further shortlisting. Check details below.

Group Discussion (GD):

  • Maximum Marks: 50
  • Qualifying Marks: 25 (General/EWS), 22.5 (SC/ST/OBC)
  • Only candidates who score the minimum qualifying marks in GD (if conducted) will be called for the Personal Interview.
  • Mere participation in GD does not guarantee an interview call.

Personal Interview (PI):

  • Maximum Marks: 50
  • Qualifying Marks: 25 (General/EWS), 22.5 (SC/ST/OBC/PwBD)
  • Shortlisting is based on merit in the online exam and fulfilling the qualifying criteria.
  • Candidates will be called for PI and/or GD in a 1:3 ratio against vacancies (subject to change by the Bank).
  • Tie-breaker: If marks are equal, preference will be given to the candidate older in age.

Tips to Prepare for the Exam

  1. Go through the Exam Pattern & Syllabus: Understand all sections, especially Professional Knowledge.
  2. Focus on Professional Knowledge: Study core subjects of your specialization thoroughly.
  3. Practice Aptitude & Reasoning: Strengthen Quant, Reasoning & English basics.
  4. Use Previous Papers & Mock Tests: Solve them regularly to understand question trends.
  5. Follow a Study Plan: Allocate daily time for each section and revision.
  6. Read current affairs: especially banking & finance news.
  7. Use Quality Material: Refer to trusted books and apps for preparation.
  8. Manage Time: Practice solving questions quickly and accurately.
  9. Revise Regularly: Make short notes for quick last-minute revisions.

 

FAQs

What is the exam pattern for the Union Bank SO Online Exam?

The Union Bank SO Exam Pattern includes total Questions: 150. The total marks is 225 and Duration is 150 minutes

What subjects are included in the Union Bank SO Exam?

The subjects included in the UBI SO Syllabus are:
Part I: Reasoning, Quantitative Aptitude, English Language
Part II: Professional Knowledge relevant to the post

What is the syllabus for the Quantitative Aptitude section?

It includes topics like Mensuration, Time & Distance, Probability, Profit & Loss, Interest, Boats & Streams, and more.

What is covered in the UBI SO Syllabus for Professional Knowledge section for IT posts?

It includes Basic Programming, C Programming, DBMS, Networking, Web Technologies, Network Security, and MS Office

What is the selection process for the Union Bank SO post?

The selection process includes:
Online Exam
Group Discussion (GD)
Interview

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About the Author
Reetu
Reetu
Author

With 3+ years of experience as a Senior Content Writer at Adda247, I specialize in delivering well-researched and easy-to-understand content for Banking, SSC, Railway, and State Government exams. My goal is to provide aspirants with accurate updates, structured exam insights, and practical preparation guidance. Committed to helping lakhs of aspirants access trustworthy and structured exam information in one place.

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