Indian Overseas Bank (IOB) has officially announced the IOB SO Recruitment 2026 notification for 291 Generalist and Specialist Officer vacancies across various posts in JMG Scale I, MMG Scale II, and MMG Scale III. Eligible and experienced professionals can submit their online applications from 29 August to 15 September 2026 through the official website, www.iob.bank.in. Candidates can check complete details below, including vacancies, eligibility criteria, exam pattern, salary, application fee, and application procedure.
Indian Overseas Bank SO Notification 2026 PDF
Indian Overseas Bank (IOB) has opened recruitment for 291 Specialist Officer vacancies across various positions. The selection process will comprise an Online Examination followed by an Interview, through which eligible candidates will be shortlisted for the available posts.
Indian Overseas Bank SO Recruitment 2026 Notification PDF
IOB SO Recruitment 2026 – Highlights
| Particulars | Details |
| Organisation |
Indian Overseas Bank (IOB)
|
| Advertisement No. |
HRDD/RECT/04/2026-27
|
| Post Name |
Generalist and Specialist Officers
|
| Total Vacancies | 291 |
| Grades |
JMGS I, MMGS II, MMGS III
|
| Mode of Application | Online only |
| Selection Process |
Online Examination + Interview
|
| Official Website |
www.iob.bank.in
|
Indian Overseas Bank SO 2026 Important Dates
| Activity | Date |
| Notification | 28 August 2026 |
| Opening Date of Online Registration | 29 August 2026 |
| Closing Date of Online Registration | 15 September 2026 |
Indian Overseas Bank SO Vacancy 2026
| Post Code | Post Name | Grade | Vacancy |
| 1 | Manager (Branch Management) | MMGS II | 100 |
| 2 | Manager (IT) | MMGS II | 65 |
| 3 | Manager (Information Security) | MMGS II | 5 |
| 4 | Manager (Information Security Audit) | MMGS II | 5 |
| 5 | Senior Manager (IT) | MMGS III | 10 |
| 6 | Senior Manager (Information Security) | MMGS III | 3 |
| 7 | Senior Manager (Information Security Audit) | MMGS III | 2 |
| 8 | Senior Manager (Database Administrator) | MMGS III | 10 |
| 9 | Senior Manager (Network Administrator) | MMGS III | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 |
| 11 | Manager (Credit) | MMGS II | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 25 |
| – | Total | – | 291 |
|
IOB SO Recruitment 2026: Category-wise Vacancy Break-up
|
|
| Category | Vacancy |
| SC | 46 |
| ST | 21 |
| OBC | 79 |
| EWS | 28 |
| UR (General) | 117 |
| Total | 291 |
| Out of which PwBD (HI) | 4 |
| Out of which PwBD (OC) | 5 |
| Out of which PwBD (VI) | 2 |
| Out of which PwBD (ID) | 1 |
IOB SO Apply Online 2026 Link
Candidates can now apply for the Indian Overseas Bank SO Recruitment 2026 through the official IOB website. The registration process is open until 15 September 2026, and eligible applicants should complete their forms within the specified timeline. The direct application link is available below for easy access.
IOB Specialist Officer Apply Online 2026 Link – Active
Application Fee
Candidates can pay the application fee online using a Debit Card, Credit Card, Internet Banking, or BHIM/UPI. Once paid, the fee is non-refundable and cannot be transferred or adjusted for any other recruitment process.
|
Candidate Category
|
Fee (Including GST) |
| SC, ST & PWD | ₹175 |
| OBC, EWS & Other Categories | ₹1,000 |
How to Apply for Indian Overseas Bank SO 2026?
- Visit the official website of Indian Overseas Bank (IOB).
- Go to the Careers section on the homepage.
- Find and open the link for Recruitment of Specialist Officers.
- Click on the Register Online link and complete the initial registration.
- Enter the required personal, educational, and professional details carefully.
- Upload the required documents, including the photograph, signature, left thumb impression, and handwritten declaration, as per the prescribed specifications.
- Review all the details entered in the application form before clicking Complete Registration.
- Pay the applicable application fee/intimation charges through the available online payment mode.
- Submit the application form and note down the registration number and password received after successful registration.
- Download and take a printout of the submitted application form for future reference.
IOB Specialist Officer Eligibility Criteria 2026
All eligibility is calculated as on 1 August 2026. Candidates can check age limit, qualification, and experience requirement in the table below.
| Post | Age Limit | Basic Qualification |
Minimum Post-Qualification Experience
|
| Manager – Branch Management (MMGS II) | 23-33 years | Graduation in any discipline |
3 years as an Officer in a Scheduled Bank (min. 2 years in Branch Banking)
|
| Manager – IT (MMGS II) | 25-35 years | B.E./B.Tech/MCA/M.Sc. in relevant IT field |
5 years in IT (min. 3 years in Banking/BFSI)
|
| Manager – Information Security (MMGS II) | 22-32 years | B.E./B.Tech/M.E./M.Tech in relevant field |
2 years in Information Security domains
|
| Manager – Information Security Audit (MMGS II) | 22-32 years | B.E./B.Tech/M.E./M.Tech/MCA |
2 years of relevant experience
|
| Senior Manager – IT (MMGS III) | 28-38 years | B.E./B.Tech/MCA/M.Sc. in relevant IT field |
8 years in IT (min. 5 years in Banking/BFSI)
|
| Senior Manager – Information Security (MMGS III) | 25-35 years | B.E./B.Tech/M.E./M.Tech in relevant field |
5 years in Information Security domains
|
| Senior Manager – Information Security Audit (MMGS III) | 25-35 years | B.E./B.Tech/M.E./M.Tech/MCA |
5 years relevant experience
|
| Senior Manager – Database Administrator (MMGS III) | 28-38 years | B.E./B.Tech/MCA/M.Sc. in relevant field |
8 years in Database Administration (min. 5 years production DBA, 3 years Banking/BFSI)
|
| Senior Manager – Network Administrator (MMGS III) | 25-35 years | B.E./B.Tech/M.Tech/MCA |
5 years in Network Operations
|
| Senior Manager – Cyber Security Administrator (MMGS III) | 25-35 years | B.E./B.Tech/M.E./M.Tech in relevant field |
5 years in cyber security domains
|
| Manager – Credit (MMGS II) | 23-33 years | MBA (Finance)/PGDBA/PGDBM/CA/CMA |
3 years in Bank/Financial Institution (min. 2 years in credit)
|
| Senior Manager – Credit (MMGS III) | 25-35 years | MBA (Finance)/PGDBA/PGDBM/CA/CMA |
6 years in Bank/Financial Institution (min. 4 years in credit)
|
| Senior Manager – Risk (MMGS III) | 25-35 years | MBA (Finance)/PGDM/Masters in Statistics/Economics or equivalent |
5 years in Risk, Credit, Forex, Treasury, or Finance
|
| Assistant Manager – Security (JMGS I) | 30-45 years | Graduate + 3-month Computer/IT certification |
Retired JCO (Army/Navy/Air Force) or Inspector-rank (Police/Paramilitary) with min. 5 years’ service
|
Indian Overseas Bank SO Selection Process 2026
The selection process for Indian Overseas Bank SO Recruitment will be conducted in two phases:
Stage 1: Online Examination
- Tests candidates on:
- Professional knowledge
- Reasoning ability
- Quantitative aptitude
- English language
- Candidates are shortlisted based on merit.
Stage 2: Interview
- Shortlisted candidates from the online test are called for a personal interview.
- The final merit list is prepared based on combined performance in the online exam + interview.
Documents Required
Candidates should keep the following documents ready for the interview/document verification process:
- Valid Interview Call Letter printout
- System-generated printout of the online application form
- Date of Birth proof, such as Birth Certificate or Class 10 certificate
- Valid Photo ID proof — Passport, Aadhaar/e-Aadhaar, PAN Card, Driving Licence, or Voter ID
- Educational qualification mark sheets and certificates
- Work experience documents, such as experience certificates, appointment/relieving letters, and salary slips
- Relevant professional certification certificates, wherever applicable
- Caste/EWS Certificate for eligible SC/ST/OBC-NCL/EWS candidates in the prescribed format
- Disability Certificate for PwBD candidates issued by the District Medical Board
- No Objection Certificate (NOC) for candidates employed with a Government organisation, PSU, or bank
IOB SO Salary Details
Candidates appointed through the recruitment will receive salaries according to the applicable pay scale for their post. In addition to the basic pay, employees will be entitled to DA, HRA, CCA, and other allowances as per the prevailing rules.
| Grade | Scale of Pay (₹) |
| JMGS I |
48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,290
|
| MMGS II |
64,820 – 2340/1 – 67,160 – 2680/10 – 93,960
|
| MMGS III |
85,920 – 2680/5 – 99,320 – 2980/2 – 1,05,280
|








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