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SBI Clerk Exam Pattern 2026, Check Prelims and Mains Exam Pattern

Candidates preparing for the SBI Clerk 2026 exam should first understand the latest exam pattern to plan their preparation effectively. Knowing the section-wise marks distribution, exam duration, and negative marking scheme can help improve performance.

This article explains the complete SBI Clerk Exam Pattern 2026 in detail to help candidates prepare with confidence.

SBI Clerk Exam Pattern 2026

Knowing the SBI Clerk Exam Pattern 2026 is important for effective preparation, as it helps candidates plan their study schedule, improve time management, and increase accuracy. The selection process includes two stages: the Preliminary Examination and the Main Examination.

Candidates who qualify in the Prelims appear for the Mains, while the final selection is based on Mains performance, followed by qualifying the Local Language Proficiency Test (LPT). The detailed exam pattern for both stages is provided below.

SBI Clerk Apply Online 2026 – Click to Check

SBI Clerk Exam Pattern – Highlights

Particulars Details
Exam Name
SBI Clerk (Junior Associate)
Conducting Authority
State Bank of India
Selection Process
Prelims, Mains, LLPT
Mode of Examination Online
Negative Marking 0.25 Marks
Prelims Questions 100
Prelims Marks 100
Mains Questions 190
Mains Marks 200
Official Website www.sbi.co.in

SBI Clerk Selection Process 2026

The SBI Clerk selection process is designed to evaluate candidates through different stages before final recruitment. These stages assess aptitude, reasoning skills, language proficiency, and overall suitability for the Junior Associate post. The recruitment process includes:

  1. Preliminary Examination
  2. Main Examination
  3. Local Language Proficiency Test (LPT), wherever applicable
  4. Document Verification

Prelims Exam Pattern

The SBI Clerk Prelims Exam serves as the first stage of the selection process, aimed at shortlisting candidates for the Mains examination. The exam includes separate sections for English, Reasoning, and Numerical Ability, each with its own time limit.

Candidates must meet both sectional and overall qualifying criteria to move ahead. The detailed SBI Clerk Prelims Exam Pattern is given in the table below.

Name of Tests (Objective) No. of Questions Maximum Marks Total Time
English Language 30 30 20 minutes
Numerical Ability 35 35 20 minutes
Reasoning Ability 35 35 20 minutes
Total 100 100 60 minutes

Mains Exam Pattern

The SBI Clerk Mains Exam is a Scoring as well as Merit-deciding exam. There is sectional timing for each section i.e., General/ Financial Awareness, General English, Quantitative Aptitude, Reasoning Ability & Computer Aptitude. The final merit list of candidates will be made based on marks obtained by the candidates in the SBI Clerk Mains exam. Candidates can check the SBI Clerk Mains Exam Pattern in the table below.

Name of Test (Objective) No. of Questions Maximum Marks Duration
General/ Financial Awareness 50 50 35 Minutes
Test of English Language 40 40 35 Minutes
Test of Quantitative Aptitude 50 50 45 Minutes
Reasoning Ability & Computer Aptitude 50 60 45 Minutes
Total 190 200 2 Hrs 40 Mins

Important Note:

  • Penalty for Wrong Answers (Applicable to both – Online Preliminary and Online Main examinations). There will be a penalty for wrong answers marked in the Objective Tests. For each wrong answer one-fourth or 0.25 of the marks assigned to that question will be deducted as a penalty to arrive at a corrected score. If a question is left blank, i.e., no answer is marked by the candidate, there will be no penalty for that question.
  • The questions in objective tests, except for the test of General English, will be bilingual i.e., English & Hindi.
Particular Details
Correct Answer 1 Mark Awarded
Incorrect Answer 0.25 Mark Deducted
Un-attempted Question No Marks Awarded or Deducted

SBI Clerk Language Proficiency

The SBI Clerk Local Language Test is conducted after the Mains examination for candidates who qualify for selection but do not have valid proof of studying the opted local language in Class 10th or 12th.

Candidates who submit a relevant mark sheet or certificate showing their language qualification are exempted from this test. Those appearing for the language test must prove their proficiency before joining, failing which their candidature will be cancelled.

Sl. Test Pattern Section No. of Passages No. of Questions Max. Marks
1 Non-Verbal Test Objective 3 15 15
Subjective 3 15 15
2 Verbal Test 20

SBI Clerk Exam Medium

The SBI Clerk Prelims and Mains exams will be available in Hindi, English, and regional languages. In states or Union Territories where Hindi is not the primary language, candidates can choose the respective regional language option.

Sr. No. State/UT
Medium of Exam
1 Andaman & Nicobar English, Hindi
2 Andhra Pradesh
English, Hindi, Telugu, Urdu
3 Arunachal Pradesh English, Hindi
4 Assam
English, Hindi, Assamese, Bengali
5 Bihar
English, Hindi, Urdu
6 Chhattisgarh English, Hindi
7 Chandigarh
English, Hindi, Punjabi
8 Delhi English, Hindi
9 Goa
English, Hindi, Konkani
10 Gujarat
English, Hindi, Gujarati
11 Haryana
English, Hindi, Punjabi
12 Himachal Pradesh English, Hindi
13 Jammu & Kashmir
English, Hindi, Urdu
14 Jharkhand English, Hindi
15 Karnataka
English, Hindi, Kannada
16 Kerala
English, Hindi, Malayalam
17 Ladakh
English, Hindi, Urdu
18 Lakshadweep
English, Hindi, Malayalam
19 Madhya Pradesh English, Hindi
20 Maharashtra
English, Hindi, Marathi
21 Manipur
English, Hindi, Manipuri
22 Meghalaya English, Hindi
23 Mizoram English, Hindi
24 Nagaland English, Hindi
25 Odisha
English, Hindi, Odia
26 Puducherry
English, Hindi, Tamil
27 Punjab
English, Hindi, Punjabi
28 Rajasthan English, Hindi
29 Sikkim English, Hindi
30 Tamil Nadu
English, Hindi, Tamil
31 Telangana
English, Hindi, Telugu, Urdu
32 Tripura
English, Hindi, Bengali
33 Uttar Pradesh
English, Hindi, Urdu
34 Uttarakhand English, Hindi
35 West Bengal
English, Hindi, Bengali

Important Points

Candidates can check important points of the SBI Clerk Exam Pattern of Prelims & Mains.

  1. There will be no Interview.
  2. Candidates will have to pass each of the objective tests of the online examinations.
  3. Both the Prelims and Mains exams will be conducted online.
  4. A candidate has to qualify in the Preliminary Examination to appear in the Main Examination.
  5. The main exam will be conducted for the final selection.
  6. The question paper will be bilingual i.e. available in Hindi as well as English language.
  7. The Cutoff of the SBI Clerk of prelims and mains exam will be decided by SBI.
Links Related to SBI Clerk Exam
SBI Clerk Previous Year Paper SBI Clerk Eligibility Criteria
SBI Clerk Selection Process SBI Clerk Salary 
SBI Clerk Syllabus SBI Clerk Cut Off
SBI Clerk Online Coaching SBI Clerk Exam Preparation
Document Required for SBI Clerk SBI Clerk Mock Test

FAQs

Is there any sectional cut-off for SBI Clerk Exam?

No, there will be no sectional cut-off in Prelims or Mains Exam of SBI Clerk.

How many questions will be asked according to SBI Clerk Exam Pattern?

The SBI Clerk Exam Pattern includes 100 questions for the Prelims Exam and 190 questions for the Mains Exam.

Q. What will be the difficulty level of the SBI Clerk Exam?

Ans. The difficulty level for SBI Clerk prelims will be from Easy to Moderate and for Mains will be Moderate to Difficult.

Q. What is the selection process for SBI Clerk recruitment?

Ans. The selection process for SBI Clerk Recruitment consists of Prelims, Mains, Language Proficiency.

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