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The LIC ADO Notification 2026-27 is expected to be released soon on the official LIC careers page @www.licindia.in for around 10,000 vacancies of Apprentice Development Officer. The official notification is likely to be released in November 2026.
The notification will provide details about zone-wise vacancies, eligibility criteria, age limit, application dates, selection process, salary, and examination pattern. Candidates interested in a career in the insurance sector should check the latest recruitment updates and prepare for the upcoming selection process.
LIC ADO Notification 2026-27
The notification is expected to announce approximately 10,000 vacancies across various zones and divisions. However, the exact vacancy count and application schedule will be confirmed only after the official notification is published.
To apply for this opportunity, candidates need a bachelor’s degree from a recognised university and must be 21 to 30 years old. The application fee in 2023 was ₹750 plus charges for most candidates and ₹100 for SC/ST. During apprenticeship, the stipend was about ₹51,500 per month, and the basic pay on appointment was ₹35,650.
To get an idea, candidates can refer to the previous recruitment notification PDFs below to understand the eligibility requirements, examination process, and other recruitment details.
| Zone Name | Previous Year (2023) Notification PDF |
| Eastern Zone | Download PDF |
| Western Zone | Download PDF |
| North Central Zone | Download PDF |
| Central Zone | Download PDF |
| South Central Zone | Download PDF |
| South Zone | Download PDF |
| East Central Zone | Download PDF |
LIC ADO Recruitment 2026-27 Overview
The exam involves a total of 4 stages as Preliminary examination, Mains examination, Interview stage, and Medical Test. After clearing all the stages, candidates will be provided with the appointment letter for the Apprentice Development Officer post.
| Particulars | Details |
| Conducting Body |
Life Insurance Corporation of India (LIC)
|
| Post Name |
Apprentice Development Officer (ADO)
|
| Expected Vacancies |
10,000+ (expected, not official)
|
| Notification Status | Not released yet |
| Mode of Application | Online |
| Selection Process |
Prelims (open market only), Mains, Interview, Medical
|
| Qualification |
Bachelor’s degree
|
| Age Limit |
21 to 30 years (open market)
|
| Stipend |
About ₹51,500 per month (2023 figure)
|
| Official Website | www.licindia.in |
LIC ADO 2026: Important Dates
| Event | Expected Date |
| Notification Release |
November 2026 onwards
|
| Online Registration Starts | With notification |
| Last Date to Apply |
About 3 weeks after notification
|
| Prelims Admit Card |
About a week before the exam
|
| Prelims Exam |
To be announced
|
| Mains Exam |
To be announced
|
| Interview |
To be announced
|
LIC ADO Vacancy 2026
The LIC Apprentice Development Officer Vacancy 2026 is expected to be around 10,000 posts. The official zone-wise and category-wise vacancy distribution will be released with the notification. Until then, candidates can refer to the previous recruitment cycle for an idea of how vacancies were distributed across LIC’s zonal offices.
| LIC ADO Previous Year Vacancy (2023) | |
| Region Name | Vacancies |
| Central Zonal Office (Bhopal) | 561 |
| Eastern Zonal Office (Kolkata) | 1049 |
| East Central Zonal Office (Patna) | 669 |
| Northern Zonal Office (New Delhi) | 1216 |
| North Central Zonal Office (Kanpur) | 1033 |
| Southern Zonal Office (Chennai) | 1516 |
| South Central Zonal Office (Hyderabad) | 1408 |
| Western Zonal Office (Mumbai) | 1942 |
| Total | 9394 |
LIC ADO 2026 Eligibility Criteria
Candidates must be well aware of all the eligibility criteria required for the LIC ADO 2026 for the posts. The eligibility criteria such as educational qualification & age limit are described below.
LIC ADO Educational Qualification
The candidates who wish to apply for the LIC ADO must possess a bachelor’s degree in any discipline from a recognized university by Govt. of India.
LIC ADO Age Limit
The prescribed age limit under LIC ADO is 21 years to 30 years. Age relaxation will be provided to the reserved categories as the per rules and regulations of the government of India. We have tabulated below the category-wise age relaxation.
| Category | Age Relaxation |
| SC/ST | 35 years |
| OBC | 33 years |
| LIC Employee who is not a member of a SC or a ST or OBCs | 42 years |
| LIC Employee who is a member of OBCs (other than those in the creamy layer) | 45 years |
| LIC Employee who is a member of a SC or ST | 47 years |
| LIC Agent or Other than Agent (such as DSE/FSE) who is not a member of SC or ST or OBCs | 40 years |
| LIC Agent or Other than Agent (such as DSE/FSE)who is a member of OBCs (Other than those in the creamy layer) | 43 years |
| LIC Agent or Other than Agent (such as DSE/FSE) who is a member of a SC or a ST | 45 years |
| Ex-serviceman | 30, increased by the number of years of service in the armed forces subject to maximum age of 45 years where he is a member of OBCs and, 47 years where he is a member of SC or ST and, Maximum of 42 years in other than SC, ST, OBC cases |
| All Others | 30 Years |
LIC ADO Experience
| Category of Applicant | For Recruitment in Urban Area | For Recruitment in Rural Area |
|---|---|---|
| Employee Category | Not less than 3 years of service after confirmation in Class III post | Not less than 3 years of service after confirmation in Class III post |
| Agents Category | Not less than 5 years as an agent or other than agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ₹ immediately preceding 5 financial years and a net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in each of any 3 of these financial years | Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ₹ per year in any 3 of the immediately preceding 4 financial years |
| Other | Preference would be given to candidates who have at least 2 years experience in life insurance industry. | Preference would be given to candidates who have at least 2 years experience in life insurance industry. |
LIC ADO 2026 Apply Online
LIC ADO 2026 apply online link will be made live on the official website of LIC. Interested and eligible candidates will be able to apply online either from the official website or by clicking on the direct Apply Online link that will be provided below. The candidates are advised to apply well in advance to avoid the last-minute hassle.
LIC ADO Application Fee
The candidates while applying for the LIC ADO posts have to pay the Application Fee via online mode to complete the application process. The application fee category-wise is tabulated below.
| LIC ADO Application Fee | |
| Category | Application Fee |
| UR/OBC | Rs. 600/- |
| SC/ST/EWS | Rs. 50/- |
How to Apply for LIC ADO Recruitment 2026?
- Visit the official website of LIC @https://licindia.in.
- Enter the details asked for such as your name, email id, and mobile number.
- A provisional registration number and password will be sent on the registered Email ID and Mobile number.
- On receiving the registration no. and password, log in to complete the application procedure.
- Fill up the personal, academic details, and communication details correctly.
- Upload the photograph, signature, Left Hand Thumb Impression, etc.
- Verify the details entered in the form before paying the application fee.
- After verification, pay the required application fee.
- Your application form for LIC ADO will be accepted provisionally after you have paid the application fees.
LIC ADO 2026 Selection Process
The LIC ADO Selection process comprises 3 phases. The following are the stages:
- Written Exam: It is a computer-based online test conducted in two phases:
- Phase -I: Preliminary Examination
- Phase -II: Mains Examination
- Interview
- Medical Examination
LIC ADO Prelims Exam Pattern
The Prelims exam comprises three sections including Reasoning, Numerical Ability, and English Language. The online exam is an objective type test consisting of 100 questions for 100 marks. The detailed exam pattern is provided below:
| Sections | No. of Questions | Maximum Marks | Time Duration |
| Reasoning | 35 | 35 Marks | 20 minutes |
| Numerical ability | 35 | 35 Marks | 20 minutes |
| English language | 30 | 30 Marks | 20 minutes |
| Total | 100 | 70 Marks | 60 minutes |
LIC ADO Mains Exam Pattern
| Section | Number of questions | Maximum Marks | Time Duration |
| Reasoning Ability & Numerical Ability | 50 | 50 | 120 Minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary |
50 | 50 | |
| Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector |
60 | 60 | |
| Overall | 160 | 160 | 2 Hours |
LIC ADO Syllabus 2026-27
Candidates preparing for LIC ADO 2026-27 should understand the syllabus before starting their preparation. The examination is expected to cover topics from Reasoning Ability, Numerical Ability, English Language, General Awareness, and Insurance and Financial Marketing Awareness.
| Subjects |
Important Topics
|
| Reasoning Ability |
Puzzles, Seating Arrangement, Syllogism, Coding-Decoding, Blood Relations, Inequality, Direction Sense, Order and Ranking
|
| Numerical Ability |
Simplification, Number Series, Percentage, Profit and Loss, Ratio and Proportion, Time and Work, Time and Distance, Data Interpretation
|
| English Language |
Reading Comprehension, Cloze Test, Error Detection, Sentence Rearrangement, Fill in the Blanks, Vocabulary, Sentence Improvement
|
| General Awareness |
Current Affairs, Banking Awareness, Government Schemes, Important National and International Events, Financial News
|
| Insurance and Financial Marketing Awareness |
Insurance Fundamentals, Types of Insurance, Insurance Regulations, Financial Markets, LIC Products, Insurance Terminology
|
LIC ADO Salary 2026
Candidates will draw a starting basic pay of Rs. 21,865/- per month along with allowances and additional benefits. The Salary of a LIC ADO Employee is based on the following pay scale of 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075.
Total emoluments at the minimum of the scale, inclusive of House Rent Allowance& City Compensatory Allowance wherever admissible depending upon the classification of the city, will be approximately Rs. 37,345/- in ‘A’ Class City.
LIC ADO Job Profile and Responsibilities
The Apprentice Development Officer is an important position in the Life Insurance Corporation of India. Some of the major responsibilities of an LIC ADO include:
- Recruiting new insurance agents and helping them understand LIC products.
- Providing training and guidance to insurance agents.
- Monitoring the performance of agents and helping them improve their business.
- Developing new business opportunities and achieving assigned targets.
- Maintaining relationships with policyholders and insurance advisors.
- Supporting branch-level operations and business development activities.
- Ensuring that agents follow the applicable insurance guidelines and procedures.
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