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The Himachal Pradesh State Cooperative Bank (HPSCB) has announced the HPSCB Junior Clerk Recruitment 2026, for 91 vacancies. Interested candidates must have a thorough understanding of the HPSCB Junior Clerk Syllabus 2026 and exam pattern.
In this article, we provide the complete details on the HPSCB Junior Clerk Syllabus, including the exam pattern insights, preparation tips, and much more.
HPSCB Junior Clerk Syllabus 2026
The selection process, as per the HPSCB Junior Clerk Recruitment 2026, consists of a single online examination conducted by IBPS, Mumbai, followed by document verification. The online examination tests candidates across five subjects: Reasoning, Numerical Ability, English, General Awareness (including HP GK), and H.P. Cooperative Societies Act and HP Cooperative Societies Rules. A clear understanding of these subjects will help candidates prioritise important topics and avoid last-minute confusion. The final merit list is prepared entirely based on marks obtained in this single online examination, after documents are verified.
HPSCB Junior Clerk Syllabus: Overview
Before diving into the detailed syllabus, refer to the table below for key updates and information regarding the HPSCB Junior Clerk Syllabus 2026:
| Particulars | Details |
| Organization |
Himachal Pradesh State Cooperative Bank (HPSCB)
|
| Post | Junior Clerk |
| Total Vacancies | 91 |
| Exam Conducting Body | IBPS, Mumbai |
| Selection Process |
Single Online Examination → Document Verification
|
| Mode of Exam |
Online (Computer-Based Test)
|
| Question Type |
Objective (MCQs)
|
| Bilingual Paper |
Yes, English & Hindi (except English section)
|
| Total Questions | 150 |
| Total Marks | 150 |
| Exam Duration |
150 minutes (2 hours 30 minutes)
|
| Section-wise Time Limit |
No separate time limit per section
|
| Negative Marking | None |
| Minimum Qualifying Marks |
40% of total marks
|
| Personal Interview | No |
| Final Merit Basis |
Marks in Online Examination (after document verification)
|
| Application Window | 9th May to 29th May 2026 |
| Official Website |
www.hpscb.bank.in
|
HPSCB Junior Clerk Selection Process 2026
The selection process for HPSCB Junior Clerk 2026 involves the following two stages:
- Online Examination: A single computer-based online test of 150 marks conducted by IBPS, Mumbai. Candidates who score a minimum of 40% marks are eligible to proceed.
- Document Verification/Scrutiny: Candidates shortlisted from the online examination (up to 1.75 times the vacant posts) are called for verification of original documents. The candidate must personally attend this stage; failure to appear will result in cancellation of candidature.
HPSCB Junior Clerk Exam Pattern 2026
The HPSCB Junior Clerk online examination is conducted in a single phase. The exam comprises 150 objective-type multiple choice questions carrying 150 marks, to be completed in 150 minutes. There is no negative marking.
| Sr. No. | Subject | No. of Questions | Marks | Duration |
| 1 | Reasoning | 30 | 30 |
150 minutes
|
| 2 | Numerical Ability | 30 | 30 | |
| 3 | English | 30 | 30 | |
| 4 | General Awareness* | 30 | 30 | |
| 5 | H.P. Cooperative Societies Act and HP Cooperative Societies Rules | 30 | 30 | |
| Total | 150 | 150 | 150 minutes | |
Minimum Qualifying Marks for HPSCB Junior Clerk 2026
As per the official notification, the minimum qualifying marks in the online examination are as follows:
- Candidates must secure at least 40% of total marks (i.e., 60 out of 150) in the online examination.
- Only candidates who score 40% or above will be considered for the document verification process.
- From among the qualifying candidates, those up to 1.75 times the number of vacant posts will be called for document verification, in order of merit.
HPSCB Junior Clerk Syllabus 2026: Subject-Wise Important Topics
The syllabus level is in accordance with the minimum educational qualification for the post, which is graduation. Below is a subject-wise breakdown of important topics candidates should focus on:
HPSCB Junior Clerk Syllabus 2026: Reasoning
This section evaluates logical thinking and analytical ability. Important topics include:
| Topic Category | Topics Covered |
| Puzzles |
Floor-based, Box-based, Category-based, Month/Day/Year-based, Designation-based
|
| Seating Arrangement |
Linear (Single/Double Row), Circular, Square/Rectangular
|
| Coding-Decoding |
Letter Coding, Number Coding, New Pattern Coding
|
| Syllogism |
Statement & Conclusion, Venn Diagram-based
|
| Inequality |
Direct Inequality, Coded Inequality
|
| Blood Relations |
Family Tree-based, Puzzle-based
|
| Direction & Distance |
Basic Direction Sense, Distance Calculation
|
| Series |
Alphabet Series, Number Series, Alphanumeric Series
|
| Order & Ranking |
Position-based Questions
|
| Miscellaneous |
Word Pair, Number Pair, Odd One Out, Word Formation, Input-Output
|
HPSCB Junior Clerk Syllabus 2026: Numerical Ability
This section tests calculation speed, accuracy, and problem-solving skills. Important topics include:
| Topic Category | Topics Covered |
| Simplification & Approximation |
BODMAS, Squares & Cubes, Square/Cube Roots, Indices, Fractions, Percentages
|
| Number Series |
Missing Number Series, Wrong Number Series
|
| Arithmetic |
Ratio & Proportion, Percentage, Profit & Loss, Simple & Compound Interest, Time & Work, Pipes & Cisterns, Time/Speed/Distance, Boat & Streams, Partnership, Ages, Mixture & Alligation, Number System
|
| Data Interpretation |
Table, Bar Graph, Line Graph, Pie Chart (Single & Multiple), Caselet, Mixed DI
|
| Quadratic Equations |
Linear Equations, Quadratic Comparison, Quantity-based Questions
|
| Data Sufficiency |
Two Statement-based Questions
|
| Miscellaneous |
Mensuration (2D & 3D), Probability, Permutation & Combination
|
HPSCB Junior Clerk Syllabus 2026: English Language
This section checks grammar, vocabulary, and reading comprehension skills. Important topics include:
| Topic Category | Topics Covered |
| Reading Comprehension |
Inference-based, Vocabulary-based Questions
|
| Cloze Test |
Single Blank, Multiple Blanks
|
| Error Detection |
Identify Incorrect Part, Sentence Correction
|
| Fillers |
Single Fillers, Double Fillers
|
| Sentence Improvement |
Grammar Correction, Context-based Correction
|
| Para Jumbles |
Sentence Rearrangement, Paragraph Arrangement
|
| Word-Based Questions |
Word Swap, Word Usage, Word Replacement
|
| Vocabulary |
Synonyms & Antonyms, Misspelt Words, Idioms & Phrases
|
HPSCB Junior Clerk Syllabus 2026: General Awareness
This section requires consistent revision of current events and static GK. As per the official notification, questions in this section will include both general awareness and HP General Knowledge. Important topics include:
| Topic Category | Topics Covered |
| Current Affairs |
National & International News (last 5–6 months)
|
| Banking & Financial Awareness |
Banking Terms, RBI Functions, Monetary Policy, Financial Institutions, Government Schemes
|
| Cooperative Banking |
Structure of Cooperative Banks, PACS, DCCB, SCB, Their Roles & Functions
|
| Static GK |
Countries & Capitals, Currencies, Important Days, Books & Authors, Awards & Honours
|
| Himachal Pradesh GK |
Geography, History, Culture, Economy, HP Government Schemes, Important Personalities
|
| HP Customs, Languages & Traditions |
Special preference is given to candidates with knowledge of customs, traditions, languages, and culture of Himachal Pradesh
|
HPSCB Junior Clerk Syllabus 2026: H.P. Cooperative Societies Act and HP Cooperative Societies Rules
This is a unique and important section specific to the HPSCB Junior Clerk exam, carrying 30 marks. Candidates must study the H.P. Cooperative Societies Act, 1968 and the H.P. Cooperative Societies Rules, 1971 thoroughly. Important areas to cover include:
| Topic Category | Topics Covered |
| HP Cooperative Societies Act, 1968 |
Key definitions, Registration of societies, Rights and duties of members, Management of societies, Audit provisions, Dissolution of societies
|
| HP Cooperative Societies Rules, 1971 |
Rules relating to Secretary of PACS, Membership criteria, Conduct of elections, Filing of returns
|
| Types of Cooperative Societies in HP |
PACS (Primary Agricultural Cooperative Societies), OCS (Other Cooperative Societies), DCCB, SCB
|
| Role of Registrar |
Powers and functions of the Registrar of Cooperative Societies, HP
|
| Dispute Resolution |
Arbitration and dispute settlement under the Act
|
| Financial Provisions |
Share capital, funds, loans, audit requirements
|
HPSCB Junior Clerk Syllabus 2026: Preparation Tips
Candidates can follow these important and useful preparation tips to improve their score and boost their chances of selection:
- Start with the HP Cooperative Societies Act and Rules: This is a unique section that most general banking aspirants may overlook. Reading the Act and Rules thoroughly will give you a clear edge.
- Focus on HP GK: Since questions from HP’s history, culture, geography, economy, and current affairs are explicitly included, dedicate regular time to this.
- No negative marking: Since there is no penalty for wrong answers, ensure you attempt all 150 questions before time runs out.
- Manage your 150 minutes wisely: With no section-wise time limits, you can allocate more time to your stronger areas. Practice full-length mock tests to develop a time management strategy.
- Current affairs for last 5-6 months: Cover national and HP-specific news, government schemes, and banking/cooperative sector developments.
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