Table of Contents
The LIC AAO Cut Off 2025 will be released category-wise and section-wise after the completion of the exam process. The cut off marks are the minimum qualifying scores that candidates must secure to move to the next stage of the selection process.
These marks depend on factors like the number of vacancies, the difficulty level of the exam, and the overall performance of candidates. Aspirants should note that clearing both the sectional and overall cutoffs is essential to qualify for the next round.
LIC AAO Expected Cut Off 2025 For Prelims
The LIC AAO Prelims Expected Cut Off 2025 is prepared based on the exam reviews, overall difficulty level, and the number of good attempts shared by candidates. The cut off may vary for different categories such as General, OBC, SC, ST, and EWS. Candidates securing marks around or above the expected cut off will have better chances of qualifying for the Mains exam. We will share the category-wise expected marks soon.
LIC AAO Exam Analysis 2025 Shift 1 (3rd October 2025)
LIC AAO Cut Off 2025
The LIC AAO 2025 Cut Off will serve as a benchmark for shortlisting candidates for the final merit list. It helps candidates evaluate their chances of selection and understand the competition level. By comparing their score with the cut off, aspirants can identify how close they are to the qualifying standard and plan their preparation strategy for future stages accordingly.
LIC AAO Admit Card 2025 – Click to Check
LIC AAO Previous Year Cut off
The LIC AAO Previous Year Cut Off serves as an important reference for candidates preparing for the upcoming exam. It provides an overview of the minimum qualifying marks required in different stages, Prelims, Mains, and Interview, based on category and section. By looking at past cut-offs, candidates can understand the difficulty level of the exam, how much competition to expect, and what score they should aim for. This helps them prepare better and set a safe target score for the upcoming exam.
LIC AAO Prelims Cut Off 2023
LIC recently published the LIC AAO Cut-Off scores categorized by different groups, alongside the LIC AAO Score Card 2023. This time around, the cut-off marks have been calculated out of a total of 70 marks. Check the category-wise and subject-wise cut-off details in the table below.
| LIC AAO Prelims Sections | Cut Off Marks For SC, ST, and PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 09 | 10 |
Category-Wise LIC AAO Prelims Cut-Off 2023:
| LIC AAO Prelims Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 48 |
| ST | 45 |
| OBC | 52 |
| EWS | 52 |
| UR | 55 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
LIC AAO Mains Cut Off 2023
The minimum scores required to pass the LIC AAO Mains Exam for different categories have been tabulated below.
| Sections | Cut Off Marks For SC, ST, and PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| Knowledge of Language & English Language (Letter writing & Essay) | 09 | 10 |
Category-Wise LIC AAO Mains Cut-Off 2023:
| Category | Cut Off Marks |
| SC | 164 |
| ST | 164 |
| OBC | 164 |
| EWS | 198 |
| UR | 223 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
LIC AAO Final Cut Off 2023
The LIC AAO 2023 Final Cut-Off marks are 281 (UR), 244 (SC), 205 (ST), 266 (OBC), and 272 (EWS). Candidates can check the detailed category-wise cut-off for the Main Exam and Interview.
| Category | Cut Off Marks |
| SC | 244 |
| ST | 205 |
| OBC | 266 |
| EWS | 272 |
| UR | 281 |
| LD | 231 |
| VI | 264 |
| HI | 205 |
| ID/MD | 257 |
LIC AAO Prelims Cut Off 2021
The LIC AAO Prelims Cut off 2021 was released on its official website. The candidates can go through the table below for LIC AAO Cut off 2021 for the prelims exam 2021.
| LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Cut Off 2021- Mains
Check the section-wise & category-wise LIC AAO Cut Off for Mains Exam 2021 from the table below.
| Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| For Generalist: Data Analysis & Interpretation
For Others: Professional Knowledge |
40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| For Rajbhasha: Knowledge of Language
For Others: English Language (Letter writing & Essay) |
9 | 10 |
LIC AAO Cut Off For Interview 2021
The Candidate will have to score the minimum qualifying marks in the Interview. The Minimum Qualifying marks for different categories have been given below.
| Categories | Cut Off Marks |
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
LIC AAO Cut Off 2019
The LIC AAO Prelims Cut Off will be different and it will also have an overall cut off. The table given below has the information of the LIC AAO Prelims Cut off marks 2019.
LIC AAO Cut Off 2019- Prelims
| Category | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut off |
| General | 18 | 18 | 10 | 58 |
| SC | 16 | 16 | 9 | 50 |
| ST | 16 | 16 | 9 | 44 |
| OBC | 18 | 18 | 10 | 54 |
| EWS | 18 | 18 | 10 | 53 |
| LD | 16 | 16 | 9 | 53 |
| VI | 16 | 16 | 9 | 53 |
| HI | 16 | 16 | 9 | 32 |
| ID/MD | 16 | 16 | 9 | 32 |
LIC AAO Cut off 2019- Mains
Check the section-wise & category-wise LIC AAO Cut Off for Mains Exam 2019 in the table below.
| Category | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language | Overall Cut off |
| General | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 203 |
| SC | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 153 |
| ST | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 156 |
| OBC | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 164 |
| EWS | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 166 |
| LD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 172 |
| VI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 180 |
| HI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 167 |
| ID/MD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 185 |
LIC AAO Cut off 2019- Final Cut off
The final result of the LIC AAO has been published on the basis of merit, which is, the marks obtained by the candidates in the Mains and the Personal Interview. The Final cutoff marks for the LIC AAO Examination 2019 has been given below.
| Category & Overall Cut off | Interview | Final Cut off (Mains & interview) |
| General | 30.00 | 258.00 |
| SC | 27.00 | 219.00 |
| ST | 27.00 | 190.00 |
| OBC | 30.00 | 246.00 |
| EWS | 30.00 | 248.00 |
| LD | – | 203.00 |
| VI | – | 233.00 |
| HI | – | 218.00 |
| ID/MD | – | 237.00 |
LIC AAO Cut off 2016
Below is the tabulated data for section-wise and category-wise LIC AAO Cut off 2016.
| Section | Gen | OBC | SC | ST | OH | VI |
| Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
| GK & Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
| English Language | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Total Weighted Score | 255.75 | 250.50 | 233.00 | 203.50 | 226.75 | 211.75 |
| Interview –
Qualifying Marks |
30 | 30 | 27 | 27 | * | * |
| CUT OFF – final selection (Online test + Interview) | 306.00 | 290.75 | 276.00 | 246.00 | 274.75 | 255.25 |
| Important Links |
|
| LIC AAO Syllabus | LIC AAO Salary |
| LIC AAO Previous Year Question Paper |
LIC AAO Eligibility Criteria 2025 |
| LIC AAO Mock Tests |
LIC AAO Exam Date 2025 |
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