Important and Expected Descriptive Essay Topics For IBPS PO Mains Exam 2025

Preparing well for Descriptive Essay Topics For IBPS PO Mains can help you secure precious marks that are crucial to finalize your selection as a Bank PO. For every aspirant targeting the IBPS PO Mains 2025, cracking the Descriptive Essay section is a must. In this article, we will explain in detail the latest exam pattern, expected essay themes for 2025, and tips to score your maximum.

Descriptive Essay Topics For IBPS PO Mains

The IBPS PO 2025 mains exam comprises an objective test (160 minutes) plus a descriptive test (30 minutes) for 25 marks. Even though it is just 25 marks, the descriptive section is very important nevertheless. Thus, it is essential to know beforehand the expected descriptive essay topics for IBPS PO Mains. Here is an overview of the IBPS PO Mains exam pattern 2025:

Descriptive Essay Topics For IBPS PO Mains: Expected Themes for 2025

Based on recent trends, expert analyses, and past topic patterns, here are the most probable thematic areas and sample topics you should widely practice:

1. Banking, Economy & Finance

• Artificial Intelligence in Banking: Implementation, Ethics, and the Road Ahead
• Digital Transformation in Indian Banking: UPI Growth, CBDC, and the Rise of E-Rupee
• Dilution of PSU Banks’ Stakes by the Government: Implications and Concerns
• Data Privacy and Customer Confidentiality in the Digital Banking Era
• Low Inflation in Recent Quarters: Causes, Benefits, and Risks
• Pradhan Mantri Jan Dhan Yojana: Updates, Achievements, and Limitations
• MSME Sector in India: Addressing the Financing Gap
• Digital Lending and Buy Now Pay Later (BNPL): Boon or Bane?
• Green Finance: The Future of Sustainable Banking in India
• Inflation Targeting and Welfare Concerns: Can Monetary Policy Balance Both?
• Is India Ready for a Cashless Economy?

Technology, AI & Innovation

• Artificial Intelligence and Deepfakes: Innovation or Threat?
• The Promise and Perils of Artificial General Intelligence
• The Trump Effect on India’s Growth Trajectory: Trade, Tariffs, and Investment (partially tech + economy due to trade policies and investment flow)
• Social Media: Empowering the People or Polarising the Polity?

Indian Economy & Developmental Issues

• The Rise of the Gig Economy in India: Opportunities and Challenges
• Rising Income Inequality in India: Causes and Policy
• The Informal Sector in India: Invisible Backbone or Neglected Liability?
• Unemployment in a Demographic Dividend Nation: Structural Issue or Policy Failure?
• E-Commerce in India: Growth, Challenges, and Future Prospects
• Globalisation and Atmanirbharta: Competing or Complementary?

Social Issues & Governance

• Women Empowerment in India: Achievements, Challenges, and the Way Forward
• Bill on Ministers’ Resignation After 30 Days in Custody: A Democratic Necessity?
• The Impact of Online Money Gaming Ban in India

National & Global Affairs

• India in Space: A Journey of Vision, Struggle, and Success
• India’s G20 Presidency: Achievements, Challenges, and Legacy
• The Crisis in Multilateralism: Is the UN Losing Its Relevance?
• India’s Journey from 75 to 100 Years of Independence: Vision for 2047

Environment & Climate

• The Global Climate Crisis and India’s Response
• Green Finance: The Future of Sustainable Banking in India

Tips to Write High-Scoring Essays for IBPS PO Mains

Here’s a step-by-step approach to maximize your score when writing on these Descriptive Essay Topics For IBPS PO Mains:

Plan before you write

• Spend 3–4 minutes drafting an outline (intro, 2–3 points, conclusion).
• Helps you stay structured and avoid repetition.

Follow a clear structure

• Introduction: Define topic, highlight relevance.
• Body (2-3 paragraphs): Arguments, counterpoints, examples, data.
• Conclusion: Summarize and suggest a way forward.

Stay balanced & coherent

• Present both pros and cons where needed.
• Use connectors like furthermore, however, on the other hand for smooth flow.

Stick to the word limit

• Keep the essay between 250-300 words.
• Avoid writing too short or unnecessarily long.

Use simple, precise language

• Clarity is more important than flowery vocabulary.
• Don’t attempt jargon you’re not confident about.

Support with facts & examples

• Quote government schemes, RBI updates, and current events.
• Adds credibility and shows awareness.

Revise before submission

• Spend the last 2-3 minutes proofreading for grammar, spelling, and flow.
• Even small errors can reduce marks.

Practice typing speed

• The descriptive test is online, so typing speed and accuracy matter.
• Practice essays on a computer, not just on paper.