The registration process for JAIIB 2025 has recently closed, and now all eyes are on the upcoming examination dates, which are just around a month and a half away. With the countdown ticking, aspirants are already gearing up for rigorous preparation, balancing their work responsibilities and study schedules. Since JAIIB plays a crucial role in enhancing career growth and eligibility for promotions in the banking sector, the level of competition is naturally intense. With so much competition to get themselves promoted, aspirants must clearly understand the JAIIB Passing Criteria 2025, including the passing rules and marks distribution.
JAIIB Passing Criteria 2025
To clear the JAIIB 2025 exam, candidates must achieve the minimum qualifying marks prescribed by IIBF. Each paper carries 100 marks, and aspirants must secure at least 50 marks per subject to pass individually. However, there is also a relaxation rule where candidates scoring 45 marks in each paper and 50% aggregate in a single attempt are considered qualified.
JAIIB Passing Criteria 2025 | |
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Criteria | Requirement |
Minimum Marks per Paper | 50 out of 100 |
Aggregate Relaxation Rule | 45 marks in each subject and 50% aggregate in a single attempt |
Retention of Credits | Passed papers’ credits valid till expiry of 3 years / 5 attempts |
Overall Passing Condition | Must clear all four papers within the time limit |
Class of Pass in JAIIB 2025
The class of pass in JAIIB 2025 is determined based on the candidate’s performance in the first physical attempt. Candidates securing 60% or more aggregate marks across all subjects in their first attempt are awarded First Class. Those achieving 70% or more aggregate with at least 60 marks in each subject in the first attempt are awarded a Distinction. All other successful candidates who clear the exam are categorised under the Pass Class. This classification highlights top performers and distinguishes outstanding candidates in terms of marks and consistency.
Class of Pass in JAIIB 2025 | |
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Class of Pass | Criteria |
Distinction | 70%+ aggregate and 60+ marks in each subject in first attempt |
First Class | 60%+ aggregate in first attempt |
Pass Class | All other candidates who pass |
JAIIB 2025 Time Limit, Attempts, and Validity of Credits
Candidates have a maximum of 5 attempts or 3 years (whichever is earlier) to complete the JAIIB examination. All attempts are counted, irrespective of whether the candidate appears for the exam. Failure to clear the exam within this period requires re-enrollment, and previously earned credits will not be carried forward. For candidates following the old syllabus, credits are linked to the revised 3-year rule. For instance, if a candidate has used 3 attempts under the old system, only 2 attempts remain under the revised scheme. The 3 years are calculated from the date of registration under the old syllabus.
JAIIB 2025 Time Limit, Attempts, and Validity of Credits | |
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Rule | Details |
Maximum Attempts | 5 attempts or 3 years, whichever is earlier |
Counting of Attempts | All attempts counted, whether they appeared or not |
Re-enrollment | Required if the exam is not cleared within the time limit |
Old Syllabus Credits | Remaining attempts and the 3-year period are calculated from the original registration |
JAIIB Exam Pattern and Subjects 2025
The JAIIB 2025 examination is conducted in an online mode with a uniform structure for all papers. Each paper carries 100 marks and consists of objective-type questions to be solved within 2 hours. Candidates can choose either English or Hindi as the medium at the time of registration, but no changes are allowed later. Importantly, there is no negative marking, which gives candidates the advantage of attempting all questions. The exam consists of four compulsory subjects that assess the core knowledge of banking, economy, finance, and wealth management.
JAIIB Exam Pattern and Subjects 2025 | |
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Feature | Details |
Mode of Exam | Online (Computer-Based Test) |
Medium | English or Hindi (choice at registration only) |
Question Type | 100 Multiple-Choice Questions (MCQs) per paper |
Total Marks | 100 per paper |
Duration | 2 hours per paper |
Marking System | No Negative Marking |
Subjects | 1. Indian Economy & Indian Financial System |
2. Principles & Practices of Banking | |
3. Accounting & Financial Management for Bankers | |
4. Retail Banking & Wealth Management |