Punjab and Sind Bank SO Syllabus 2025, Exam Pattern

Preparing for a Specialist Officer (SO) role in Punjab & Sind Bank can be exhaustive and tiring if you don’t have a mapped-out study plan. Knowing the Punjab and Sind Bank SO Syllabus 2025 is your first step. In this article, we break down the exam overview, pattern, and detailed syllabus and share a preparation strategy to help you maximize your chances.

Punjab and Sind Bank SO Syllabus 2025 Exam Overview

Punjab & Sind Bank has recently released a notification for Specialist Officer (SO) posts, such as Credit Manager and Agriculture Manager, for 190 Posts in total. Punjab & Sind Bank SO Online Registration Form 2025 has started from 19 September 2025 to 10 October 2025 through the official website of the Authority. The SO recruitment exam is expected to test three major areas: English Language, General Awareness, and Professional Knowledge. The selection process includes an online written test, followed by an interview.

Click Here: Punjab and Sind Bank Credit Manager Recruitment 2025 Notification Out

Punjab and Sind SO 2025 Exam Pattern

Below is the exam structure for the Punjab & Sind Bank SO 2025 exam:

Punjab and Sind Bank SO Syllabus 2025

The subjects under the Punjab and Sind Bank SO Syllabus 2025 include: Reasoning Ability, Quantitative Aptitude, General Awareness, and Professional Knowledge. Here is the expected subject-wise syllabus you should cover, based on past years and updated patterns:

1. English Language

• Reading Comprehension
• Cloze Test
• Para Jumbles / Sentence Rearrangement
• Error Spotting / Correction
• Fill in the Blanks
• Synonyms & Antonyms
• Idioms & Phrases
• Sentence Improvement
• Para Completion
• Grammar (Tenses, Modals, Prepositions, etc.)

2. General Awareness / Current Affairs

• Static Awareness (Geography, History, Culture)
• Indian Polity & Constitution
• Economy / Financial Awareness / Budget / Plans
• Banking & Financial Institutions (RBI, NABARD, SEBI)
• Current Affairs (National & International)
• Science & Technology (latest trends)
• International Organizations (IMF, World Bank, WTO)
• Schemes & Policies of Central / State Governments
• Inflation, Fiscal & Monetary Policy
• Banking Sector Reforms & Mergers

3. Professional Knowledge (Domain-Specific)

Depending on which SO stream you apply for, your professional knowledge syllabus will change. For example, in Credit or Risk:

• Banking Regulations & Legal Aspects
• Credit Appraisal & Analysis
• Non-performing Assets (NPAs)
• Project Financing / Infrastructure Financing
• Financial Management / Ratio Analysis
• Risk Management (Market, Credit, Operational)
• Asset Liability Management (ALM)
• International Banking & Forex
• Microfinance / SME Lending
• Macroeconomics & International Trade

For Agriculture Manager:

• Agriculture Economics & Policies
• Crop Science & Agronomy
• Soil Science & Nutrient Management
• Horticulture/Plantation Techniques
• Animal Husbandry & Livestock
• Agricultural Engineering / Farm Mechanization
• Irrigation Methods & Water Management
• Agricultural Marketing & Cooperatives
• Agricultural Finance & Credit
• Agro‐climatic Zones, Crop Patterns
• Agri Input Management & Rural Development

Punjab and Sind Bank SO Syllabus 2025 Preparation Strategy

1. Analyze the detailed syllabus carefully and list domain-wise topics to cover in phases
2. Start with subjects you find difficult, so there’s buffer time for revision
3. Solve previous years’ SO exam papers to understand the question pattern
4. Take mock tests regularly and assess speed + accuracy
5. Read daily current affairs (especially banking, economy) from trusted sources
6. Focus on professional knowledge depth as it’s the differentiator
7. Revise the formulae, banking norms, and domain concepts twice or thrice
8. Maintain short notes for last-minute revision