JAIIB PPB Syllabus 2025, Exam Pattern, Study Materials and Preparation Plan

The JAIIB PPB is  the Paper 2 of Junior Associate of the Indian Institute of Bankers Exam which is conducted by the Indian Institute of Banking and Finance (IIBF). PPB JAIIB assess the knowledge of the candidates on subjects like Banking Operations, how banks function, technology and ethics in Banking and Financial sector. To have knowledge of these subjects is essential to clear the JAIIB PPB Paper which is conducted twice in a year along with the other 3 papers. So, lets know more about the JAIIB PPB Syllabus & Exam Pattern, Preparation Strategy, Previous Year Paper, passing criteria, and sub topics to be covered under this paper.

JAIIB PPB Syllabus 2025

PPB stands for Principles and Practices of Banking which is curated in order to assess the knowledge of candidates around this subject which is mandatorily expected from a banking professional who is in the process of advancing their career. The syllabus for PPB JAIIB includes 4 Modules and these modules includes different topics. The 4 modules in the JAIIB PPB Syllabus are:

• Module A: General Banking Operations
• Module B: Functions of Banks
• Module C: Banking Technology
• Module D: Ethics in Banking and Financial Institutions

About JAIIB PPB Exam

As mentioned above, JAIIB Principles and Practices of Banking (PPB) is the 2nd paper along with Indian Economy and Indian Financial System, Accounting and Financial Management for Bankers, and Retail Banking and Wealth Management. PPB JAIIB is an online exam which carries MCQ-based questions and it is mandatory to pass this paper in order to qualify JAIIB overall. As discussed above JAIIB is conducted twice a year, and for this year’s May session examination, JAIIB PPB 2025 is scheduled to be conducted on 10th May 2025 and for November it is scheduled on 8th November 2025. 

JAIIB Exam Date 2025- Click to Check

JAIIB PPB Syllabus and Exam Pattern

JAIIB PPB Exam Pattern is easy to understand. The paper along carries total 100 questions and each carry 1 mark. The duration of the paper is 2 hours and the questions are basically objective type MCQ based. Also, as a relief, there is no negative marking in the JAIIB PPB Paper. Candidates need to score 50% marks or 50 marks out of 100 in order to qualify this paper. 

Let’s check the module-wise PPB Syllabus below.

Negative Marking in PPB JAIIB

No, there is no negative marking in the JAIIB PPB Paper and candidates can attempt questions even if they are not completely sure about the answer freely.

JAIIB PPB Study Material

The study material for JAIIB PPB Exam is given here in PDF format. Candidates can refer to the unit wise study material that is given below. The language of this material is simple and content is short, so that with less time, candidates can grasp more.

JAIIB PPB Previous Year Question Papers

JAIIB Previous year question papers for the Principles and Practices of Banking (PPB) exam are a vital resource for candidates preparing for the JAIIB exam. These papers give valuable insight into the exam pattern, type of questions asked, and important topics frequently repeated over the years. These papers help in:

• Understand the difficulty level of the exam.
• Identify high-weightage topics across modules (like banking operations, digital banking, ethics, etc.).
• Improve time management and boost confidence.
• Familiarize yourself with question formats, including tricky and conceptual MCQs.

JAIIB PPB Preparation Strategy 2025

Here, is the effective strategy to prepare for the JAIIB PPB Exam:

1. Go through the PPB syllabus and exam pattern. It is easy to understand allocate time to prepare each module.
2. Recognise your weakness and strength through the syllabus devote more time to subjects that need more effort.
3. For study material, refer to IIBF official website at https://iibf.org.in. The PPB books and resources are available there.
4. Other than study books, you refer to the material available at YouTube or educational platform such as Adda247.
5. Practice Mock Test for conceptual clarity.
6. Solve previous year papers to know the difficulty level
7. Prepare short revision notes that will come handy in last few days.
8. Focus on banking laws, regulations, and customer service, Learn about lending norms, RBI guidelines, and credit types. Stay updated on digital banking tools (NEFT, RTGS, UPI, etc.), Understand ethics, integrity, and real-life case studies.