Indian Institute of Banking and Finance (IIBF) has announced the JAIIB Exam Schedule 2026 on its official website at www.iibf.org.in. The exam is conducted twice a year in May and November months and registrations for the May cycle are currently open. Interested Banking Professionals can check the IIBF JAIIB Exam Date 2026 below and plan preparation accordingly.
JAIIB Exam Date 2026 Out
JAIIB or Junior Associate of the Indian Institute of Bankers is a flagship program of IIBF mainly designed to impart advanced knowledge to banking & financial sector employees. Only IIBF members can take this exam. JAIIB consists of 4 papers covering Banking principles, Accounting, Management, etc. The papers are scheduled to be held on 4 days.
IIBF JAIIB Exam Date 2026 May Session
| Subjects |
Exam Date
|
| Indian Economy & Indian Financial System | 3rd May 2026 |
| Principles & Practices of Banking | 9th May 2026 |
| Accounting & Financial Management for Bankers | 10th May 2026 |
| Retail Banking & Wealth Management | 17th May 2026 |
IIBF JAIIB Exam Date 2026 November Session
| Subjects |
Exam Date
|
| Indian Economy & Indian Financial System | 1st November 2026 |
| Principles & Practices of Banking | 22nd November 2026 |
| Accounting & Financial Management for Bankers | 29th November 2026 |
| Retail Banking & Wealth Management | 29th November 2026 |
Is JAIIB Registration for the May Cycle still Active?
Yes, the IIBF has started the online application process for first session of the year. The JAIIB May 2026 registrations has been activated from 2nd February 2026 and the last date to submit the registration forms is 22nd February 2026. Only those who successfully apply, will be able to take the May session exam.
JAIIB Registration 2026- Click to Apply
JAIIB Admit Card 2026
The admit card for JAIIB May Session exam will be released by 2nd of April 2026, almost 7-10 days before the exam date. Those who have applied for the JAIIB exam, will be able to download the call letters using their Membership ID and Password on the official website at www.iibf.org.in.
JAIIB Exam Pattern 2026
As discussed above, JAIIB consists of 4 papers. Each paper is of 100 marks, and fortunately, there is no negative marking. JAIIB candidates have to cover the following subjects/papers:
| Papers | Papers | No. of Questions | Total Marks | Duration |
| 1 | Indian Economy & Financial System (IE&FS) | 100 | 100 | 2 hours |
| 2 | Principles & Practices of Banking (PPB) | 100 | 100 | 2 hours |
| 3 | Accounting & Financial Management of Banking (AFMB) | 100 | 100 | 2 hours |
| 4 | Retail Banking & Wealth Management (RB&WM) | 100 | 100 | 2 hours |
JAIIB Passing Criteria 2026
To qualify the JAIIB Exam 2026, candidates must meet the minimum passing marks set by IIBF.
- Candidates must score 50 out of 100 marks in each subject to pass that paper.
- Candidates scoring at least 45 marks in each subject and securing an overall aggregate of 50% marks across all subjects in a single attempt.
What is the Syllabus for JAIIB Exam 2026?
Each paper carries 4 Modules/Subjects and their names are mentioned in the table here.
| Paper | Modules | Topics |
| Paper I | Module A |
Indian Economic Architecture
|
| Module B |
Economic Concepts Related to Banking
|
|
| Module C |
Indian Financial Architecture
|
|
| Module D |
Financial Products and Services
|
|
| Paper II | Module A |
General Banking Operations
|
| Module B |
Functions of Banks
|
|
| Module C |
Banking Technology
|
|
|
Module D
|
Ethics in Banks and Financial Institutions
|
|
| Paper III | Module A |
Accounting Principles and Processes
|
| Module B |
Financial Statements and Core Banking Systems
|
|
| Module C |
Financial Management
|
|
|
Module D
|
Taxation and Fundamentals of Costing
|
|
| Paper IV | Module A |
Introduction to Retail Banking
|
| Module B |
Retail Products and Recovery
|
|
| Module C |
Support Services – Marketing of Banking Services / Products
|
|
|
Module D
|
Wealth Management
|
Check Module-wise subjects here JAIIB Syllabus 2026
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