Indian Institute of Banking and Finance (IIBF) has announced the exam schedule for CAIIB 2026 Nov-Dec Cycle (2nd session of the year 2026). Banking/Finance professionals who are interested in taking the CAIIB Exam, must check the official exam schedule and gear up for the exam.
The CAIIB Exam will be conducted from 6 December to 27 December 2026 and registration for this session is active from 13th September 2026 to 1st October 2026.
Candidates preparing for the Nov-Dec cycle should check the paper-wise exam schedule, CAIIB eligibility criteria, syllabus, exam pattern, fees, and passing criteria below.
CAIIB Exam Date 2026 Out
CAIIB, or the Certified Associate of the Indian Institute of Bankers, is a professional examination conducted by IIBF for banking and finance professionals who have passed JAIIB exam. CAIIB exam consists of 4 compulsory papers and 1 elective paper. Each paper is 100 marks and minimum qualifying marks is 50 out of 100. Those who qualify CAIIB will be considered for internal promotions and salary hike.
CAIIB 2026 Exam – Overview
| Highlights of CAIIB Exam 2026 | |
| Exam Conducting Body | Indian Institute of Banking and Finance (IIBF) |
| Exam Name | Certified Associate of the Institute of Indian Bankers (CAIIB) |
| Frequency of the Exam | Twice a Year |
| Application Process | Online |
| Application Dates |
|
| CAIIB Exam Date 2026 |
|
| No. of Attempts | 5 |
| Official website | www.iibf.org.in |
Attempt CAIIB Mock Test 2026 Now
CAIIB Dec Exam Schedule 2026
The IIBF has scheduled the November-December 2026 CAIIB examination across five dates. The paper-wise schedule is given below.
| Paper | Date |
|
Advanced Bank Management (ABM)
|
6 December 2026 |
|
Bank Financial Management (BFM)
|
12 December 2026 |
|
Advanced Business & Financial Management (ABFM)
|
13 December 2026 |
|
Banking Regulations and Business Laws (BRBL)
|
20 December 2026 |
| Elective Paper | 27 December 2026 |
CAIIB Hall Ticket 2026 Release Date
As per the IIBF guidelines, the CAIIB Hall Ticket 2026 (Admit Letter) will be released 10 days before the commencement of the examination. The hall ticket will be made available on the IIBF website under the “Examinations/Courses” section. Therefore, the admit card will be released in last week of November 2026.
Candidates should regularly check their registered email ID and the official IIBF website for the hall ticket. Once released, they should download the admit letter, verify details such as the exam date, subject, batch/timing and examination centre, and carry a printed copy to the examination hall.
CAIIB Exam Structure 2026
The CAIIB Exam has 4 compulsory papers and 1 Elective paper, from which candidates can choose a subject of their choice. Each paper carries 100 marks and 100 questions, and the format is MCQ type. The duration of each paper is 2 hours, and there is no negative marking. Checkthe CAIIB Exam Pattern 2026 below.
| Subjects | No. of Questions | Marks | Duration |
| Advanced Bank Management(ABM) | 100 | 100 | 2 hour |
| Bank Financial Management | 100 | 100 | 2 hour |
| Advanced Business and Financial Management | 100 | 100 | 2 hour |
| Banking Regulations and Business Laws | 100 | 100 | 2 hour |
| Elective Paper | 100 | 100 | 2 hour |
CAIIB Exam Syllabus 2026
The CAIIB Syllabus for Papers 1, 2, 3, 4, and 5 is discussed here. Each paper has 4 modules and sub-topics. Candidates must go through these topics in detail and prepare.
- Paper 1: Advanced Bank Management(ABM)
- Paper 2: Bank Financial Management(BFM)
- Paper 3: Advanced Business and Financial Management (ABFM)
- Paper 4: Banking Regulations and Business Laws (BRBL)
- Paper 5: Elective Paper: Rural Banking/Human Resources Management/Risk Management/Central Banking/Information Technology and Digital Banking
| Paper | Modules | Topics |
| Paper I – Advanced Bank Management(ABM) | Module A | Statistics |
| Module B | Human Resource Management | |
| Module C | Credit Management | |
| Module D | Compliance in Banks & Corporate Governance | |
| Paper II – Bank Financial Management(BFM) | Module A | International Banking |
| Module B | Risk Management | |
| Module C | Treasury Management | |
|
Module D
|
Balance Sheet Management | |
| Paper III – Advanced Business and Financial Management (ABFM) | Module A | The Management Process |
| Module B | Advanced Concepts of Financial Management | |
| Module C | Valuations, Mergers, and Acquisitions | |
|
Module D
|
Emerging Business Solutions | |
| Paper IV – Banking Regulations and Business Laws (BRBL) | Module A | Regulations and Compliance |
| Module B | Important Acts/Laws & Legal Aspects of Banking Operations (Part A) | |
| Module C | Important Acts/Laws & Legal Aspects of Banking Operations (Part B) | |
|
Module D
|
Commercial and Other Laws with reference to Banking Operations |
CAIIB Passing Criteria
Candidates must meet one of the following two conditions to pass each paper:
- Standard Pass: Score a minimum of 50 marks out of 100 in each paper.
- Aggregate Pass (Single Attempt Only): Score at least 45 marks in each paper AND achieve an overall
- An aggregate of 50% or more across all papers in a single attempt.
CAIIB Exam Centres 2026
CAIIB is conducted at multiple centres across India. Candidates select their preferred exam city during the registration process. The final list of centre codes and venue addresses is released with the official admit card. Check the official IIBF website for the updated centre list before each cycle.
What are the Documents to Carry to the Examination Hall?
- CAIIB Admit Card: Carry a printed copy of the admit card with the photograph and other details clearly visible.
- Valid Photo ID Proof: Carry an original and valid photo identity proof, such as an Aadhaar Card, PAN Card, Passport, Driving Licence, Voter ID, or other ID accepted by IIBF.
- Photograph: Candidates may carry a recent passport-size photograph if specified in the examination instructions.
- Membership/Registration Details: Keep the relevant IIBF membership or registration details available, if required as per the admit card instructions.
Who is Eligible for CAIIB 2026?
To appear for the CAIIB Exam 2026, candidates must fulfill the eligibility conditions set by IIBF. These conditions are given below:
- Educational Qualification: Candidates must have passed the JAIIB Exam before applying for CAIIB.
- Membership Requirement: Applicant should be a registered member of the Indian Institute of Banking and Finance (IIBF). The membership must be active at the time of application.
- Age Limit: There is no age limit for the CAIIB exam, as it is intended for working professionals in the banking sector. Anyone who works in the banking and financial sector can apply.
CAIIB Application Fee
The fee is charged per paper and is exclusive of GST. Candidates appearing for all 5 papers in one attempt pay accordingly.
| Attempt |
Fee (For IIBF Members)
|
| First Attempt | ₹5,000* |
| Second Attempt | ₹1,300* |
| Third Attempt | ₹1,300* |
| Fourth Attempt | ₹1,300* |
| Fifth Attempt | ₹1,300* |
How to Apply for CAIIB 2026
- Visit the official IIBF website at iibf.org.in
- Log in using your IIBF membership credentials
- Select the CAIIB exam and the cycle you wish to register for
- Choose your preferred exam city and elective paper
- Upload required documents and a recent passport-size photograph
- Pay the application fee online
- Submit the form and save a copy for your records
How does Qualifying CAIIB Exam Contribute to Career Growth?
Now, after knowing what the CAIIB Exam is and how it is conducted, you must be wondering what benefits you can derive after qualifying for this exam. Well, we will now discuss the perks and benefits in detail:
- Salary Increment: The primary motive why a huge number of banking professionals give this exam is salary enhancement above the basic pay. For example, employees receive salary increments such as ₹4,000 for Probationary Officers (POs) and ₹2,680 for Clerks, along with annual increments. This helps in increasing the standard of living.
- Job Growth and Promotions: Well, who doesn’t want to rise above their present job profile and get a promotion? Passing the CAIIB exam will do that for you because, whether you are a Clerk or at an Officer level, you will get a promotion depending on the system. This will boost your confidence and inspire you to aspire for more.
- Professional Recognition and Eligibility for Specialised Roles: Promotions are only given to those who have achieved a milestone like the CAIIB Exam, which automatically increases your goodwill in the industry, and you are eligible for specialised roles.
- Job Security: With job growth and enhancement,t you receive additional perks. With advanced certification, professionals are better equipped to handle challenges in banking, adding value to their organisations and enhancing job security.












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