The upcoming Punjab National Bank LBO Exam 2025 offers a promising officer-level position under Junior Management Grade Scale-I. With 750 posts announced, this post offers a stable career, an attractive salary, and a host of benefits. In this article, we will provide you with the latest updates on the PNB LBO Salary 2025, Salary structure, allowances, job profile, and more.
PNB LBO Salary 2025
The starting basic pay for a PNB LBO is ₹48,480 per month. This is just the base amount; the actual in-hand salary is higher due to allowances and benefits. The pay scale is structured to ensure steady growth, with periodic increments and a maximum pay of ₹85,920 per month after several years of service.
Selected candidates will receive a basic salary along with several allowances and benefits, including Dearness Allowance (DA), House Rent Allowance (HRA) or leased accommodation, City Compensatory Allowance (CCA), medical insurance, leave travel concession, and retirement benefits in accordance with the bank’s regulations.
PNB Local Bank Officer Salary Pay Scale
According to the official Notice for the PNB LBO 2025 (750 Posts in JMGS-I), the pay scale is as follows: Basic pay of ₹48,480/month at entry, with structured increments through a pay scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920. Since allowances apply on top of basic pay, your gross and in-hand salary will be higher, depending on posting (city vs rural), HRA/leased accommodation, CCA, etc.
Punjab National Bank LBO Salary Structure
The PNB LBO Salary 2025 follows the Junior Management Grade Scale-I (JMGS-I) pay band, which determines how officers’ pay progresses through increments over time. At entry, an LBO receives a basic pay of ₹48,480 per month, which increases annually as per the pay scale:
Pay Scale: ₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
The salary progresses with periodic increments as follows:
- For the first phase, the basic pay increases by ₹2,000 every 7 months, continuing for 7 increments.
- After these initial increments, the pay reaches ₹62,480.
- Next, there are two increments of ₹2,340 each, bringing the pay to ₹67,160.
- Following this, the pay increases by ₹2,680 every 7 months for the next 7 increments.
- The maximum basic pay under this scale is ₹85,920 per month.
Punjab National Bank Local Bank Officer Allowances
In addition to the PNB LBO Salary 2025 basic pay, PNB LBOs receive several allowances. These allowances are revised periodically as per government and bank policies.
- Dearness Allowance (DA): To offset inflation
- House Rent Allowance (HRA): For accommodation
- City Compensatory Allowance (CCA): For posting in metro cities
- Medical Allowance: For health-related expenses
- Performance-linked Incentives: Based on performance
- Leave Travel Concession (LTC): For travel during leave
- Retirement Benefits: Provident fund, pension, gratuity
Check: PNB LBO Syllabus 2025
Punjab National Bank LBO Job Profile
The role of a PNB Local Bank officer is dynamic and offers a chance to work in various banking functions, making it a rewarding career choice. The job profile of a PNB LBO includes:
- Customer Service: Handling customer queries and transactions
- Loan Processing: Assisting in loan applications and documentation
- Account Management: Managing savings and current accounts
- Compliance: Ensuring adherence to banking regulations
- Promotions: Opportunities for career growth within the bank
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