The Bank of India successfully conducted the Promotion Exam for Clerical to Officers Cadre on 12 October 2025 across various exam centers. This examination serves as an important opportunity for clerical staff aspiring to be promoted to the General Banking Officer (GBO) position. Banking professionals who have appearer in this exam are eager to know what type of questions were asked in the exam, and what was the difficulty level. In this article, we are aiming to provide a detailed Bank of India Promotion Exam Analysis 2025 with list of questions asked.
Bank of India Promotion Exam Analysis 2025, 12 October
The Bank of India has conducted the Bank of India Promotion Exam for 983 General Banking Officers vacancies across 70 different zones. The exam consisted of 130 multiple choice questions for 65 marks that were needed to be answered within a time limit of 130 minutes or 2 hours and 10 minutes. This written exam assesses candidates on topics like Banking, Banking Law, and Practice.
The Bank of India Promotion Exam Review 2025 provides valuable insights into the exam pattern, difficulty level, and nature of questions asked. This analysis will also serve as a useful reference for future aspirants, helping them prepare more strategically and perform better in upcoming promotion exams.
Bank of India Promotion Exam 2025 Difficulty Level & Good Attempts
Based on the valuable feedback received from candidates who appeared for the exam, our experts have carefully evaluated the overall difficulty level and determined the number of good attempts, as detailed below.
- Overall Difficulty Level: Moderate
Bank of India Promotion Exam Review 2025, List of Questions Asked
The Bank of India Promotion Exam Analysis 2025 has provided valuable insights into the type and pattern of questions asked. In this section, we present a detailed review of the exam along with a list of questions reported by candidates.
- SMA – 1 (No. of Days)
- Rate of Interest for Home Loan
- IMPS (Minimum & Maximum Transaction Limit)
- PMJJY (Jeevan Jyoti) Scheme
- NWC (Net Working Capital)
- Cross Selling – Example?
- Scheduled Languages (22)
- QR Code (Full Form)
- SARFAESI Act (Agri land excluded)
- Financial Statements (Audited Balance Sheet)
- STAR Personal Loan – Limit?
- CARE Ratings
- Current A/c limit in Semi-Urban
- NPA Days (90)
- Cyber Crime Helpline [1930]
- Blue Revolution
- Flexi R.D. – Available in which centres??
- NRO A/c
- Social Media Platform for BOI Promotion (TikTok)
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M.D. of BOI (Rajnish Kumar)
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BOI Rooftop Limit (Cr.)
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Mortgage time period limitation (30 years)
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EASE Reforms agenda= RISE
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BOI No. of Branches = 5170
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SME Provisioning
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ESG (Environment, Social, Governance)
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2nd Hand Vehicle Margin (30%)
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TARUN plus – 20L
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A/C Payable Question
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Encryption means
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BHIM – NPCI
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Net Emissions Zero – 2070
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Hypothecation vs Pledge
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Turnover 5 Cr [Working Capital Method]
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Vijayalakshmi Subsidy / Subvention ??
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Visually Impaired A/C
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OTS – Serving Staff eligible?
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Cash Reserve Ratio?
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Sericulture for ??
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D-MAT A/c – NRI??
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SWIFT – Full Form?
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Minor A/c operation
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Bank Draft limit
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Credit Risk Weight Ratio
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FIU – Fin Intelligence Unit
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LRS – 2.5 lakh USD
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L.C. benefit for seller
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DOCTOR Plus loan limit?
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External Credit Rating
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How to calculate Savings A/c Rate of Interest??
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Computer Virus CREEPER (1st in world)
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PM SVANIDHI Scheme [₹10,000–₹20,000–₹50,000]
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e-Rickshaw Scheme
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Maximum Group Accident Insurance
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TReDS for??
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Lok Adalat fees?
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Priority Sector Lending (RBI)
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Atal Pension Yojana (APY)
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Multilated Notes Definition
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RRB sponsored by ??
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NPA < 3 month (cut standard)
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Cash Transaction Report < 10L
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Letter of Credit for ?? TRADE GLOBAL
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Sukanya Scheme A/C (w/o Aadhaar)
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MSME Investment limit (Medium – 125cr)
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BoI Rooftop SOLAR scheme
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Marginal Farmers (≤ 1 ha)
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STAR Sakhi [SHG ??]
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SMA-2 days?
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RBI Contactless limit
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TARUN – 10 lakh (Mudra Loan)
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Health Reimbursement for Staff ??
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UDYAM certificate – MSME
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FOREX reserves managed – RBI
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Vigilance month ?? OCTOBER
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PSL norms (Automobile – not Included)
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Wheat Rabi crop
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CERSAI full form
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Doorstep Banking Age limit
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CPA [Credit Process Audit]
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Customer Feedback for ??
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Hypothecation mentioned in which Act?? SARFAESI
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Takeover facility
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Green Deposits
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ANBC [40%: Total Priority]
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FD in deceased A/C
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Third Party Guarantees
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SARAL platform for ??
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NACH full form??