The Oriental Insurance Company Limited (OICL) has successfully conducted the OICL AO Mains Exam 2026 on 28th February 2026 across various examination centres in the country. Based on the initial feedback received from candidates, the overall difficulty level of the examination ranged from moderate to difficult. In this article, we provide the latest updates on the OICL AO Mains Exam Analysis 2026, including the difficulty level, good attempts, subject-wise analysis, and more.
OICL AO Mains Exam Analysis 2026
Candidates who qualified in the prelims stage appeared for the Phase 2 examination, which was successfully conducted on 28th February 2026. Based on the student feedback and our expert team analysis, the overall difficulty level of the OICL AO Mans Exam 2026 was moderate to difficult, with some sections posing time-management challenges. The exam assessed candidates’ reasoning ability, quantitative aptitude, English language skills, general awareness, and computer knowledge.
OICL AO Mains Exam Overview
Before we dive into the subject-wise analysis of the OICL AO Mains Exam 2026, refer to the table below for key updates and information:
| OICL AO Mains Exam Analysis 2026 Overview | |
|---|---|
| Exam Name | OICL AO Mains Exam 2026 |
| Conducting Body | Oriental Insurance Company Limited |
| Exam Date | 28th February 2026 |
| Difficulty Level | Easy to Moderate |
| Selection Process | Prelims, Mains, Interview |
| Mode of Exam | Online |
| Post | Administrative Officer (AO) |
OICL AO Mains Exam Difficulty Level 2026
Based on student reactions collected after the exam shift, we have provided the detailed subject-wise as well as overall difficulty level in the table below:
| Section | Difficulty Level |
|---|---|
| Reasoning Ability | Easy to Moderate |
| English Language | Easy |
| Quantitative Aptitude | Easy to Moderate |
| General Awareness | Easy to Moderate |
| Computer Knowledge | Easy to Moderate |
| Overall Difficulty Level | Easy to Moderate |
OICL AO Mains Exam Analysis 2026: Section-Wise
Below, we have provided a subject-wise OICL AO Mains Exam Analysis for candidates to have a better understanding of the exam, and evaluate their performance accordingly.
Reasoning Ability
The reasoning section was analytical and puzzle-heavy. Candidates reported that time management played a crucial role due to lengthy arrangements.
| Sr. No. | Topic | No. of Questions |
|---|---|---|
| 1 | Syllogism | 3 |
| 2 | Inequality | 3 |
| 3 | Distance & Direction | 3 |
| 4 | Chinese Coding-Decoding | 5 |
| 5 | Data Sufficiency | 3–4 |
| 6 | Miscellaneous Reasoning | 3–5 |
| 7 | Month & Date Based Puzzle | 10 |
| 8 | Circular Seating Arrangement | 8 |
| 9 | Floor & Profession Based Puzzle | 5–8 |
| 10 | Large Arrangement Puzzle | 10–14 |
Quantitative Aptitude
This section was calculation-intensive and DI-focused. Candidates with strong arithmetic concepts found it manageable.
| Sr. No. | Topic | No. of Questions |
|---|---|---|
| 1 | Simplification | 6 |
| 2 | Wrong Number Series | 5 |
| 3 | Double Pie Chart DI | 5 |
| 4 | Bar Graph DI | 5 |
| 5 | Caselet DI | 4–5 |
| 6 | Overall DI Level | – |
| 7 | Ages (Arithmetic) | 1–2 |
| 8 | Partnership (Arithmetic) | 1–2 |
| 9 | Area of Circle & Rectangle | 1–2 |
| 10 | Basic Mensuration & Percentage | 1–2 |
English Language
The English section was moderate and comprehension-oriented.
- Cloze Test (Survey-based, phrase-based blanks)
- Reading Comprehension (Power Plants & Fossil Fuel Shift in countries like China & South Africa)
- Word Replacement
- Para Jumbles
- Fill in the Blanks
- Synonyms-based questions
General Awareness
Questions were largely asked from insurance awareness and recent current affairs, making this section scoring for well-prepared candidates.
| Sr. No. | Question / Topic | Answer / Key Points |
|---|---|---|
| 1 | Hawa Mahal is located in which state? | Rajasthan |
| 2 | Headquarters of International Finance Corporation (IFC)? | Washington, D.C. |
| 3 | India’s first Sleeper Vande Bharat Express runs between which cities? | New Delhi to Mumbai |
| 4 | Visa-free entry – Indian passport holders can travel to which countries? | Thailand, Maldives, Bhutan |
| 5 | United Nations declared 2026 as International Year of what? | International Year of Sustainable Tourism & Resilience |
| 6 | Scheme related to CGHS beneficiaries | CGHS digital health integration reforms |
| 7 | Organization partnered with LIC for rural penetration | Regional Rural Banks / Microfinance Institutions |
| 8 | Recent government initiatives | Women empowerment, MSME support, Digital India expansion |
| 9 | Important MoUs & partnerships | Defence, fintech, renewable energy collaborations |
| 10 | Recent international reports | IMF outlook, World Bank updates, Climate reports |
| 11 | Insurance fraud – challenges & prevention | Fake claims, digital fraud, AI-based detection |
| 12 | Insurance for All initiative | Universal insurance coverage vision by 2047 |
| 13 | Basic insurance terminology | Premium, Sum Assured, Nominee, Underwriting |
| 14 | Head office of IMF | Washington, D.C. |
| 15 | Head office of World Bank | Washington, D.C. |
| 16 | Role of Financial Stability Board (FSB) | Global financial system monitoring & stability recommendations |
| 17 | Recent global rankings | Human Development Report, Global Innovation Index |
| 18 | Government schemes & beneficiaries | PM-JAY, PMJDY, Stand-Up India |
| 19 | Countries in news | Visa policy changes, economic partnerships |
| 20 | Headquarters-based questions | WHO – Geneva, WTO – Geneva |
| 21 | Static + current conceptual mix | UN bodies, financial regulators, RBI policies |
Computer Knowledge
- Spam Folder
- SMTP (Simple Mail Transfer Protocol)
- Computer Awareness Topics:
- Select All (Ctrl + A)
- Open Source Operating System
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