NICL AO Salary 2025, Monthly Salary Starts At Rs 50,925, Check Details

National Insurance Company Limited (NICL) invites applications every year from aspirants and hire eligible candidates for Administrative Officer post in Generalist and Specialist cadre. This is one of the sought after job opportunity from Banking aspirants due to its handsome salary and perks. The NICL AO Salary offered to the candidates has its own advantages plus benefits such as medical, pension, etc. So, let’s know more about the NICL AO Salary structure, job profile, and what next after becoming an AO at NICL.

NICL AO Salary 2025

The starting salary of an AO at NICL is Rs. 50,925/- per month and after adding allowances and deducting some mandatory fees, the monthly gross salary is Rs. 85,000 in metropolitan cities which is a huge entry level job. This is why, every year, lakhs of candidates fill their form for this post.

NICL AO Pay Scale 2025

The NICL AO Pay scale is mentioned in the official NICL AO 2025 Notification PDF. As per that, the starting pay scale is Rs. 50925-2500(14)-85925-2710(4)-96765. The salary starts at Rs. 50925, but it keeps on increasing with yearly increments as per the rule. So, you can be assured that a promising career is waiting ahead.

NICL AO Salary Structure

As mentioned above, the starting salary Rs. 50,925 per month and for 14 years, employees receive annual increment of Rs. 2500 and for next 4 years, the increment is Rs. 2710 and after that the basic salary becomes Rs. 96,765.

NICL AO Salary 2025 Allowances

The NICL Salary is incomplete without allowances and perks provided to the employees as per norms. So, check these allowances below.

1. House Rent Allowance (HRA): Varies based on the city of posting.
2. Dearness Allowance (DA): Adjusted as per government norms and inflation rates.
3. Medical Benefits: Coverage for self and dependents as per company policy.
4. Gratuity: Applicable as per company rules.
5. Leave Travel Subsidy (LTS): Available as per company rules.
6. Pension: Under the New Pension Scheme (NPS) governed by PFRDA.
7. Leased Accommodation: Available as per company norms.

NICL AO Job Profile

Some of the tasks of an Administrative Officers are given below:

1. Underwriting: Approving insurance policies after risk assessment
2. Claim Management: Processing and verifying insurance claims
3. Customer Service: Handling queries, renewals, and complaints
4. Admin Tasks: Office management, compliance, and record-keeping
5. Specialist Roles: (For IT, Finance, Legal streams) – domain-specific duties

NICL AO Career Growth

NICL offers ample opportunities for career advancement. Administrative Officers can expect promotions through internal exams and interviews, leading to higher positions and increased responsibilities. The promotion process typically requires a minimum service period, ensuring that dedicated employees have a clear path to progress within the organization.

AO → Junior AO → Senior AO → Assistant Divisional Manager → Regional Manager → Zonal Manager → General Manager