What is the net in hand monthly LIC HFL Junior Assistant salary?

Around ₹27,000 to ₹29,500 in-hand salary.

LIC HFL Junior Assistant Salary 2026, CTC, Monthly Pay, Probation Period

The salary structure of LIC HFL Junior Assistant post has been mentioned in detail in the official notification. The LIC Housing Finance Limited (HFL) aims to hire candidates for 180 JA vacancies. It is better to know the full salary structure, annual CTC, and the monthly in-hand salary before you apply for the post. In this article, we have shared complete details about the LIC HFL Junior Assistant Salary.

LIC HFL Junior Assistant Salary 2026

Candidates selected for JA post receive an attractive CTC, along with allowances, insurance cover, PF benefits, and performance-based increments. The basic salary of JA starts from Rs. 20,000 and various allowances and benefits are added to the basic pay. Also, candidates have to contribute a required sum towards PF, Mediclaim, and Group Insurance. The salary in hand may vary from city to city depending on the population.

LIC HFL Salary Structure 2026 (Cost to Company)

Component	City I	City II	City III
Basic Pay	₹20,000	₹20,000	₹20,000
HRA	₹4,400	₹3,600	₹3,000
Other Benefits	₹8,400	₹7,600	₹7,000
Meal Coupon	₹5,040	₹5,040	₹5,040
PF (Company Contribution)	₹2,400	₹2,400	₹2,400
Mediclaim (Company)	₹1,119	₹1,119	₹1,119
Group Insurance (Company)	₹150	₹150	₹150
Total Monthly CTC	₹41,509	₹39,909	₹38,709
Total Annual CTC	₹4,98,108	₹4,78,908	₹4,64,508

Note: Meal coupon is calculated at Rs. 210 per working day (24 days considered). This amount may vary every month depending on working days.

LIC HFL Junior Assistant Net Salary in Hand 2026

Component	City I	City II	City III
Gross Pay (Basic + HRA + Benefits)	₹32,800	₹31,200	₹30,000
PF (Employee Contribution)	₹2,400	₹2,400	₹2,400
Mediclaim (Employee)	₹373	₹373	₹373
Group Insurance (Employee)	₹300	₹300	₹300
Professional Tax	₹200	₹200	₹200
Total Deductions	₹3,273	₹3,273	₹3,273
Net Monthly Pay	₹29,527	₹27,927	₹26,727
Meal Coupon (Extra)	₹5,040	₹5,040	₹5,040

LIC HFL Junior Assistant Salary: Allowances & Benefits

Along with the monthly salary, Junior Assistants receive:

Gratuity as per company rules
Staff Housing Loan Scheme
Performance Linked Incentive (PLI)
Annual increment up to 10% of Basic Pay based on performance
Medical insurance coverage for family

LIC HFL Junior Assistant Probation Period

The probation period for the Junior Assistant is 6 months from the date of joining, which may be extended as per company rules. During this period, the candidate’s performance is closely monitored. The probation may be extended as per company rules if the performance is not found satisfactory.