The IOB LBO Cut Off 2026 will be released by Indian Overseas Bank on www.iob.in, along with the scorecard, after the result declaration for the online exam held on 24 and 29 September 2026. The cut-off marks determine the minimum scores required to qualify for the next stage of the recruitment process.
Candidates who clear the online exam cut-off are called for the Language Proficiency Test (LPT), where applicable, and then the Personal Interview. Final selection is based on the online exam and the interview in the ratio of 80:20.
Below, we have provided the expected IOB LBO Cut Off 2026, previous year’s category-wise cut-off, sectional qualifying marks and the factors affecting the cut-off.
IOB LBO Cut Off 2026
The IOB LBO 2026 cut off is an important benchmark for candidates who appeared in the Indian Overseas Bank Local Bank Officer examination, held on 24 and 29 September 2026 for 250 Local Bank Officer vacancies under the 2026-27 recruitment cycle. Candidates should also understand that the IOB LBO cut-off is determined separately for different states and categories. Along with the overall cut-off, candidates must satisfy the sectional qualifying marks as well.
IOB LBO Cut Off 2026: Overview
| Particulars | Details |
| Organisation |
Indian Overseas Bank (IOB)
|
| Post Name |
Local Bank Officer (LBO), JMGS-I
|
| Advt. No. |
HRDD/RECT/02/2026-27
|
| Vacancies | 250 |
| Online Exam Dates |
24 and 29 September 2026
|
| Online Exam Marks |
200 (140 questions)
|
| Negative Marking |
0.25 mark per wrong answer
|
| Weightage (Online : Interview) | 80 : 20 |
| Cut-off Declared |
State-wise and category-wise
|
| Official Website | www.iob.in |
IOB LBO Expected Cut Off 2026 (Online Exam)
The table below gives the expected state-wise and category-wise cut-off marks for the online examination out of 200.
| State | SC | ST | OBC | EWS | UR |
| Tamil Nadu | 144 | 120 | 153 | 148 | 156 |
| Karnataka | 146 | 125 | 150 | 147 | 155 |
| Maharashtra | 154 | 142 | 156 | 156 | 159 |
| Gujarat | 144 | 133 | 146 | 146 | 152 |
IOB LBO Previous Year Cut Off
The previous year’s cut-off is one of the most useful indicators for estimating the expected cut-off in the current recruitment cycle. Indian Overseas Bank released the official cut-off details for the 2025–26 Local Bank Officer recruitment on 16 April 2026. The online examination was conducted on 12 July 2025, and the cut-off was released separately for different states and categories.
IOB LBO Cut Off 2025-26
The cut off has been released cut off for both online exam and online exam plus interview out of 100. This cut off has been determined based on total number of candidates who appeared, vacancy, and difficulty level of the exam. Check the overall and sectional cut off marks below.
IOB LBO Cut Off (Online Exam) – State and Category-wise
| State | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|
| Gujarat | 141.00 | 130.00 | 142.75 | 142.75 | 149.50 |
| Maharashtra | 151.75 | 139.25 | 153.25 | 153.00 | 156.25 |
| Odisha | 143.50 | 131.50 | 149.25 | 150.50 | 155.25 |
| Punjab | 144.50 | 93.50 | 146.25 | 151.75 | 157.00 |
| Tamil Nadu | 140.25 | 73.25 | 150.50 | 98.75 | 153.00 |
| West Bengal | 148.50 | 116.00 | 145.25 | 145.50 | 157.50 |
IOB LBO Sectional Cut Off
| Category | RC (60) | GE (40) | DA (60) | EK (40) |
|---|---|---|---|---|
| SC / ST / OBC / PwBD | 23.75 | 2.00 | 20.00 | 10.50 |
| UR / EWS | 34.25 | 3.25 | 30.00 | 14.75 |
IOB LBO (Online Exam+Interview) Cut Off
| State | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|
| Gujarat | 74.20 | 67.90 | 73.90 | 75.40 | 76.90 |
| Maharashtra | 77.90 | 72.00 | 78.30 | 78.30 | 79.40 |
| Odisha | 73.40 | 70.40 | 78.10 | 77.40 | 79.10 |
| Punjab | 76.20 | 63.10 | 77.00 | 75.80 | 79.90 |
| Tamil Nadu | 74.20 | 56.90 | 77.70 | 66.20 | 78.60 |
| West Bengal | 75.50 | 66.10 | 75.90 | 75.90 | 80.60 |
How to Check the IOB LBO Cut Off 2026?
To check the Indian Overseas Bank LBO Cut Off 2026, follow these simple steps:
- Visit the Official Website: Go to www.iob.in, the official website of Indian Overseas Bank.
- Navigate to the Careers Section: Scroll down and click on the “Careers” link available on the homepage.
- Find the Recruitment Section: Look for the latest update related to the LBO (Local Bank Officer) recruitment 2026.
- Click on Cut Off Link: Once you find the cut-off notice, click on it to view the category-wise and section-wise cut-off marks.
- Download & Save: Download the cut-off PDF for future reference.
Factors Affecting the IOB LBO Cut Off
The IOB LBO Cut Off is determined based on several key factors, including:
- Total Number of Candidates Appearing: A higher number of applicants increases competition, impacting the cut-off.
- Difficulty Level of the Exam: If the exam is tough, the cut-off may be lower and vice versa.
- Number of Vacancies: Fewer vacancies usually lead to higher cut-off marks.
- Candidate Performance: Overall performance of candidates in the exam also affects the cut-off trends.
- Category of the Candidate: Different cut-offs are set for different categories (UR, SC, ST, OBC, etc.) as per government reservation norms.
- Previous Year Cut-Off Trends: Last year’s cut-off also helps set a benchmark for the current year.
IOB LBO Cut Off 2026 FAQs
When will the IOB LBO Cut Off 2026 be released?
IOB releases the cut-off along with the result and scorecards on www.iob.in.
What is the expected IOB LBO Cut Off 2026 for the UR category?
It is expected to be between 152 and 159 out of 200, depending on the state.
Is the IOB LBO cut-off state-wise?
Yes. The cut-off is declared state-wise and category-wise.
What was the IOB LBO Cut Off 2025 for the UR category?
It was 156.25 in Maharashtra, 153.00 in Tamil Nadu and 149.50 in Gujarat.
What is the weightage of the online exam and interview in IOB LBO?
The weightage is 80% for the online exam and 20% for the interview.
Is there negative marking in the IOB LBO exam?
Yes. 0.25 mark is deducted for each wrong answer.
What factors decide the IOB LBO cut-off?
Vacancies, number of candidates, difficulty level of the shifts and the previous year trend.
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