Bank of India Credit Officer Syllabus 2026, Exam Pattern

The Bank of India has announced 514 Credit Officer vacancies, and the selection process involves an online exam followed by an interview round. Understanding the Bank of India Credit Officer Syllabus 2026 and the exam pattern is essential to prepare effectively and avoid wasting time on irrelevant topics. In this article, we will provide a complete breakdown of the BOÍ syllabus, including the subject-wise topics, selection process, exam pattern, and more.

Bank of India Credit Officer Syllabus 2026

The syllabus and exam pattern of the Bank of India Credit Officer recruitment 2026 comprises two major components: General Aptitude and Professional Knowledge. The general aptitude consists of Reasoning Ability, English Language, and Quantitative Aptitude. The Bank of India Credit Officer Syllabus 2026 is designed to assess a candidate’s professional knowledge along with their general aptitude. Candidates are advised to study each section thoroughly, as questions are framed to test both, conceptual and practical understanding.

Bank of India Credit Officer Syllabus Overview

Before we breakdown the subject-wise BOI Credit Officer Syllabus 2026, let’s take a quick look at the key updates and information regarding the Bank of India Credit Officer Recruitment 2026:

Bank of India Credit Officer Selection Process 2026

The Bank of India Credit Officer Selection Process 2026 generally includes the following stages:

• Online Written Examination
• Interview

Candidates who score above the cut-off marks are shortlisted for the interview round. Final selection is based on combined performance in the written exam and interview.

Bank of India Credit Officer Exam Pattern 2026

The exam pattern for the BOI Credit Officer Exam 2026 is an online objective paper comprising 150 questions for a total of 150 marks (each question carries 1 mark). The total time duration is of 120 minutes. There is a negative marking of 0.25 dedcuted for each incorrect answer. Refer to the table below for the detailed Bank of India Credit Officer Exam Pattern 2026:

Bank of India Credit Officer Subject-wise Syllabus 2026

The syllabus is one of the most important part of the study preparation. A detailed breakdown of the subject-wise topics for the Bank of India Credit Officer Syllabus 2026 has been provided below:

Bank of India Credit Officer Syllabus 2026 for English Language

This section evaluates reading, writing, and comprehension skills.

• Reading Comprehension
• Cloze Test
• Error Detection
• Sentence Correction
• Fill in the Blanks
• Para Jumbles
• Vocabulary (Synonyms, Antonyms, Idioms)

Bank of India Credit Officer Syllabus 2026 for Reasoning Ability

Reasoning questions test logical and analytical thinking.

• Seating Arrangement (Linear and Circular)
• Puzzles (Floor-based, Box-based, Scheduling)
• Direction Sense Test
• Blood Relations
• Syllogism
• Inequalities
• Coding-Decoding
• Input-Output
• Data Sufficiency
• Logical Sequence

Bank of India Credit Officer Syllabus 2026 for Quantitative Aptitude

This section checks numerical ability and problem-solving skills.

• Simplification and Approximation
• Number Series
• Percentage
• Profit and Loss
• Simple and Compound Interest
• Ratio and Proportion
• Time and Work
• Time, Speed, and Distance
• Table-based DI
• Bar Graphs
• Pie Charts
• Line Graphs
• Caselet DI

Bank of India Credit Officer Syllabus 2026 for Professional Knowledge

This is the most important section of the Bank of India Credit Officer Syllabus 2026. Topics include:

• Principles of Banking
• Types of Loans and Advances
• Credit Appraisal
• Risk Management
• NPA Management
• Basel Norms
• Financial Statements Analysis
• Priority Sector Lending
• RBI Guidelines and Policies

Preparation Tips for Bank of India Credit Officer Exam 2026

The key to crack any competitive exam is consistency and relentless practice. Follow these preparation tips, and make adjustments according to your needs and ability:

• Start with Professional Knowledge, as it has the highest weightage.
• Make short notes for banking and credit-related concepts.
• Practice mock tests regularly to understand the exam level.
• Revise current affairs daily, especially banking news.
• Focus on accuracy to minimize negative marking.
• Allocate time wisely to each section during practice.