CAIIB Exam Pattern 2025: Papers List, Marks, and Exam Structure

The Indian Institute of Banking and Finance (IIBF) conducts the CAIIB Exam 2025 twice in a year to help banking professionals to get ahead in their careers. The CAIIB Exam tests the knowledge about Banking& Financial Management, Regulations & Laws, Risk Management, etc. The CAIIB Pattern consists of total 5 papers out of which 4 are compulsory papers and 1 is Elective paper. To qualify each paper, candidates need to obtain 50 marks out of 100.

Know more in detail about the CAIIB Exam Pattern, Mode of Examination, CAIIB Paper-wise details, and qualifying marks.

CAIIB Exam Pattern 2025

IIBF CAIIB 2025 Exam has been scheduled from 1st to 29th June 2025 and it is important to have qualified JAIIB to appear for it. The registrations for this May-June 2025 session CAIIB is now over and it will open again in August 2025. So, those who could not apply, can do so then. But before that, candidate must be aware about the CAIIB Paper Pattern and Syllabus as without it, cracking the exam is not possible. So, for a clear understanding we have discussed the exam pattern and some important aspects of it.

CAIIB Papers 2025

There are 4 compulsory paper and 1 Elective paper (out of 5 subject, candidates can choose one). The name of the CAIIB Papers is as follows:

CAIIB Papers 2025
Paper Type	Paper Name
Compulsory Paper	Paper 1: Advanced Bank Management(ABM) Paper 2: Bank Financial Management(BFM) Paper 3: Advanced Business and Financial Management (ABFM) Paper 4: Banking Regulations and Business Laws (BRBL)
Elective Paper	Paper 5: Elective Paper (Rural Banking, Human Resources Management, Information Technology and Digital Banking, Risk Management, Central Banking)

CAIIB Exam Pattern 2025: Marks and Duration

Each paper in CAIIB Exam consists of 100 questions of 1 mark each and total duration of each paper is 2 hours. There is no negative marking for both unanswered and incorrect answers. The question are asked in the multiple choice based pattern. All the 5 papers will be conducted on 5 different days and it is mandatory to appear for all.

CAIIB Exam Pattern 2025
Paper	Subjects	No. of Questions	Marks	Duration
I	Advanced Bank Management(ABM)	100	100	2 hour
II	Bank Financial Management (BFM)	100	100	2 hour
III	Advanced Business and Financial (ABFM) Management	100	100	2 hour
IV	Banking Regulations and Business Laws (BRBL)	100	100	2 hour
V	Elective Paper (Any One)	100	100	2 hour

CAIIB Papers: Qualifying Marks & Passing Criteria

To successfully clear the CAIIB (Certified Associate of Indian Institute of Bankers) examination, candidates must fulfill the following qualifying criteria:

Minimum Qualifying Marks:

Pass Marks (Per Subject): A minimum of 50 out of 100 marks is required in each subject.
Aggregate Passing (Single Attempt): If a candidate scores at least 45 marks in each subject and achieves an overall aggregate of 50%, they will be considered to have passed the exam in that single attempt.
Credit Retention: Candidates who pass one or more papers can retain credits for the passed subjects until the examination’s validity period expires.

CAIIB Class of Pass (2025)

The Class of Pass is awarded based on overall performance and attempt status:

First Class: To be awarded First Class, the following conditions must be met:

Aggregate Score: 60% or above across all subjects. All papers must be passed in the first physical attempt.

First Class with Distinction: This is the highest honor in the CAIIB examination. To earn a First Class with Distinction, candidates must:

Achieve a 70% or higher aggregate score across all subjects.
Score at least 60% in each subject individually.
Pass all subjects in the first physical attempt.

CAIIB Paper-wise Modules To Be Covered

The paper-wise modules to be covered is given below. For more details about topics, you can check CAIIB Syllabus 2025.

CAIIB Paper-wise Modules Name (Compulsory Paper)
Paper	Module Names
Paper 1: Advanced Bank Management (ABM)	– Module A: Statistics – Module B: Human Resource Management – Module C: Credit Management – Module D: Compliance in Banks & Corporate Governance
Paper 2: Bank Financial Management (BFM)	– Module A: International Banking – Module B: Risk Management – Module C: Treasury Management – Module D: Balance Sheet Management
Paper 3: Advanced Business & Financial Management (ABFM)	– Module A: The Management Process – Module B: Advanced Concepts of Financial Management – Module C: Valuations, Mergers, & Acquisitions – Module D: Emerging Business Solutions
Paper 4: Banking Regulations and Business Laws (BRBL)	– Module A: Regulations and Compliance – Module B: Important Acts/Laws & Legal Aspects of Banking Operations (Part A) – Module C: Important Acts/Laws & Legal Aspects of Banking Operations (Part B) – Module D: Commercial & Other Laws with Reference to Banking Operations
Elective Papers
Elective Paper	Modules Name
Paper 1: Rural Banking	– Module A: Rural India – Module B: Financing Rural Development – Module C: Priority Sector Financing & Govt. Initiatives – Module D: Problems & Prospects in Rural Banking
Paper 2: Human Resources Management	– Module A: Human Resource Management – Module B: Building an HR Strategy – Module C: Motivation, Training, and Skill Development – Module D: Personnel Management and Industrial Relations – Module E: Emerging Scenario in HRM
Paper 3: Information Technology & Digital Banking	– Module A: Information Technology & Digital Banking – Module B: Systems & Design – Module C: Banking Technology Applications & Digital Banking – Module D: Information System Security Controls & Audit
Paper 4: Risk Management	– Module A: Risk & Risk Management Framework – Module B: Credit Risk – Module C: Market Risk – Module D: Operational Risk – Module E: Basel & RBI Guidelines on Risk Management – Module F: Derivatives & Risk Management
Paper 5: Central Banking	– Module A: Rationale & Functions of Central Bank – Module B: Central Banking in India – Module C: Monetary & Credit Policies – Module D: Management of Foreign Exchange Reserves & Constituents of Indian Financial Market – Module E: Regulation, Supervision, and Financial Stability – Module F: Non-Banking Financial Companies & Primary Dealers