The Life Insurance Corporation of India (LIC) has released the LIC AAO Notification 2025 for 841 vacancies of Assistant Administrative Officer (AAO) in Generalist and Specialist streams, along with Assistant Engineer (AE) posts. The LIC AAO Recruitment 2025 online application process has started at www.licindia.in and will remain open until 8th September 2025. Eligible candidates aged between 21 to 30 years with a graduation degree can apply online for LIC AAO 2025 before the last date.
LIC AAO 2025 Official Notification Out
The Life Insurance Corporation of India (LIC), the country’s largest government-owned insurance company, has released the LIC AAO Notification 2025 for Assistant Administrative Officer (AAO) and Assistant Engineer (AE) posts. Two separate official notifications have been published for the Generalist and Specialist streams on the LIC website.
Eligible candidates can submit their online applications within the given deadline. Before applying, aspirants are advised to carefully go through the official notification to understand the eligibility criteria, exam pattern, and other important details.
Post Name | Official PDF Link |
LIC AAO (Generalist) | Download PDF |
LIC AAO (Specialist and AE) | Download PDF |
LIC AAO Exam 2025 – Highlights
The LIC conducts the LIC AAO Exam 2025 to recruit candidates for the post of Assistant Administrative Officer (AAO) in the Generalist and Specialist streams. It is one of the most prestigious insurance sector exams in India, attracting lakhs of aspirants each recruitment cycle.
The selection process for LIC AAO consists of three stages: Prelims, Mains, and Interview, and the salary package ranges from Rs. 88,635 to Rs. 1,69,025 per month. Check important highlights of the LIC AAO recruitment below:
Particulars | Details |
Name of Organisation |
Life Insurance Corporation of India (LIC)
|
Post Name |
Assistant Administrative Officer (AAO) – Generalist and Specialist
|
Exam Level | National |
Mode of Application | Online |
Application Dates |
16 August to 8 September 2025
|
Vacancy | 841 |
Educational Qualification | Graduation |
Age Limit | 21 to 30 Years |
Exam Mode | Online |
Language | English / Hindi |
Salary |
Rs. 88,635 – Rs. 1,69,025 (with scale increments)
|
Official Website |
https://licindia.in/
|
Negative Marking |
No negative marking
|
Selection Process |
Prelims → Mains → Interview
|
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LIC AAO Recruitment 2025: Important Dates
Candidates must keep track of all the events, such as the release of notification, online application dates, admit card, and exam schedule to avoid missing any deadline. The complete LIC AAO 2025 timeline is provided below.
Events | Dates |
Notification Release Date |
16th August 2025
|
Application Start Date |
16th August 2025
|
Last Date to Apply |
8th September 2025
|
Prelims Exam Date |
3rd October 2025
|
Mains Exam Date |
8th November 2025
|
LIC AAO Vacancy 2025
The Life Insurance Corporation (LIC) has announced a total of 841 vacancies for the recruitment drive. Out of these, 410 vacancies are for the Specialist stream, while 350 vacancies are for the Generalist stream. In addition, LIC has also released 81 vacancies for the post of Assistant Engineer, making it a comprehensive opportunity for aspirants across different roles.
LIC AAO Specialist Vacancy 2025
The LIC AAO Specialist stream includes the following posts, and vacancies have been divided among all posts as per the requirement. Check post-wise vacancies below:
Post | SC | ST | OBC | EWS | UR | Total |
AAO (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
AAO (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
AAO (Legal) | 4 | 2 | 7 | 3 | 14 | 30 |
Total (AAO Specialist) | 58 | 29 | 100 | 44 | 179 | 410 |
LIC AAO Generalist Vacancy
The Generalist post has a total of 350 vacancies, which include both current-year and backlog vacancies. Out of these, 142 vacancies are allotted to the Unreserved (UR) category, while the remaining vacancies are distributed among other categories as detailed in the table below.
Reservation | SC | ST | OBC | EWS | UR | Total |
Current Year | 51 | 22 | 88 | 38 | 142 | 341 |
Backlog | 0 | 6 | 3 | – | – | 9 |
Total | 51 | 28 | 91 | 38 | 142 | 350 |
LIC AAO Assistant Engineer Vacancy 2025
The new vacancy introduced along with the AAO is Assistant Engineer. Candidates can check post-wise vacancies here.
Post | SC | ST | OBC | EWS | UR | Total |
AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
AE (Electrical) | 4 | 3 | 8 | 3 | 13 | 31 |
Total | 12 | 6 | 21 | 8 | 34 | 81 |
LIC AAO Exam Date 2025
The Life Insurance Corporation of India (LIC) has released the official notification for the LIC AAO Exam 2025 along with the complete schedule. As per the notification, the Preliminary Exam will be held on 3rd October 2025, followed by the Main Exam on 8th November 2025. Candidates are advised to mark these dates and plan their preparation accordingly to maximise their chances of success.
Event | Date |
LIC AAO Preliminary Exam 2025 |
3rd October 2025
|
LIC AAO Main Exam 2025 |
8th November 2025
|
LIC AAO 2025 Eligibility Criteria
The LIC AAO Eligibility Criteria 2025 post includes the fulfilment of the age limit criteria and education qualification. Candidates must check the eligibility for the LIC AAO Recruitment. Please note the following points:
Age Limit (As on 1/8/2025)
Generalist post: The candidate must be at least 21 years old as of 1st August 2025. The upper age limit is 30 years as of 1st August 2025. This means applicants should have been born between 2nd August 1995 and 1st August 2004 (both dates inclusive).
Specialist Post: The post-wise age limit varies in the specialist cadre. Check the table below.
Post | Age Limit (as on 01.08.2025) |
AE (Civil) | 21–30 years (Born between 02.08.1995 and 01.08.2004) |
AE (Electrical) | |
AAO (Company Secretary) | |
AAO (Actuarial) | |
AAO (Insurance Specialist) | |
AAO (Legal) | 21–32 years (Born between 02.08.1993 and 01.08.2004) |
AAO (Chartered Accountant) |
Age Relaxation is as follows:
Category | Age Relaxation Period |
---|---|
SC/ST | 5 Years |
OBC | 3 Years |
PwBD (Gen) | 10 Years |
PwBD (SC/ST) | 15 Years |
PwBD (OBC) | 13 Years |
ECO/SSCO (GEN) | 5 Years |
ECO/SSCO (SC/ST) | 10 Years |
ECO/SSCO (OBC) | 8 Years |
Confirmed LIC employees | Further 5 Years |
Education Qualification
Generalist posts: Candidates must possess a Bachelor’s degree from a recognised university or institution approved by the Government of India or relevant regulatory authorities. Proof of result declaration must be submitted at the time of the interview.
Specialist Post: The qualifications required and experience is different for each post. Check the details below.
Post | Educational Qualification |
Experience Requirement
|
AAO (Chartered Accountant) | Bachelor’s Degree + Passed Final Exam of ICAI + Associate Member of ICAI |
Articleship completed; Membership verification required
|
AAO (Company Secretary) | Bachelor’s Degree + Qualified Member of ICSI | – |
AAO (Actuarial) | Bachelor’s Degree in any discipline + Passed at least 6 papers of the Institute of Actuaries of India/UK |
Membership verification required
|
AAO (Insurance Specialist) | Bachelor’s Degree in any discipline + Fellowship of Insurance Institute of India (Life) |
Minimum 5 years in Life Insurance Companies (regulated by IRDAI)
|
AAO (Legal) | Bachelor’s Degree in Law with minimum 50% marks (45% for SC/ST/PwBD) |
Enrolled Advocate + Minimum 2 years’ post-enrolment legal experience
|
LIC AAO Application Form
The LIC AAO 2025 online application process is now active on the official LIC website. Eligible candidates can register and submit their applications by paying the required application fee or intimation charges through the portal. The payment can be made conveniently via internet banking, debit/credit cards, UPI, or other online payment modes accepted by LIC.
LIC AAO Application Fees | |
Category | Application Fees |
Others | Rs.700 |
SC/ST | Rs.85 |
PwBD | Rs.85 |
LIC AAO Apply Online 2025 Link- Click to Apply
Steps to Fill the Online Form
- Visit the official website of LIC – licindia.in.
- Go to Careers Section and click on “Recruitment of AAO 2025”.
- Register online by entering basic details and generating login credentials.
- Fill the application form with personal, educational, and communication details.
- Upload documents – scanned photo, signature, and other required files.
- Pay the application fee through online modes (Debit/Credit/UPI/Net Banking).
- Submit the form and take a printout of the confirmation page for future use.
LIC AAO 2025 Selection Process
There are three stages in the LIC AAO Selection Process as discussed in the table below.
Stage | Details |
Preliminary Exam |
Online test with objective-type questions. Qualifying in nature.
|
Main Exam |
Objective + Descriptive paper. (Pattern varies for Generalist and Specialist Post)
|
Interview |
Personal Interview for candidates shortlisted from the Mains Exam.
|
Final Selection |
Based on marks obtained in the Mains + Interview.
|
LIC AAO 2025 Exam Pattern
The LIC AAO Pattern is similar to other bank exams. For the two-staged online exam, the preliminary exam will be followed by the main exam. The exam pattern for both the Prelims and Mains Exam has been tabulated below.
Prelims Pattern
The prelims include 100 questions for 70 marks from Reasoning, Quantitative Aptitude, and English sections. The candidates get 60 minutes to solve the paper.
Sections | Number of Questions | Total Marks | Duration |
Reasoning | 35 | 35 | 20 minutes |
Quantitative Aptitude | 35 | 35 | 20 minutes |
English Language | 30 | 30 | 20 minutes |
Total | 100 | 70 | 60 minutes |
Mains Pattern
The main examination includes 120 questions for 300 marks from Reasoning, General Knowledge, Professional Knowledge, and Insurance and Financial Market Awareness sections.
Sr. No. | Sections | Number of Questions | Total Marks | Duration |
1. | Reasoning | 30 | 90 | 40 minutes |
2. | General Knowledge, Current Affairs | 30 | 60 | 20 minutes |
3. | Professional knowledge | 30 | 90 | 40 minutes |
4. | Insurance and Financial Market Awareness | 30 | 60 | 20 minutes |
Total | 120 | 300 | 120 minutes |
- Marks in English will not be counted for ranking in both Phase 1 and Phase 2
- Candidate MUST pass each Section separately and should also obtain minimum marks in the aggregate to qualify for the online examinations (Preliminary and Main) and the interview
Descriptive Paper (Qualifying)
Here is the exam pattern for the descriptive examination, including the maximum marks, number of questions, and duration.
Topics | No. of Question | Maximum Marks | Time Duration |
English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal) | 2 | 25** | 30 minutes |
LIC AAO Syllabus
The LIC AAO Syllabus 2025 includes subjects such as Reasoning, Quantitative Aptitude, English Comprehension, and General Awareness. While the prelims and mains syllabus is largely similar, the mains exam also features additional sections like General Awareness, Data Analysis & Interpretation, Professional Knowledge, and Insurance & Financial Market Awareness.
Reasoning Ability
|
Quantitative Aptitude | GK & Current Affairs | English Language |
Seating Arrangements | Simplification | Indian Constitution | Parts of Speech |
Coding-Decoding | Number Series | Environment Topics | Subject-Verb Agreement |
Blood Relations | HCF and LCM | National & International Events | Error Corrections |
Direction Test | Simple & Compound Interest | Government Schemes | Sentence Improvement |
Puzzles | Profit and Loss | Sports News | Spotting Errors |
Order and Ranking | Permutation & Combination | Awards and Honours | Antonyms & Synonyms |
Input-Output | Problem on Ages | Government Policies |
Active & Passive Voice
|
Inequalities | Work and Time | New Legislations |
Direct & Indirect Speech
|
Alphabet & Number Series | Speed, Distance & Time | Science & Technology |
Idioms and Phrases
|
Statement, Arguments & Conclusion | Probability | Books & Authors | Singular-Plural |
Syllogism | Average | Important Days | Para-jumbles |
Machine Input-Output | Boats & Streams | Committees, Commissions & Reports | Fillers |
Analytical Reasoning | Cistern & Pipe | Inventions & Discoveries |
Passage Completion
|
Logical Reasoning | Quadratic Equations | Person in the News |
Reading Comprehension
|
Alpha-Numeric-Symbol Series | Approximation | National & International Organisations | Cloze Tests |
Mensuration |
Vocabulary-based Questions
|
||
Ratio & Proportion
|
Word Usage | ||
Partnership |
Phrase/Connector
|
||
Percentage | |||
Surds & Indices | |||
Mixtures & Allegations
|
|||
Data Sufficiency | |||
Data Interpretation (Bar Graph, Line Chart, Tabular, Radar/Web, Pie Chart)
|
LIC AAO Previous Year Question Papers
Preparing for the LIC AAO Exam 2025 becomes easier if you go through LIC AAO Previous Year Question Paper.. These papers give you an idea of the question pattern, difficulty level, and important topics. By practicing them, you can:
- Understand past exam trends
- Check your preparation level
- Improve speed and accuracy
LIC AAO 2025 Cut Off
The LIC AAO Result 2025 is declared separately for each stage. Along with the result, LIC also releases the LIC AAO cut-off. Check the previous year Phase 1 cut off below which has been given for your reference.
LIC AAO Prelims Previous Year Cut off | ||
LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
Reasoning Ability | 16 | 18 |
Quantitative Aptitude | 16 | 18 |
English Language | 9 | 10 |
LIC AAO 2025 Salary Structure
The LIC AAO salary is one of the biggest attractions for aspirants and it is the major attraction for candidates to apply every year. The salary is as follows:
- Basic Pay: Rs. 88,635 per month
- Pay Scale: Rs. 88,635 – 4,385(14) – 1,50,025 – 4,750(4) – 1,69,025
- Gross Salary in Metro Cities: Around Rs. 1,26,000 per month (includes HRA + CCA)
Perks & Benefits of LIC AAO:
- Contributory Pension & Gratuity
- Leave Travel Concession (LTC)
- Medical & Insurance Facilities
- Vehicle Loan Facility
- Meal Coupons
- Reimbursements (Mobile, Furniture, Briefcase, etc.)
- Maid Allowance
- Other allowances as per LIC rules
LIC AAO 2025 Mock Test
Attempting LIC AAO Mock Tests is the best way to prepare. Mock tests give you a real exam-like experience, help in time management, and highlight your strong and weak areas.
Benefits of Mock Tests:
- Improve accuracy and speed
- Get familiar with exam difficulty level
- Boost confidence before the actual exam
LIC AAO 2025 Exam Centre List
LIC conducts the LIC AAO 2025 at different exam centres across the country. The candidates were given the option to select their preferred exam centre. Below is the list of various cities according to the state in which LIC will conduct its LIC AAO exam.
Check: LIC AAO Exam Centres List
LIC AAO 2025 Call Letter
The LIC AAO Call Letter 2025 will be released on the official website licindia.in. A separate admit card will be available for each stage of the exam.
Details on Call Letter:
- Candidate’s Name & Roll Number
- Exam Date & Shift
- Test Centre Address
- Exam Day Instructions
Note: Candidates must carry a printed copy of the call letter along with a valid photo ID proof. Entry will not be allowed without it
Useful Preparation Tips for LIC AAO Aspirants
Preparation for LIC AAO should begin with a clear understanding of the Exam Pattern and Syllabus, as this helps identify the exam’s requirements. Once familiar, candidates can follow the tips outlined below:
- Focus on Insurance & Financial Awareness: Since it’s a specialised exam, keep yourself updated on insurance terms, policies, and current financial news.
- Practice Previous Year Papers & Mock Tests: This will help you get familiar with question trends and improve speed & accuracy.
- Strengthen Quant & Reasoning: Focus on speed-based calculations, puzzles, and data interpretation, as these sections are time-consuming.
- Work on English Skills and Current Affairs: Read newspapers daily, practice comprehension, and improve grammar for better performance. Also, prepare at least 6 months of current affairs.
- Make Short Notes for Revision: Especially for GA and insurance topics, keep crisp notes for last-minute review.
- Adapt to Time Management: Learn to attempt high-scoring sections first, and don’t get stuck on lengthy questions.