Correct option is D
The correct improvement for the highlighted part of the sentence
"In the major cities cost of life is very high" is
"the cost of living is."
· This correction improves the phrase to "the cost of living is very high," which is the standard way to refer to the general expenses associated with daily living in urban areas.
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Example: In New York, the cost of living is among the highest in the world.
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Other options:
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(a) "cost of life are" and
(b) "the cost of living are" are grammatically incorrect due to verb-number disagreement.
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(c) "No improvement" does not address the incorrect phrase "cost of life."