In which indirect speech does the individual digress to give unnecessary and often irrelevant details before arriving at the main point?

Correct option is B

Circumstantiality refers to a communication pattern where an individual includes excessive and unnecessary details but eventually returns to the main point. It is seen in some psychiatric conditions such as schizophrenia or mania and may affect the clarity and efficiency of conversation.
Explanation of options: (a) ✘ Neologism – Refers to the creation of new, often nonsensical words; unrelated to excessive detail. (b) ✔ Circumstantiality – Marked by unnecessary digressions before reaching the point. (c) ✘ Confabulation – Involves fabricating false memories to fill memory gaps. (d) ✘ Tangentiality – The speaker never returns to the original topic, unlike circumstantiality.