Correct option is D
Downstream speed of the boat = 120/5 = 24 km/hr
We know, always downstream speed > upstream speed
upstream speed of the boat = 24 – 3 = 21 Km/hr
So, still water speed of the boat = (24+21)/2 = 45/2=22.5 km/hr
And speed of stream = (24-21)/2 = 3/2=1.5 km/hr
Required ratio = 22.5 : 1.5 = 15 : 1