The LIC AAO Notification 2025 has been released by the Life Insurance Corporation of India for 841 vacancies for the posts of Assistant Administrative Officer (AAO) in both Generalist and Specialist streams, as well as Assistant Engineer (AE). The online application window has been activated at www.licindia.in and will remain open until 8th September 2025. Candidates between 21 to 30 years of age with a graduation degree are eligible to apply. So, do not miss this opportunity and submit your application today.
LIC AAO Notification 2025
The Life Insurance Corporation of India (LIC) stands as the premier government-owned insurance company in the country, making it a highly sought-after workplace for many aspirants. The LIC AAO exam offers a great opportunity for candidates to secure a prestigious role in the insurance sector. The selection process will be carried out in three stages: Preliminary Examination, Main Examination, and Interview.
Selected candidates will receive an attractive salary package ranging from Rs. 88,635 to Rs. 1,69,025 per month along with other allowances and benefits. With no negative marking in the exam, the LIC AAO Recruitment 2025 presents a great opportunity for aspirants looking to build a stable and rewarding career in the financial and insurance sector.
LIC AAO Notification 2025 Official PDF (Generalist)
LIC AAO Notification 2025 Official PDF (Specialist)
LIC AAO Exam 2025 – Highlights
The LIC AAO Exam 2025 is a national-level recruitment for the post of Assistant Administrative Officer in Generalist and Specialist categories. The exam consists of Prelims, Mains, and an Interview.
| Particulars | Details |
| Name of Organisation |
Life Insurance Corporation of India (LIC)
|
| Post Name |
Assistant Administrative Officer (AAO) – Generalist and Specialist
|
| Exam Level | National |
| Mode of Application | Online |
| Application Dates |
16 August to 8 September 2025
|
| Vacancy | 841 |
| Educational Qualification | Graduation |
| Age Limit | 21 to 30 Years |
| Exam Mode | Online |
| Language | English / Hindi |
| Salary |
Rs. 88,635 – Rs. 1,69,025 (with scale increments)
|
| Official Website |
https://licindia.in/
|
| Negative Marking |
No negative marking
|
| Selection Process |
Prelims → Mains → Interview
|
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LIC AAO Recruitment 2025: Important Dates
The official notification mentions the important dates related to LIC Recruitment 2025. Candidates can make note of these dates and plan accordingly.
| Events | Dates |
| Notification Release Date |
16th August 2025
|
| Application Start Date |
16th August 2025
|
| Last Date to Apply |
8th September 2025
|
| Prelims Exam Date |
3rd October 2025
|
| Mains Exam Date |
8th November 2025
|
LIC AAO Exam Date 2025
The Life Insurance Corporation of India (LIC) has released the official notification for the LIC AAO Exam 2025 along with the exam dates. As per the schedule, the Preliminary Exam will take place on 3rd October 2025, followed by the Main Examination on 8th November 2025. Candidates aspiring for this post should take note of these dates and begin their preparation in a planned manner to maximize their chances of success.
LIC AAO Vacancy 2025 Post-wise Details
LIC has released a total of 841 vacancies, which includes 410 vacancies for the Specialist stream and 350 for the Generalist stream. Combined with the specialist stream, LIC has also released 81 vacancies for Assistant Engineer.
LIC AAO Specialist Vacancy 2025
The LIC AAO Specialist stream includes the following posts:
- AAO CA
- AAO CS
- AAO Actuarial
- AAO Insurance Specialist
- AAO Legal
Check post-wise vacancies below:
| Post | SC | ST | OBC | EWS | UR | Total |
| AAO (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 7 | 3 | 14 | 30 |
| Total (AAO Specialist) | 58 | 29 | 100 | 44 | 179 | 410 |
LIC AAO Generalist Vacancy
The total Generalist post vacancy includes 350 vacancies, consisting of backlog and current year’s vacancies. For the Unreserved category, the total vacancy is 142, and for the rest of the categories, it is given in the table:
| Reservation | SC | ST | OBC | EWS | UR | Total |
| Current Year | 51 | 22 | 88 | 38 | 142 | 341 |
| Backlog | 0 | 6 | 3 | – | – | 9 |
| Total | 51 | 28 | 91 | 38 | 142 | 350 |
LIC AAO Assistant Engineer Vacancy 2025
The new vacancy introduced along with the AAO is Assistant Engineer. Candidates can check post-wise vacancies here.
| Post | SC | ST | OBC | EWS | UR | Total |
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 13 | 31 |
| Total | 12 | 6 | 21 | 8 | 34 | 81 |
LIC AAO Application Form 2025
The LIC AAO 2025 online application process began on August 16, 2025. Eligible candidates can complete their registration and pay the required application fee/intimation charges through the official website. The last date to apply online for LIC AAO 2025 is 8th September 2025. Candidates are advised to fill out the form carefully before the deadline to avoid last-minute issues. Click on the link below.
LIC AAO Apply Online 2025 Link (Active)
How to Apply LIC AAO Application Form 2025?
- Visit the official LIC website (www.licindia.in) → Careers section.
- Click on “Recruitment of AAO 2025” and complete New Registration.
- Fill the application form with personal, academic, and contact details.
- Upload scanned photo, signature, thumb impression, and declaration.
- Pay the application fee online (Debit/Credit Card, Net Banking, UPI).
- Submit the form and download/print the confirmation for future use.
LIC AAO Application Fees Category Wise
After completing the application form, candidates must pay an application fee of Rs. 700/-. The payment can be made online using internet banking, debit/credit cards, UPI, or any other mode of payment accepted by the board.
| LIC AAO Application Fees | |
| Category | Application Fees |
| Others | Rs.700 |
| SC/ST | Rs.85 |
| PwBD | Rs.85 |
LIC AAO Recruitment 2025 Eligibility Criteria
The Eligibility criteria for the LIC AAO post include the fulfilment of age limit criteria and education qualification. Candidates must check the essentiality of the LIC Recruitment for AAO. Please note the following points:
LIC AAO Age Limit (As on 1/8/2025)
Generalist post: The candidate must be at least 21 years old as of 1st August 2025. The upper age limit is 30 years as of 1st August 2025. This means applicants should have been born between 2nd August 1995 and 1st August 2004 (both dates inclusive).
Specialist Post: The post-wise age limit varies in the specialist cadre. Check the table below.
| Post | Age Limit (as on 01.08.2025) |
| AE (Civil) | 21–30 years (Born between 02.08.1995 and 01.08.2004) |
| AE (Electrical) | 21–30 years (Born between 02.08.1995 and 01.08.2004) |
| AAO (Chartered Accountant) | 21–32 years (Born between 02.08.1993 and 01.08.2004) |
| AAO (Company Secretary) | 21–30 years (Born between 02.08.1995 and 01.08.2004) |
| AAO (Actuarial) | 21–30 years (Born between 02.08.1995 and 01.08.2004) |
| AAO (Insurance Specialist) | 21–30 years (Born between 02.08.1995 and 01.08.2004) |
| AAO (Legal) | 21–32 years (Born between 02.08.1993 and 01.08.2004) |
Age Relaxation is as follows:
| Category | Age Relaxation Period |
|---|---|
| SC/ST | 5 Years |
| OBC | 3 Years |
| PwBD (Gen) | 10 Years |
| PwBD (SC/ST) | 15 Years |
| PwBD (OBC) | 13 Years |
| ECO/SSCO (GEN) | 5 Years |
| ECO/SSCO (SC/ST) | 10 Years |
| ECO/SSCO (OBC) | 8 Years |
| Confirmed LIC employees | Further 5 Years |
LIC AAO Education Qualification
Generalist posts: Candidates must possess a Bachelor’s degree from a recognised university or institution approved by the Government of India or relevant regulatory authorities. Proof of result declaration must be submitted at the time of the interview.
Specialist Post: The qualifications required and experience is different for each post. Check the details below.
| Post | Educational Qualification |
Experience Requirement
|
| AAO (Chartered Accountant) | Bachelor’s Degree + Passed Final Exam of ICAI + Associate Member of ICAI |
Articleship completed; Membership verification required
|
| AAO (Company Secretary) | Bachelor’s Degree + Qualified Member of ICSI | – |
| AAO (Actuarial) | Bachelor’s Degree in any discipline + Passed at least 6 papers of the Institute of Actuaries of India/UK |
Membership verification required
|
| AAO (Insurance Specialist) | Bachelor’s Degree in any discipline + Fellowship of Insurance Institute of India (Life) |
Minimum 5 years in Life Insurance Companies (regulated by IRDAI)
|
| AAO (Legal) | Bachelor’s Degree in Law with minimum 50% marks (45% for SC/ST/PwBD) |
Enrolled Advocate + Minimum 2 years’ post-enrolment legal experience
|
LIC AAO Salary Structure
The basic pay for LIC AAO 2025 is Rs. 88,635 per month in the pay scale of Rs. 88,635–1,69,025 plus admissible allowances as per rules. At the starting level, the total salary, including allowances like House Rent Allowance (HRA) and City Compensatory Allowance (CCA) will be around Rs. 1,26,000 per month in an ‘A’ Class city.
In addition, employees will also get several benefits such as a contributory pension, gratuity, leave travel concession (LTC), medical benefits, insurance cover, vehicle loan facility, meal coupons, reimbursement for mobile/briefcase/furniture, maid allowance, and other perks as per LIC rules.
LIC AAO 2025 Selection Process
There are three stages in the LIC AAO Selection Process as discussed in the table below.
| Stage | Details |
| Preliminary Exam |
Online test with objective-type questions from English, Reasoning, and Quantitative Aptitude. Qualifying in nature.
|
| Main Exam |
Objective + Descriptive paper. The objective section includes Reasoning, GK & Current Affairs, Professional Knowledge (for Specialists), Insurance & Financial Market Awareness, and Data Analysis. Descriptive test of English (letter & essay). A descriptive paper is qualitative only.
|
| Interview |
Personal Interview for candidates shortlisted from the Mains Exam.
|
| Final Selection |
Based on marks obtained in the Mains (objective test) + Interview. Prelims and descriptive papers are qualifying.
|
LIC AAO Exam Pattern
The LIC AAO Pattern is similar to other bank exams. For the two-staged online exam, the preliminary exam will be followed by the main exam. The exam pattern for both the Prelims and Mains Exam has been tabulated below.
Prelims Exam Pattern
The prelims include 100 questions for 70 marks from Reasoning, Quantitative Aptitude, and English section. The candidates get 60 minutes to solve the paper.
| Sections | Number of Questions | Total Marks | Duration |
| Reasoning | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language | 30 | 30 | 20 minutes |
| Total | 100 | 70 | 60 minutes |
LIC AAO Mains Exam Pattern For Generalist Post
The main examination includes 120 questions for 300 marks from Reasoning, General Knowledge, Professional Knowledge, and Insurance and Financial Market Awareness sections.
| Sr. No. | Sections | Number of Questions | Total Marks | Duration |
| 1. | Reasoning | 30 | 90 | 40 minutes |
| 2. | General Knowledge, Current Affairs | 30 | 60 | 20 minutes |
| 3. | Professional knowledge | 30 | 90 | 40 minutes |
| 4. | Insurance and Financial Market Awareness | 30 | 60 | 20 minutes |
| Total | 120 | 300 | 120 minutes | |
- Marks in English will not be counted for ranking in both Phase 1 and Phase 2
- Candidate MUST pass each Section separately and should also obtain minimum marks in the aggregate to qualify for the online examinations (Preliminary and Main) and the interview
LIC AAO Descriptive Exam Pattern
Here is the exam pattern for the descriptive examination, including the maximum marks, number of questions, and duration.
| Topics | No. of Question | Maximum Marks | Time Duration |
| English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal) | 2 | 25** | 30 minutes |
LIC AAO 2025 Syllabus
The LIC AAO Syllabus 2025 consists of the topics covered in Reasoning, Quantitative Aptitude, English Comprehension, and General Awareness. The prelims and mains syllabus is almost the same except General Awareness, Data Analysis, and Interpretation, Professional Knowledge and Insurance, and Financial Market Awareness are added subjects of the LIC AAO & AE Mains Exam.
|
Reasoning Ability
|
Quantitative Aptitude | GK & Current Affairs | English Language |
| Seating Arrangements | Simplification | Indian Constitution | Parts of Speech |
| Coding-Decoding | Number Series | Environment Topics | Subject-Verb Agreement |
| Blood Relations | HCF and LCM | National & International Events | Error Corrections |
| Direction Test | Simple & Compound Interest | Government Schemes | Sentence Improvement |
| Puzzles | Profit and Loss | Sports News | Spotting Errors |
| Order and Ranking | Permutation & Combination | Awards and Honours | Antonyms & Synonyms |
| Input-Output | Problem on Ages | Government Policies |
Active & Passive Voice
|
| Inequalities | Work and Time | New Legislations |
Direct & Indirect Speech
|
| Alphabet & Number Series | Speed, Distance & Time | Science & Technology |
Idioms and Phrases
|
| Statement, Arguments & Conclusion | Probability | Books & Authors | Singular-Plural |
| Syllogism | Average | Important Days | Para-jumbles |
| Machine Input-Output | Boats & Streams | Committees, Commissions & Reports | Fillers |
| Analytical Reasoning | Cistern & Pipe | Inventions & Discoveries |
Passage Completion
|
| Logical Reasoning | Quadratic Equations | Person in News |
Reading Comprehension
|
| Alpha-Numeric-Symbol Series | Approximation | National & International Organizations | Cloze Tests |
| Mensuration |
Vocabulary-based Questions
|
||
|
Ratio & Proportion
|
Word Usage | ||
| Partnership |
Phrase/Connector
|
||
| Percentage | |||
| Surds & Indices | |||
|
Mixtures & Allegations
|
|||
| Data Sufficiency | |||
|
Data Interpretation (Bar Graph, Line Chart, Tabular, Radar/Web, Pie Chart)
|
LIC AAO Previous Year Question Papers
Candidates can prepare for the LIC AAO Exam by going through the LIC AAO Previous Year Question Paper to learn about the past year’s trends in the examination. It will help the candidates to gauge their knowledge regarding what type of questions are asked in the exam.
LIC AAO 2025 Cut Off
LIC AAO Result is declared separately for each phase after the commencement of the exam for that particular phase. Candidates can check the previous year’s LIC AAO cut-off from the table below for a better understanding of the exam.
| LIC AAO Prelims Previous Year Cut off | ||
| LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Mock Test 2025
Preparing for the LIC AAO 2025 exam becomes more effective when candidates regularly practice LIC AAO Mock Tests. These mock tests are designed to provide aspirants with a realistic exam experience, helping them understand the exam pattern, difficulty level, and types of questions asked. By attempting mock tests, candidates can identify their strong and weak areas, improve speed and accuracy, and build confidence before the actual exam.
LIC AAO 2025 Exam Centres
LIC conducts the LIC AAO 2025 at different exam centers across the country. The candidates were given the option of selecting their preferred exam center. Below is the list of different cities according to the state in which LIC will conduct its LIC AAO exam.
| States/ UT | LIC AAO Exam Centers |
| Andaman and Nicobar | Port Blair |
| Andhra Pradesh |
|
| Assam |
|
| Arunachal Pradesh | Naharlagun |
| Bihar |
|
| Chandigarh | Chandigarh-Mohali |
| Chattisgarh |
|
| Delhi |
|
| Goa | Panaji |
| Gujarat |
|
| Haryana |
|
| Uttarakhand |
|
| Himachal Pradesh |
|
| Jharkhand |
|
| Karnataka |
|
| Kerala |
|
| Rajasthan |
|
| Maharashtra |
|
| Madhya Pradesh |
|
| Manipur | Imphal |
| Meghalaya | Shillong |
| Mizoram | Aizawl |
| Nagaland | Kohima |
| Odisha |
|
| Punjab |
|
| Tamil Nadu |
|
| Sikkim | Barding-Gangtok |
| Telangana |
|
| Uttar Pradesh |
|
| Tripura | Agartala |
Useful Preparation Tips for LIC AAO Aspirants
Preparation for LIC AAO starts with knowing the Exam Pattern & Syllabus that will help understand the demand of the exam. After that follow the given below tips:
- Focus on Insurance & Financial Awareness: Since it’s a specialised exam, keep yourself updated on insurance terms, policies, and current financial news.
- Practice Previous Year Papers & Mock Tests: This will help you get familiar with question trends and improve speed & accuracy.
- Strengthen Quant & Reasoning: Focus on speed-based calculations, puzzles, and data interpretation, as these sections are time-consuming.
- Work on English Skills and Current Affairs: Read newspapers daily, practice comprehension, and improve grammar for better performance. Also, prepare at least 6 months of current affairs.
- Make Short Notes for Revision: Especially for GA and insurance topics, keep crisp notes for last-minute review.
- Adapt to Time Management: Learn to attempt high-scoring sections first, and don’t get stuck on lengthy questions.
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