SBI PO Salary Structure 2025, Pay Slip, Job Profile, Career Growth

The State Bank of India offers an attractive salary package for Probationary Officer post across all its branches. The salary given at SBI is comparatively higher than the Public Sector Banks. The starting SBI PO Salary is Rs. 48,480/- per month and it increases with time as you progress. Becoming a PO at SBI has its own benefits and perks that is hard to ignore and candidates opt for this exam to get a secure and stable job. Check details of salary structure, job profile, and more below.

SBI PO Salary 2025

Besides the basic pay of the SBI PO, the employees get other allowances and benefits like house allowances, DA, Medical Insurance, and others. A Probationary Officer has many responsibilities which include the task of handling multiple operations such as finance, accounting, billing, investment, revenue collection, etc. during his/her probation period. SBI PO is one of the most demanding government jobs in India.

SBI PO Salary Structure 2025

The State Bank of India Probationary Officer (PO) is considered the most demanding and prestigious government job in India as SBI is one of the top nationalized banks. When a candidate is appointed as a PO in SBI he/she starts receiving Rs.56,480 his basic salary ( Rs. 48,480 with 4 advance increments). The salary structure of SBI PO follows the range of 48480-2000/7-62480-2340/2-67160-2680/7-85920 and the approximate CTC at Mumbai centre is Rs. 20.43 Lacs.

SBI PO Mains Result 2025- Click to Check

SBI PO Deductions

There are several deductions in the SBI PO Salary as well which includes PF, taxes, membership fee, etc.

SBI PO In Hand Salary 2025

The SBI PO In Hand Salary ranges from Rs 80,000 to Rs 82,000 per month. Their annual gross compensation is going to be Rs 20.43 Lakhs (for Mumbai Centre). Apart from the basic pay, SBI Probationary Officers receive additional benefits such as Lease Rental/HRA, DA, Medical, CCA, and other allowances. The specific amount of these allowances varies depending on the location of the job posting.

SBI PO Salary Slip 2025

SBI PO Allowances

The SBI PO Salary includes a basic salary in addition to several allowances that increase an employee's take-home pay. Allowances that are included in the salary are tabulated below:

SBI PO Salary Increment

Candidates can check the year-wise SBI PO Increment details in the table below. Once candidates complete 7 years in the service they get the maximum increment.

SBI PO Annual Package

The annual salary package for an SBI Probationary Officer (PO) is quite attractive. The approximate Cost to Company (CTC) at the initial scale of pay at the Mumbai Centre is Rs. 20.43 lakhs per year. This CTC includes basic pay, various allowances, and other benefits offered by the bank. The salary may vary slightly depending on the posting location and perks available in different regions.

SBI Probationary Officer Salary: Benefits

Being a Bank job, SBI PO Perks include the benefit of having a settled career, job security, fixed allowances, and increments. This job is thus an attractive one to a huge number of candidates.

The additional benefits of the salary include:

1. Medical insurance (100 percent for self and 75 percent for family members)
2. Cashless treatment in selected medical facilities around the country
3. Newspaper allowance
4. Books and magazines allowance
5. Petrol allowance
6. House maintenance allowance
7. Telephone bill reimbursement
8. Entertainment allowance
9. Concessionary interest rates for House Loan, Car Loans, and Personal Loans
10. New pension scheme contribution
11. Leave Travel Concessions (LTC)

SBI PO Salary After 7 Years

The salary and the in-hand salary of SBI PO are subject to increments every year. There is a fixed amount of increment given to every SBI PO based on the period of service given by them. You must be eager to know about the amount of salary that you will receive after a certain period whether it is 2 years, 5 years, or 7 years. With the increase in working years, the yearly CTC will also increase. The table below shows the SBI PO Salary increment annually and the final salary.

SBI PO Job Profile

The following are the duties of an SBI Probationary Officer regularly:

1. Supervision of clerical activities, customer service, processing loans, opening bank accounts, etc.
2. Marketing of New Schemes
3. Bringing New Business to the bank
4. Any other task bestowed by the bank from time to time.
5. On-site training, such as at SBI training institutes.

SBI PO Promotions

Candidates shall be appointed to the Junior Management Grade Scale-I (JMGS-I) and confirmed in the Bank's service if they pass the evaluation standards established by the Bank. As the bank holds promotional exams regularly, candidates have a good opportunity to move up to the Top Management Grade quickly. The SBI POs are promoted as per the serial given here from 1 to 11; 11 being the highest of all.

1. Assistant Manager
2. Deputy Manager
3. Manager
4. Chief Manager
5. Assistant General Manager
6. Deputy General Manager
7. General Manager
8. Chief General Manager
9. Deputy Managing Director
10. Managing Director
11. Chairman

Career As an SBI PO in 2025

Overall, the salary and perks offered by the SBI PO Job profile are very attractive and give good career growth. The banking sector releases a decent number of vacancies to offer a good opportunity to aspirants. Numerous candidates apply for the post every year and are currently enjoying a stable life with a good income.

SBI PO Cut Off 2025- Click to Check

SBI PO Training Period

The SBI PO Joining & Training Process includes several important steps to ensure candidates are well-prepared for their roles. Initially, candidates are required to complete a series of online courses that cover fundamental banking knowledge. This foundational training is designed to equip them with essential skills and information relevant to their position.