29 January 2020
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Current Affairs 2020: List of Important Modi Government Schemes

Government Schemes are launched by the Government of India to improve the economic and social warfare of the people of the nation. These government schemes play a very important role in solving basic problems of the society and everyone must be aware of these schemes. Read this article to know about the Government Schemes implemented in the country.

The Modi government has started many welfare schemes since 2014. These schemes have been made for the well being and welfare of different sections of society. Major schemes of the Modi government include Skill India, Beti Bachao-Beti Padhao, Jan Dhan Yojana and Swachh Bharat Mission.

Government Schemes	Launch Date
1. Pradhan Mantri Jan Dhan Yojana	August 28, 2014
2. Pradhan Mantri Sukanya Samriddhi Yojana	January 2015
3. Pradhan Mantri Mudra Yojana	April 8, 2015
4. Pradhan Mantri Jeevan Jyoti Bima Yojana	May 9, 2015
5. Atal Pension Yojana	May 9, 2015
6. Kisan Vikas Patra	March 3, 2015

Important Schemes Launched in India by government of India

Pradhan Mantri Jan Dhan Yojana (PMJDY)

This scheme was launched on August 28, 2014, with the target of monetary inclusion and access to financial services for all households within the country. Under this scheme, a person above the age of 10 years can open a checking account without depositing any money. This scheme has been great success quite 21 crore accounts are opened in only about one and a half year after launching of this scheme.

Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY)

This scheme was launched in January 2015, the most objective of this scheme is to secure the long term of the girl child. it's an outstanding step by the GoI and it had been launched on 22nd January 2015. it's a neighborhood of GoI’s ‘Beti Bachao-Beti Padhao’ initiative. Under this scheme, a bank account are often opened within the name of a woman child and deposits are often made for 14 years. After the girl reaches 18 years aged , she will withdraw 50% of the quantity for the wedding of upper study purpose. After the girl completes 21 years of aged , the maturity amount are often withdrawn including the interest at rates decided by the Government per annum .

Pradhan Mantri Mudra Yojana (PMMY)

This scheme was launched on April 8, 2015, the most objective of this scheme is financial support for the growth of micro-enterprises sector. This yojana was launched with the aim of funding to the non-corporate small business . As per the official websites of PMMY, 27344053 number of loans are sanctioned under the scheme till February 26, 2016. the quantity sanctioned has reached quite Rs 1 lakh crore.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

This scheme was launched on May 9, 2015, the most objective of this scheme is to supply life assurance cover to all or any Indian citizens. Under this scheme, the policyholder can get a life assurance cover of Rs 2 Lakh with an annual premium of just Rs 330 excluding service tax. All the Indian citizens between 18-50 years aged with a saving checking account are eligible to avail of the scheme.

Atal Pension Yojana (APY)

This scheme was launched on May 9, 2015, the most objective of this scheme is to extend the number of individuals covered under any quite pension scheme. APY is Jan Suraksha schemes launched by PM Narendra Modi. Under this scheme, the beneficiary has got to make a contribution for a minimum of 20 years before he/she can get a pension after attaining age of 60 years. The scheme provides a monthly pension of Rs 1000 to Rs 5000 per month supported the contribution amount.

Kisan Vikas Patra

This scheme was launched on March 3, 2015, the most objective of this scheme is to supply safe and secure investment avenues to the tiny investors. In this scheme wherein the invested money will get doubled in 8 years and 4 months. The kisan vikas patra certificates would be available within Rs 1,000, 5,000, 10,000 and 50,000 and there's no upper limit on investment in KVPs.

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