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When was the Rashtriya Swasthya Bima Yojana introduced to provide health insurance to people below the poverty line?
Question

When was the Rashtriya Swasthya Bima Yojana introduced to provide health insurance to people below the poverty line?

A.

2017

B.

2009

C.

2014

D.

2008

Correct option is D

The correct answer is (d) 2008.
· Rashtriya Swasthya Bima Yojana (RSBY) was launched on April 1, 2008, by the Ministry of Labour and Employment, Government of India.
· It aims to provide health insurance coverage to families living below the poverty line (BPL).
· Under RSBY, beneficiaries are entitled to hospitalization coverage of up to ₹30,000 for most diseases, with pre-existing conditions also being covered.
· The scheme involves a smart card system for beneficiaries, which simplifies the process of availing cashless treatment at empaneled hospitals.
Information Booster:
· Eligibility: Families categorized under BPL and listed in the district BPL survey.
· Premium Contribution: The central government provides 75% of the premium, and the remaining 25% is borne by the state government.
· Current Status: RSBY has been subsumed under the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) since 2018, which provides higher coverage.

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