What is the insurance cover under the Ayushman Bharat Scheme–

Correct option is B

Sol. The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY) provides health insurance cover of ₹5 lakh per family per year. It is applicable for secondary and tertiary care hospitalization. It covers more than 10 crore poor and vulnerable families, providing cashless treatment in both government and empanelled private hospitals. The scheme was launched in 2018 as part of India’s universal health coverage efforts.
Explanation of each option:
· (a) Rs 4 Lakh – Incorrect. The official insurance cover under PMJAY is ₹5 lakh, not ₹4 lakh.
· (b) Rs 5 Lakh – Correct. This is the correct and verified coverage amount provided per family per year under PMJAY.
· (c) Rs 10 Lakh – Incorrect. No such provision exists in Ayushman Bharat. ₹10 lakh coverage is available only in select state schemes like Telangana Aarogyasri.
· (d) Rs 3 Lakh – Incorrect. This is lower than the actual benefit offered and does not reflect the PMJAY coverage norms.