what is the inhand salary of sbi po

Correct option is A

The in-hand salary of an SBI PO varies slightly based on the posting location, but on average, it ranges from ₹80,000 to ₹82,000 per month in urban and metro cities. The starting basic pay for an SBI Probationary Officer is ₹48,480, and they are also eligible for four advance increments in Junior Management Grade Scale-I. Over and above the basic pay, the officer receives several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Special Allowance, and various other perquisites like furniture allowance, petrol, and newspaper reimbursement. These allowances vary depending on the city classification—rural, semi-urban, or metro. For example, in metro cities where leased accommodation is provided, HRA may not be included but the total benefits still increase significantly due to higher CTC components. Deductions such as professional tax, income tax, and contributions to the National Pension Scheme (NPS) are subtracted from the gross salary to arrive at the in-hand amount. Despite these deductions, the in-hand salary remains among the highest in the public banking sector. In addition to the monthly salary, officers also receive annual increments, bonuses, and performance-linked incentives, which further enhance their earnings and financial stability.