Correct option is A
The Pradhan Mantri Jan Dhan Yojana (PMJDY) was introduced in 2014 as the flagship financial inclusion scheme, aiming to bring the unbanked population into the formal financial system. It has successfully opened over 48 crore bank accounts as of 2023, mostly for people in rural and underprivileged areas. PMJDY provides accident insurance cover up to ₹2 lakh (statement c), but it encourages zero-balance accounts (not minimum balance maintenance, statement d). Its primary goal is financial inclusion through easy access to banking facilities and financial products
