Correct option is D
Given: 'WHOM' coded as 'SCKH'
Logic: First and third letter is decreasing by 4, second and third is decreasing by 5.
W – 4 = S, H – 5 = C, O – 4 = K, M – H =5
Similarly,
Code for - 'BAKE'
B – 4 = X, A - 5= V, K – 4 = G, E – 5 = Z
XVGZ, is the correct answer.
Thus, correct option is (d).